Associate / Senior Associate, Structured Finance

KPMG

$80K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • One year of recent experience in financial audit or corporate accounting with a public accounting or advisory services firm.
  • Bachelor's degree in a relevant field from an accredited institution.
  • Strong knowledge of US GAAP, IFRS, or SEC financial reporting.
  • Proven ability to build relationships with senior executives and generate business opportunities.
  • Authorization to work in the U.S. without requiring visa sponsorship. Additional qualification for Senior Associate includes three years of relevant experience.

Responsibilities

  • Conduct detailed due diligence on warehouse lending facilities for key clients.
  • Analyze complex Loan and Security Agreements to ensure compliance with lender requirements.
  • Resolve complex investor reporting calculations and discrepancies.
  • Test operational processes against clients' policies for collateral management.
  • Assist in creating documentation and training materials to support warehouse financing expansion.
  • Stay updated on emerging technologies affecting structured finance and SMB lending (Senior Associate only).

Benefits

  • Comprehensive medical and dental plans.
  • Vision coverage and life insurance.
  • 401(k) plans for retirement savings.
  • Robust personal well-being benefits for mental health support.
  • Personal Time Off and holiday breaks without using PTO.
Full Job Description
KPMG is currently seeking an Associate / Senior Associate, Structured Finance to join our Structured Finance group in our Structured Finance practice

Responsibilities:
  • Warehouse Facility Due Diligence: Execute detailed review and due diligence procedures on warehouse lending facilities for key clients (including engagements related to consumer and commercial lenders and institutional banks).
  • Agreement and Compliance Review: Analyze complex Loan and Security Agreements (LSAs) and offering memorandums for agreement with lender scope.
  • Investor Reporting & Modeling: Verify, troubleshoot and resolve complex investor reporting calculations including Outstanding Receivables Balance, Factor Income, RTR Amount/Ratio, floor income rebates and Excess Concentration amounts.
  • Policies and Procedures Testing: Evaluate and test operational consistencies with clients' policies and procedures related to their origination and servicing of underlying collateral.
  • Process Documentation and Strategy: Assist in developing comprehensive procedural documentation and training materials for lender scope to support the expansion of the warehouse financing practice.

Additional Responsibilities for Senior Associate:
  • Market Innovation: Stay current on emerging technologies impacting structured finance and SMB lending, including Real-World Asset (RWA) tokenization, decentralized lending marketplaces and digital asset registries.


Qualifications:
  • Minimum one year of recent experience with a public accounting firm, advisory services firm or a large multinational organization conducting financial audit or corporate accounting
  • Bachelor's degree from an accredited college or university in an appropriate field
  • Strong current knowledge in one of the following: United States Generally Accepted Accounting Principles (US GAAP), International Financial Reporting Standards (IFRS), SEC financial reporting issues, bankruptcies, business combinations or financial restatements
  • Demonstrated ability to connect with senior executives of leading organizations to generate new business relationships and projects
  • Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. KPMG LLP will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa)

Additional Qualifications for Senior Associate:

  • Minimum three years of recent experience with a public accounting firm, advisory services firm or a large multinational organization conducting financial audit or corporate accounting


KPMG LLP and its affiliates and subsidiaries ("KPMG") complies with all local/state regulations regarding displaying salary ranges. If required, the ranges displayed below or via the URL below are specifically for those potential hires who will work in the location(s) listed. Any offered salary is determined based on relevant factors such as applicant's skills, job responsibilities, prior relevant experience, certain degrees and certifications and market considerations. In addition, KPMG is proud to offer a comprehensive, competitive benefits package, with options designed to help you make the best decisions for yourself, your family, and your lifestyle. Available benefits are based on eligibility. Our Total Rewards package includes a variety of medical and dental plans, vision coverage, disability and life insurance, 401(k) plans, and a robust suite of personal well-being benefits to support your mental health. Depending on job classification, standard work hours, and years of service, KPMG provides Personal Time Off per fiscal year. Additionally, each year KPMG publishes a calendar of holidays to be observed during the year and provides eligible employees two breaks each year where employees will not be required to use Personal Time Off; one is at year end and the other is around the July 4th holiday. Additional details about our benefits can be found towards the bottom of our KPMG US Careers site at Benefits & How We Work .

Follow this link to obtain salary ranges by city outside of CA:

https://kpmg.com/us/en/how-we-work/pay-transparency.html/?id=M118ADV_6_26
KPMG offers a comprehensive compensation and benefits package.

KPMG recruits on a rolling basis. Candidates are considered as they apply, until the opportunity is filled. Candidates are encouraged to apply expeditiously to any role(s) for which they are qualified that is also of interest to them.

Los Angeles County applicants: Material job duties for this position are listed above. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness, and safeguard business operations and company reputation. Pursuant to the California Fair Chance Act, Los Angeles County Fair Chance Ordinance for Employers, Fair Chance Initiative for Hiring Ordinance, and San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

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