Our Legal team has an exciting opportunity for an adaptable lawyer to join them as Associate Legal Counsel. In this role, you will provide day-to-day legal and regulatory support to multiple commercial property and casualty underwriting business units as well as internal operational areas. You'll play a key role in shaping innovative insurance products, negotiating commercial agreements, and collaborating with internal teams to support business growth.

What you'll be doing

What will your essential responsibilities include?

• Serve as legal and regulatory counsel to underwriters of US commercial lines business units including provision of creative and timely legal advice and guidance on wide range of insurance/reinsurance and corporate issues as well as guidance on business and contractual matters
• Draft, review and negotiate large variety of commercial contracts including producer, program administrator, confidentiality, third party administrator, vendor, risk consulting, indemnity, etc.
• Assist in product development and existing product support, including advising on coverage terms and conditions, providing guidance on product, rate, and form filings, and responding to insurance department objections
• Parner with Compliance to monitor legal and regulatory developments, assess business impact, and provide actionable guidance to the business; respond to regulatory inquiries and consumer complaints; advise on non-renewal/cancellation requirements
• Provide cross-functional legal support to other internal operational areas, including Marketing, Communications, Operations, Finance, Claims, and Risk Consulting
• Research and analyze wide range of insurance and non-insurance legal and compliance issues
• Retain and manage outside counsel as necessary

You will report to the Head of Legal - US Insurance.

What you will BRING

We're looking for someone who has these abilities and skills:

Required Skills and Abilities:

• Qualifications: Law Degree from an accredited law school is required, and you must be a licensed attorney in at least one State.
• Experience: Some in-house and/or law firm experience in commercial property and casualty insurance
• Knowledge: Knowledgeable in insurance laws and regulations. Experience working with business clients. Experience with multiple lines of business a plus.
• Skills: Ability to work without close supervision and solve problems in an efficient manner. Eagerness to learn about new lines of business, products and processes. Ability to prioritize competing tasks under time pressure. Not afraid to ask questions. Willingness to learn and to drive your own professional growth.
• Strategic Thinking: Proactive problem-solver who is able to facilitate discussions and engage with colleagues at different levels of seniority. Creative, outside-the-box thinker.
• Communication and Negotiation: Excellent verbal and written communication, collaboration, negotiation and presentation skills. Build rapport and credibility with business leaders due to your ability to clearly communicate your legal and regulatory guidance grounded in your subject-matter-expertise.

What we OFFER

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That's why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It's about helping one another - and our business - to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Total Rewards

AXA XL's Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We're committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called "Roots of resilience", focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars:

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future. We're committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We're training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL's "Hearts in Action" programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is USD 105,300 - 165,800.

Actual pay will be determined based upon the individual's skills, experience and location. We strive for market alignment and internal equity with our colleagues' pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL's benefits offerings, please visit US Benefits at a Glance 2026.