TD Bank

Associate - Securitization Private Origination, Specialty Finance

TD Bank$175K — $225K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or relevant experience
  • 3+ years in a related field
  • FINRA SIE, Series 7 and 63 (or willing to obtain)
  • Strong analytical, communication, and problem-solving skills
  • Management experience and proficient in computer skills

Responsibilities

  • Support structuring, underwriting, and execution of securitizations
  • Analyze collateral performance and assess transaction risk
  • Build cash flow and stress-testing models for underwriting
  • Review and summarize transaction documents
  • Prepare credit memoranda and transaction summaries
  • Coordinate with clients, legal counsel, and rating agencies
  • Monitor existing transactions and support annual reviews

Benefits

  • Opportunities for process improvements and reporting enhancements
  • Support for client presentations and market analysis
  • Dynamic work environment in a prestigious finance firm
  • Potential for professional development and career advancement
  • Encouragement of independent work and decision-making
Full Job Description
Work Location:
New York, New York, United States of America

Hours:
40

Line of Business:
TD Securities

Pay Detail:
$175,000 - $225,000 USD

The Associate - Securitization Private Origination, Specialty Finance is responsible for serving as support for the Asset Securitization Group of TD Securities (USA) LLC. This position will support the Specialty Finance division in New York by supporting the structuring, underwriting, and execution of specialty finance securitizations and secured lending facilities.

Key Responsibilities:
  • Support the structuring, underwriting, and execution of specialty finance securitizations and secured lending facilities.
  • Analyze collateral performance, credit quality, concentration risks, and historical loss trends to assess transaction risk and sizing.
  • Build and maintain cash flow, borrowing base, and stress-testing models used for underwriting, credit approvals, and investor discussions.
  • Review transaction documents and summarize key structural features, covenants, triggers, and risk mitigants.
  • Prepare credit memoranda, transaction summaries, and internal approval materials.
  • Coordinate with clients, legal counsel, rating agencies, investors, and internal teams throughout transaction execution and closing.
  • Assist with due diligence, including collateral data analysis, portfolio reviews, and reconciliation of reporting packages.
  • Monitor existing transactions, including collateral performance, covenant compliance, trigger testing, and portfolio trends.
  • Support annual reviews, amendments, renewals, and new issuance opportunities across the portfolio.
  • Develop client presentations, market updates, and specialty finance sector analysis to support origination efforts.
  • Drive process improvements, reporting enhancements, and modeling automation initiatives
  • You are required to demonstrate governance, control and risk management behaviors in alignment with TD policies and practices


Depth & Scope:
  • Gathers, researches information and analyzes the market
  • Executes detailed data analysis and valuation
  • Provides in-depth market reports and expert recommendations
  • Identifies issues affecting clients and provides recommendations to remedy
  • Develops deep client relationships and presents new ideas to clients
  • Looks for ways to improve work flow efficiencies
  • Reads and understands the Trading Supervision Standard
  • Demonstrates governance, control and risk management behaviors in alignment with TD policies and practices


Education & Experience:
  • Bachelor's degree, or specialized training / equivalent work experience
  • 3+ Years of related experience
  • FINRA SIE, Series 7 and 63 or willing to obtain
  • Ability to work independently with minimal supervision, establishes priorities, and possesses strong communication, analytical and problem solving skills
  • Management experience and solid computer skills a must


Preferred Qualifications:
  • Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics
  • 2-4 years of related experience
  • Proficient in interpersonal communication (both oral and written), and have the ability to communicate effectively with all levels of staff and management


Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
  • Domestic Travel - Occasional
  • International Travel - Never
  • Performing sedentary work - Continuous
  • Performing multiple tasks - Continuous
  • Operating standard office equipment - Continuous
  • Responding quickly to sounds - Occasional
  • Sitting - Continuous
  • Standing - Occasional
  • Walking - Occasional
  • Moving safely in confined spaces - Occasional
  • Lifting/Carrying (under 25 lbs.) - Occasional
  • Lifting/Carrying (over 25 lbs.) - Never
  • Squatting - Occasional
  • Bending - Occasional
  • Kneeling - Never
  • Crawling - Never
  • Climbing - Never
  • Reaching overhead - Never
  • Reaching forward - Occasional
  • Pushing - Never
  • Pulling - Never
  • Twisting - Never
  • Concentrating for long periods of time - Continuous
  • Applying common sense to deal with problems involving standardized situations - Continuous
  • Reading, writing and comprehending instructions - Continuous
  • Adding, subtracting, multiplying and dividing - Continuous


The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

Similar Jobs

More Jobs at TD Bank

More Finance & Insurance Jobs

Find similar Associate - Securitization Private Origination, Specialty Finance jobs: