As the Business Banking Relationship Officer Sr., you will be responsible for increasing the Bank’s profitability by cultivating new commercial relationships and the expansion/retention of existing relationships. In this role you must utilize your credit acumen and be knowledgeable in non-credit products such as Deposit products, treasury management, virtual card, trust, etc. Successful candidates for this role will be resilient, agile, accountable, and driven.
How you’ll spend your time:
- You will utilize your networking abilities in the community by participating in community and professional activities in order to enhance UMB’s image and brand to build new business.
- You will utilize your credit skills to qualify companies eligible for loan business while managing the overall credit quality of assigned portfolio to ensure the loan quality.
- You will utilize your negotiation skills to negotiate loan proposals, analyze & evaluate credit requests & write loan commitments, for presentation to underwriter or loan committee for loan approval.
- Utilizing your communications skills, you will serve as the primary contact for all financial services to individual Business Banking clients with the bank to ensure retention of business.
We’re excited to talk with you if:
- If you have a Bachelor’s degree or equivalent work experience of up to 7 years in a commercial lending role.
- If you have demonstrated experience in sales to small businesses, credit knowledge, and credit underwriting knowledge.
- Bonus points, if you have strategic industry sales knowledge, and marketing abilities to those industries.
This position was posted on 09/28/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.
Compensation Range:
$98,208 - $144,705
The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
