Capital One Financial Corporation

Auto Finance Sr Operations Manager - Repossession Operations (Hybrid)

Capital One Financial Corporation$149K — $170K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • High School Diploma or equivalent required, Bachelor's preferred
  • 7+ years in the financial industry
  • 10+ years of leadership experience
  • 5+ years of vendor management experience
  • Experience using Microsoft Office or Google Suite
  • Extensive knowledge in auto loan servicing preferred
  • Exceptional written and verbal communication skills

Responsibilities

  • Manage and develop leaders across various teams
  • Recruit and maintain vendor relationships
  • Monitor vendor performance through KPIs
  • Oversee internal team and portfolio performance
  • Ensure compliance with regulations
  • Troubleshoot escalated customer issues
  • Analyze data to identify trends and optimize processes

Benefits

  • Comprehensive health coverage
  • Inclusive work culture and environment
  • Performance-based incentive compensation
  • Opportunities for professional development
  • Work-life balance with hybrid model
  • Support for personal growth and learning
Full Job Description
Auto Finance Sr Operations Manager - Repossession Operations (Hybrid)

As a Sr. Operations Manager for Capital One Auto, you will be responsible for driving various aspects of performance across our portfolio of repo-eligible and recently repossessed customers. You will lead both customer-facing teams and back office support functions, directly managing leaders that support customer contact and escalations, collections, reinstatements, impounds, skip tracing, legal processes, vendor management, and complaint management. You will play a critical role in leading and driving operational excellence in execution and will partner closely with other job families and vendors to influence a broader business roadmap and drive performance higher. You will be responsible for performance, compliance, and engagement across 200-300 FTE including internal Associates, offshore labor and third party suppliers.

Job Description:

  • Manage, lead, coach, and develop leaders and cross-functional teams

  • Recruit, onboard, and maintain relationships with external vendors, primarily with off-shore labor providers and on-shore legal firms

  • Monitor and manage vendor performance using KPIs

  • Monitor and manage performance internally at agent, team, and portfolio levels

  • Ensure all processes are well managed and comply with applicable laws and regulations

  • Engage directly with law firms and ensure Capital One is adequately represented in court

  • Autonomously troubleshoot and resolve escalated issues with customers, agents, or internal departments

  • Analyze data to identify trends, coverage gaps, and cost-saving opportunities

  • Collaborate with various Loss Mitigation, Legal, and Operations teams to streamline processes and optimize performance

  • Collaborate with technology, data, analyst, product and other cross-functional teams to solve problems, influence change, and drive business strategy

  • Be open and available to travel (5-15% estimated)

The ideal candidate will:

  • Have an entrepreneurial spirit with a CEO mindset and serve as an advocate for our customers, Associates and vendor partners

  • Possess extensive experience overseeing and effectively running numerous complex processes, including customer-facing and back-office functions simultaneously

  • Possess experience coaching and developing mid-level managers (leaders of leaders) and overseeing large scale operations (200-300 FTE)

  • Possess experience in people leadership, collections, impounds, reinstatements, replevin, skip tracing, legal processes, risk management, process management, complaints and escalations, workflow management, vendor management, and other applicable auto servicing experience

  • Have demonstrated ability to develop and consistently maintain highly engaged teams and high performance across multiple functions and departments

  • Thrive in a fast paced, rapidly changing environment, acquiring and maintaining high levels of product, service, and process knowledge

  • Be innovative, highly organized, and have a measurable, demonstrated ability to drive business results while delivering superior service to our customers

  • Be flexible and open to change, lead optimistically through change, proactively drive change, proactively influence change both internally and externally

  • Demonstrate the ability to work remotely and in-person independently with ample self-motivation and discipline

  • Possess superior relationship building skills

  • Have exceptional written, verbal, and presentation skills (both in building slide-based or other written formatted presentations and in presenting verbally)

  • Cultivate a desire for learning and personal growth with the ability to use feedback in a positive way with personal accountability

**This position does require onsite attendance **
Location: This role is hybrid, where you will be expected to be in the office in Plano, TX for certain aspects of the role. The role also includes an estimated 5-15% travel where you would be occasionally visiting vendors, attending conferences or attending court hearings.

Basic Qualifications:

  • High School Diploma, GED or equivalent certification

  • At least 7 years of financial industry experience

  • At least 10 years of people leadership experience

  • At least 7 years of experience managing a team of people leaders

  • At least 5 years of vendor management experience

  • At least 3 years of experience using Microsoft Office or Google Suite

Preferred Qualifications:

  • Bachelors Degree or military experience

  • At least 12 years of experience in auto loan servicing

  • At least 12 years of people leadership experience

  • At least 10 years of experience managing a team of people leaders

  • At least 10 years of vendor management experience

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Plano, TX: $149,000 - $170,000 for Sr. Department Ops Manager










Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

About Capital One Financial Corporation

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

Capital One Financial Corporation Careers

Join the vibrant team at Capital One Financial Corporation, a leader in the financial services industry, where innovation meets purpose-driven leadership. As one of the most forward-thinking companies in banking, Capital One is the perfect place to jumpstart or advance your career with a myriad of job opportunities in various fields.

Work You’ll Do

At Capital One, we are committed to excellence and setting our team members up for success. By joining our dynamic team, you will engage in meaningful work that makes a real difference. From developing cutting-edge technology to crafting personalized financial solutions, every position at Capital One is geared towards redefining the future of banking.

Innovate and Lead

Capital One is not just a company; it's a hub of innovation and leadership. We empower our professionals to lead with their ideas and see them come to life. Our culture thrives on diversity and the unique perspectives each team member brings. Here, your skills in networking, problem-solving, and leadership will not only be valued but also nurtured through professional development and diversity training.

Grow Your Career

Capital One is deeply invested in the growth and development of its employees. With robust training programs, mentorship, and resources for professional enhancement, we ensure that your career trajectory aligns with your personal and professional goals. Whether it’s rising through the ranks or switching tracks via internal job opportunities, your growth is our priority.

Internship and Employment Opportunities

For those starting their journey, Capital One offers enriching internship programs that provide a glimpse into the culture and work ethic that drives our success. Interns gain hands-on experience, valuable insights, and the opportunity to network with leaders across the company. For seasoned professionals, we offer positions that challenge your expertise while encouraging balance and innovation.

Benefits and Culture

Choosing to work at Capital One means opting for a lifestyle where your well-being is prioritized. Our benefits package is designed to support you both at work and in your personal life, encompassing health, finance, and family. The inclusive culture at Capital One ensures that everyone, regardless of background, has the opportunity to thrive.

Join Our Team

Explore the various career paths available at Capital One and discover how your skills and passions can align with our mission. We are continuously hiring across multiple disciplines, eager to welcome curious, creative, and driven individuals to our team.

Stay Connected

Keep up to date with the latest in career opportunities and company news by joining our network. Tailor your job alerts to match your career preferences and get insider tips that can transform your application process, from crafting your resume to acing your interview.

Search Capital One Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. At Capital One, your next job opportunity could be the gateway to a fulfilling and prosperous career.

Read Careers Blog

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Capital One Financial Corporation is not just a company—it's a place where you can make an impact. Discover the opportunities waiting for you in a career at Capital One. Join us and shape the future of banking with your vision, skills, and enthusiasm.
Learn more about Capital One Financial Corporation
Size
51,500 employees
Market Cap
$34.1 billion
Industry
Net Income
$2.7 billion
Founded
1994
5 Year Trend
+2.4%
NASDAQ

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