Bodily Injury Litigation Adjuster (Homeowner Liability)

Allstate Insurance Company

$56K — $105K *
US-Anywhere
+ 36 other locationsRemote
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in insurance claims handling, especially in complex cases
  • Proficiency in understanding automobile accidents and related liability matters
  • Strong negotiation skills in claims resolution
  • Experience with Homeowner Liability or Commercial General Liability insurance
  • Deep knowledge of relevant insurance policies and industry standards

Responsibilities

  • Investigate and assess complex automobile accident claims
  • Determine coverage, liability, and damages within authority limits
  • Mentor junior employees and guide them in claims processes
  • Identify customer needs and enhance service delivery
  • Evaluate potential for subrogation or fraud in claims administration

Benefits

  • Comprehensive technology setup for remote work
  • Monthly connectivity reimbursement for home internet costs
  • Opportunity for career growth in Bodily Injury Litigation and related specialties
  • Flexible work-from-home arrangements with a focus on a productive workspace
  • Chance to mentor and develop junior claims professionals
Full Job Description
Job Description
Responsible for investigating and confirming the facts of loss for the most complex automobile accidents. Determines coverage, liability, damages and otherwise adjusts and negotiates claims within limit of authority. Mentors and provides direction to junior employees.

We're looking for a skilled Bodily Injury Litigation Adjuster with Homeowner Liability or Commercial General Liability experience to join our team! In this role, you'll manage complex injury claims, including fractures, bilateral fractures, fatalities etc. We're open to candidates located in Eastern or Central time zones who are eager to make an impact and grow their career in both Bodily Injury Litigation and Homeowner Liability.

Key Responsibilities
• Recognizes and identifies body parts of a vehicle or understanding other potential property damage
• Identifies customer needs and works to meet those needs using appropriate customer service skills
• Determines subrogation or fraud potential and how to handle for the most complex cases
• Applies advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
• Recommends process improvements
• Applies increased experience in the Sr Adjuster level or a rotation into a specialty position (Coverage, Investigation Specialist, Total Loss, Initial Handler, Extended Handler, Litigation, etc.)
• For claims involving injuries (if handled), learns how to review, evaluate, and negotiate moderate to complex/Catastrophic injury claims
• Handles investigation regarding all aspects of the most complex auto claims (coverage, liability and damages) with the exercise discretion and independence within increased level of authority

Experience
• 3 or more years of experience (Preferred)

Supervisory Responsibilities
• This job does not have supervisory duties.

#LI-KR1

Skills
Automobile Accidents, Automobile Accidents, Case Management, Casualty Insurance, Claims Administration, Claims Litigation, Claims Resolution, Claims Review, Commercial General Liability Insurance, Commercial Liability, Complex Claims, Fractures, General Liability Claims, General Liability Insurance, Homeowners Claims, Homeowners Insurance, Homeowners Insurance Claims, Insurance Claim Handling, Insurance Litigation, Insurance Policies, Liability Insurance, Litigation, Litigation Management, Litigation Support, Negotiation {+ 2 more}

Compensation
Base compensation offered for this role is:

Adjuster Cons II: $56,000 - $82,500
Adjuster Sr Cons I: $68,500 - $104,100
Adjuster Sr Cons II: $68,500 - $105,140

And is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.

Benefits

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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