Synchrony

AVP, Product Manager - Emerging Payments

Synchrony$90K — $155K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or HS diploma/GED with 6+ years of digital product experience.
  • 3+ years owning a digital product or capability across its lifecycle.
  • Experience with Agile practices, backlog management, and maintaining product documentation.
  • Strong analytical skills for data-driven decision making.
  • Ability to collaborate with multifunctional teams including Technology, Legal, and Marketing.
  • Familiar with product management, collaboration, analytics, and AI-enabled tools.
  • Willingness to travel as required.

Responsibilities

  • Define and evolve the Card Access product strategy and roadmap.
  • Identify and validate new product concepts through market research.
  • Translate customer needs and business objectives into product requirements.
  • Collaborate with Agile teams for prioritization and planning.
  • Develop business use cases and commercialization plans.
  • Stay updated on emerging payment technologies to inform strategy.
  • Establish product metrics and optimize based on performance insights.
  • Communication of product vision and progress to stakeholders.

Benefits

  • Flexible work options including remote and hub-based work.
  • Comprehensive support for personal and professional development.
  • Opportunities for performance bonuses based on individual and company metrics.
Full Job Description
Role Overview/Purpose

The Product Manager for Synchrony Card Access $2B+ product will own the strategy and evolution of a key Emerging Payments capability, shaping how customers access their payment credentials and use Synchrony credit across digital payment ecosystem. This leader will identify growth opportunities, translate customer and business needs into product direction, make prioritization decisions and lead capabilities from discovery through launch, adoption, measurement and optimization.

This is a highly collaborative and forward-thinking role for an adaptable product leader who is comfortable working in an evolving space. The ideal candidate is open to new ideas, brings innovative thinking, and acts as a true partner across business, technology, client, and functional teams. As payment products continue to evolve, this individual will help shape the future of how consumers transact, identify opportunities, define product direction, and deliver solutions that create value for customers, clients, and the business.

Essential Responsibilities
  • Define, own, and continuously evolve the Card Access product strategy and roadmap, establishing priorities for new and existing capabilities and leading product initiatives from concept through launch, optimization, and lifecycle management.
  • Identify, evaluate, and validate new product concepts through market research, customer insights, competitive analysis, stakeholder input, performance data, industry trends, customer behavior, and technology advancements.
  • Translate business objectives, customer needs and product strategy into clear product requirements and priorities, partnering with Product Owners and Agile teams to develop user stories, acceptance criteria and delivery plans.
  • Partner with Scrum Masters, Product Owners, and Agile teams to support prioritization, requirements, launch readiness, PI planning, and team updates. While maintaining product documentation, roadmaps, backlog status, planning materials, and quarterly business review inputs; while supporting prioritization, governance, compliance, and strategic alignment.
  • Develop business use cases, value propositions, and commercialization plans with go-to-market teams and internal stakeholders.
  • Stay current on emerging payment capabilities, including tokenization, card provisioning, credit rules, digital wallet experiences, and new payment ecosystems, to inform product strategy.
  • Establish product success metrics and own performance against key outcomes, including adoption, engagement, retention, customer experience, and business impact; use insights to identify friction points and optimization opportunities.
  • Partner cross-functionally with Technology, Agile Teams, Finance, Legal, Compliance, Marketing, Operations, Risk, Analytics, Client Teams, external partners, and other stakeholders to drive alignment, timelines, and accountability.
  • Communicate product vision, roadmap, progress, risks, dependencies, and results clearly to stakeholders, influencing through strong relationships and alignment. This may include making informed product trade-offs across customer value, business impact, technology complexity, risk, regulatory requirements, and speed to market.
  • Perform other duties and/or special projects as assigned


Qualifications/Requirements
  • Bachelor's Degree. In lieu of degree, HS Diploma/GED and 6+ years of experience owning a digital product or capability across its lifecycle
  • 3+ years of experience owning a digital product or capability across its lifecycle, including defining product strategy, managing roadmaps and priorities, translating customer and business needs into product requirements, and leading capabilities from discovery through launch and optimization.
  • Experience with Agile delivery practices, backlog management, and PI planning including the ability to maintain clear product documentation and planning materials
  • Strong analytical skills with the ability to use data, reporting, and customer insights to inform decisions and measure product performance.
  • Ability to collaborate effectively with cross-functional teams, including Technology, Legal, Compliance, Risk, Marketing, Operations, Finance, and client-facing teams.
  • Experience with product management, collaboration, analytics, and AI-enabled tools to improve product discovery, planning, decision-making, and execution.
  • Ability and flexibility to travel for business as required


Desired Characteristics:
  • Builder's mindset- energized by creating and evolving products rather than simply maintaining them.
  • Customer centered- connects customer problems and behaviors to product opportunities.
  • Strategic and commercially minded- connects product decisions to customer, client and business value.
  • Comfortable with ambiguity- can create direction when the path isn't fully defined.
  • Influential collaborator - builds alignment and moves teams without relying on authority.
  • Data-informed decision maker - combines quantitative insights with customer and market signals.
  • Curious about payments - actively follows digital wallets, tokenization, emerging payment technologies, and changing consumer behaviors to identify future product opportunities.
  • Strong communication skills with the ability to simplify complex topics, influence stakeholders, and present recommendations clearly.


Grade/Level: 11

The salary range for this position is 90,000.00 - 155,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

Our Way of Working:

We're proud to offer you flexibility. At Synchrony, our way of working allows you to have the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities such as regular business or team meetings, training and culture events.

*Field Sales and some Commercial team roles may have varied location requirements based upon partner obligations or preferences.

Eligibility Requirements:
  • You must be 18 years or older
  • You must have a high school diploma or equivalent


Job Family Group:
Marketing

About Synchrony

Synchrony (NYSE: SYF) is a leading consumer financing company at the heart of American commerce and opportunity. From health to home, auto to retail, our Synchrony products have been serving the needs of people and businesses for nearly 100 years. We provide responsible access to credit and banking products to support healthier financial lives for tens of millions of people, enabling them to access the things that matter to them. Additionally, through our innovative products and experiences, we support the growth and operations of some of the country's most respected brands, as well as more than 400,000 small and midsize businesses and health and wellness providers that Americans rely on. Synchrony is proud to be ranked as the country's #2 Best Company to Work For® by Fortune magazine and Great Place to Work®.
Learn more about Synchrony
Size
18,000 employees
Market Cap
$14.4 billion
Industry
Net Income
$1.3 billion
Founded
1993
5 Year Trend
+0.7%
NASDAQ

Similar Jobs

More Jobs at Synchrony

More Finance & Insurance Jobs

Find similar AVP, Product Manager - Emerging Payments jobs: