Job Title: AVP, Portfolio Analytics

Department: Credit Administration

Job Status: Full Time

FLSA Status: Exempt

Grade: 11

Amount of Travel: Some Travel

Reports To: 1st VP, Credit Administration

Positions Supervised: Documentation Specialist, Senior Portfolio Analyst

POSITION SUMMARY

Under the guidance of the 1st VP, Credit Administration, the AVP, Portfolio Analytics is responsible for the internal loan review program and overseeing the day-to-day functions of the Portfolio and Document Specialists. Ensures that all policies, procedures and regulations are followed as they pertain to the department.

ESSENTIAL FUNCTIONS

• Oversees the internal loan review process, ensuring the review program meets or exceeds regulatory guidance on an annual basis.
• Completes and documents loan review analyses on specific segments of the commercial loan portfolio that are strategically targeted to supplement external loan review.
• Guides, directs and develops training and work assignments of subordinates.
• Identifies weaknesses and coordinates training for staff as needed.
• Monitors the financial statement tickler process and assumes responsibility for the software utilized to maintain the ticklers. Makes appropriate recommendations to Management on changes, additions or replacement of system.
• Keeps abreast of all regulatory changes, internal policy and procedure updates.
• Strategize and update workflow procedures and technology to create efficiencies within the department.
• Assists in responding to requests of outside and inside auditors, examiners and external loan review.
• Performs Credit Administration related duties as needed.
• Must complete BSA, AML, and other Regulatory and Continuing Education as assigned.
• Must adhere to all bank and regulatory policies and procedures specific to position. Assumes additional responsibilities as requested.

POSITION QUALIFICATIONS

Competencies

• Decision Making/Judgment
• Leadership & Employee Development
• Management Effectiveness
• Planning
• Project Management

Education/Experience/Skills & Abilities

• Bachelor's Degree or the equivalent work-related experience required.
• One to three years of management experience
• Knowledge of each operational aspect of the department.
• Excellent communication skills.
• Working knowledge of Microsoft Office required.
• Ability to organize, prioritize, delegate, meet deadlines and balance numerous tasks at the same time.

PHYSICAL DEMANDS

Physical Demands

Lift/Carry

Stand Occasionally

10 lbs or less Frequently

Walk Occasionally

11 - 20 lbs Occasionally

Sit Constantly

21 - 50 lbs Not Applicable

Handling/Fingering Frequently

51 - 100 lbs Not Applicable

Reach Outward Occasionally

Over 100 lbs Not Applicable

Reach Above Shoulder Occasionally

Push/Pull

Climb Occasionally

12 lbs or less Occasionally

Crawl Not Applicable

13 - 25 lbs Occasionally

Squat or Kneel Occasionally

26 - 40lbs Not Applicable

Bend Occasionally

41 - 100 lbs Not Applicable

N (Not Applicable) Activity is not applicable to this occupation.

O (Occasionally) Occupation requires this activity up to 33% of the time (0-2.5+ hrs/day)

F (Frequently) Occupation requires this activity from 33%-66% of the time (2.5-5.5+ hrs/day)

C (Constantly) Occupation requires this activity more than 66% of the time (5.5+ hrs/day)

Other Physical Requirements

None

JOB CODE: 1000919