Bank Examiner/Principal Analyst to the SDC, NB-0570-VII

Office of the Comptroller of the Currency

$120K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of specialized experience at the GS-14 level or equivalent in financial supervision or regulation.
  • Expertise in analyzing data related to digital assets and financial innovations.
  • Strong background in assessing supervisory findings for consistency and accuracy.
  • Experience in providing strategic consultation to senior management in regulatory settings.
  • In-depth knowledge of OCC policies, procedures, and practices.

Responsibilities

  • Direct senior-level oversight of RMFI supervisory work for quality and alignment with OCC objectives.
  • Lead cross-cutting analyses to identify trends and assess risks affecting RMFI supervision.
  • Evaluate efficiency and effectiveness of RMFI supervisory processes, focusing on emerging issues.
  • Conduct comprehensive reviews of significant supervisory documents for accuracy and alignment.
  • Engage with financial regulators and industry representatives on key supervisory matters to foster collaboration.

Benefits

  • Access to a comprehensive benefits package including health insurance, retirement plans, and paid leave.
  • Opportunity for job stability and growth within the U.S. federal government.
  • Potential eligibility for flexible work arrangements, depending on management needs.
Full Job Description
Summary

As a Principal Analyst to the Senior Deputy Comptroller (SDC), you will support the SDC in the oversight, evaluation, and coordination of Regional and Midsize Financial Institutions supervisory programs, processes, and related activities in accordance with OCC policies, procedures, and practices.

Duties

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As a Bank Examiner/Principal Analyst to the SDC, you will:

  • Provide senior-level oversight of RMFI supervisory work by directing reviews and evaluations of examination products, supervisory analyses, and related program outputs for quality, consistency, and alignment with OCC priorities and supervisory objectives. Assess the adequacy of supervisory findings, conclusions, recommendations, and required actions; identify patterns, issues, and areas requiring clarification, additional analysis, or corrective action; and direct or recommend revisions, as appropriate.
  • Direct cross-cutting analyses of supervisory data, examination results, program outputs, and industry developments to identify trends, validate supervisory information, and assess emerging and future risks affecting RMFI supervision. Evaluate the reliability, significance, and supervisory implications of data, analytics, and risk indicators used to inform OCC priorities and decision-making. Identify developing risk themes, supervisory blind spots, and knowledge gaps, and establish or recommend strategies to strengthen supervisory awareness, responsiveness, and forward-looking risk identification.
  • Lead reviews of RMFI supervisory processes, procedures, and operational practices to assess efficiency, effectiveness, consistency, and alignment with risk. Evaluate whether supervisory resources, attention, and activities are appropriately prioritized to areas of greatest need and highest risk, including emerging issues related to digital assets, stablecoins, and other financial innovations, and direct or develop improvements to strengthen program performance and resource alignment. Lead special reviews, task forces, working groups, and cross-functional initiatives addressing broad supervisory policy, program, system, and practice issues, including matters of significant scope, sensitivity, or OCC-wide impact.
  • Conduct authoritative reviews of significant proposed supervisory, supervisory support, and operational policy documents, correspondence, periodic and special reports, and other materials submitted to the SDC. Review materials for the SDC's signature or approval to ensure findings, conclusions, recommendations, required actions, and responses are accurate, well supported, and consistent with OCC priorities and supervisory objectives. Prepare and clear high-level correspondence involving complex, technical, and sensitive supervisory matters, and direct or recommend revisions to originating offices, as appropriate.
  • As appropriate, lead or coordinate engagement with OCC officials, other financial regulators, Treasury officials, bank executives, and industry representatives on significant supervisory matters affecting OCC priorities and the broader financial system. Articulate OCC supervisory perspectives, promote information sharing and coordinated action on shared regulatory concerns, and build productive working relationships that support effective supervision, risk identification, and timely response to emerging issues.


Requirements

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Conditions of employment

This position requires that the successful candidate undergo personnel vetting, which includes a background investigation and enrollment upon onboarding into "Continuous Vetting." Enrollment in Continuous Vetting will result in automated record checks being conducted throughout one's employment with Treasury. The successful candidate will also be enrolled into FBI's Rap Back service, which will allow Treasury to receive notification from the FBI of criminal matters (e.g., arrests, charges, convictions) involving enrolled individuals in near real-time.

There are three key documents that contain important information about your rights and obligations. Please read and retain these documents:

  1. Noncriminal Justice Applicant's Privacy Rights, for those who undergo an FBI fingerprint-based criminal history record check for personnel vetting, which includes Rap Back,
  2. FD-258 Privacy Act Statement - FBI (this is the same statement used when your fingerprints are submitted as part of your background investigation), and
  3. SEAD-3-Reporting-U.pdf (dni.gov), (applicable to those who hold a sensitive position or have eligibility for access to classified information).


  • Complete a one-year trial period (unless already completed).
  • Complete a background investigation (unless already completed).
  • Sign a statement that you are voluntarily leaving the competitive service for a position in the excepted service, if applicable.
  • Travel overnight or locally on an occasional basis.
  • Obtain and use a Government-issued charge card for business-related travel.
  • File an Executive Branch Confidential Financial Disclosure Report (OGE 450) and an OCC Financial Disclosure Form.
  • Complete a financial disclosure review and resolve any ethics issues.
  • Click here for important information about OCC ethics standards, such as the requirement that new hires divest their bank securities.


Qualifications

You must meet the following requirements within 30 calendar days after the closing date of this announcement:

You must have one year of specialized experience at a level of difficulty and responsibility equivalent to the NB-VI band level or GS-14 grade level in the Federal service. Examples of specialized experience for this position include:

  • Analyzing data, examination information, and key risk metrics to identify patterns and emerging trends related to digital assets, stablecoins, and other financial innovations.
  • Reviewing findings and conclusions for accuracy, consistency, and support, and preparing recommendations for management to improve supervisory processes, operational practices, or risk identification.
  • Providing advice and consultation to senior management on emerging issues in a financial institution or regulatory agency.


The experience may have been gained in the public sector, private sector, or through volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis.

To receive any credit for your work experience, please indicate dates of employment by month/year, and indicate the number of hours worked per week, on your resume.

Education

Education cannot be used to qualify for this position.

Additional information

  • One position may be filled in any of the locations specified above. A selection for duty locations posted will be made based on management needs. All locations may not be filled.
  • Applicants may apply under OCC's Alternative Location Arrangement and will be subject to the provisions of the Alternative Location Arrangements PPM 3110-53.
  • If you are a current OCC employee who previously received a waiver determination permitting you to retain bank securities due to extenuating circumstances, please note that this determination may be rescinded if the nature of your duties changes. We strongly suggest that you discuss the potential implications of any change in duties on a prior securities determination with your ethics official.
  • We may select from this announcement or any other source to fill one or more vacancies.
  • The candidate selected for this position may be credited with directly-related non-Federal experience for annual leave purposes if eligible and considered appropriate.
  • Salary range does not include geographical pay.
  • For specific information on geographic pay differentials, click here.
  • Total pay cannot exceed applicable pay cap, which is $311,400 for 2026.
  • Click all links in this vacancy announcement to view additional information and instructions.
  • Please refer to "Conditions of Employment."
  • Click "Print" to review the entire announcement before applying.
  • Optional Essay Questions: Applicants may choose to respond to four short essay questions (200 words max each) to help us better understand your alignment with the agency's mission. These responses are optional and will not affect the applicant's eligibility.
  • All newly appointed employees to the excepted service are subject to a trial period. During this time, your performance, conduct, and suitability for continued employment will be evaluated. You will not automatically convert to permanent status at the end of the trial period. Your supervisor must affirmatively determine that continued employment is in the best interest of the Federal service. If no certification is made before the trial period ends, your appointment will be terminated. You are encouraged to actively engage with your supervisor, seek feedback, and understand role expectations. Additional guidance and support will be provided during onboarding.


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Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution.

Benefits

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A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.

Review our benefits

Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

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