Job DescriptionWhat is the opportunity? Do you thrive in working in an interactive team environment? Are you a quick learner of systems? Do you have strong written and spoken communication skills? As an Associate in our Institutional Client Credit Management - Corporate & NBFI team you will manage a portfolio of credit relationships within the Global Credit division of RBC Capital Markets. You will work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.
What will you do?- Ensure timely preparation of (i) transaction requests (which may include but not limited to new credits, restructurings, renewals, waivers, documentation review, establishing lines for trading and cash management, regularizing ETRs, indicative risk ratings); (ii) annual reviews of assigned portfolio and ensuring the data integrity of CCMS.
- Participate in team deliverables with respect to regulatory/audit requests
- Ensure transactional requests are reviewed and approved within policy
- Completion of ad-hoc projects and other duties (including presenting to key stakeholders) efficiently and effectively in order to support the team meeting planned and unplanned demands
- Develop expertise in various industries and trading products, policies and guidelines, and provide value added advice to internal partners
- Ensure compliance with Bank Policy
- Ensure that bank systems correctly reflect key terms and conditions of agreements and other documentation for the assigned portfolio
- Interact extensively with other functions of RBC Capital Markets, the Bank and occasionally interact with clients, legal counsel and other external contacts
What do you need to succeed?Must-have:- Academic background with a minimum of Bachelor's level accreditation with an emphasis in finance, economics or quantitative discipline
- Ability to read and understand complex legal documents
- Prior experience and understanding of trading products would be an asset
- Strong credit and analytical skills including the ability to critically assess financial statements and other client reports to draw reasoned conclusions and recommend a course of action
- Previous banking experience with relationship management, structuring and writing of credit proposals, credit processes, policies, risk analysis would be an asset
- Ability to work effectively within a team environment and to interact at all levels within a large organization
- Ability to prioritize, perform well under pressure and meet time sensitive deadlines
- Strong general PC Skills (Excel, Word and PowerPoint).
Nice-to-have:- MBA, professional designation (e.g., CA, CMA, CFA) or a post-graduate degree with a focus in finance, economics or quantitative discipline would be an asset
What's in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
- Leaders who support your development through coaching
- Work in a dynamic, collaborative and high-performance team environment
- Opportunities to do challenging work
- Work closely with and maintain positive working relationships with Global Markets, and with other areas of the bank, notably Group Risk Management, Corporate Banking, Global Loans Administration and the Global Banking Service Centre
Job SkillsAdaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork
Additional Job DetailsAddress:ROYAL BANK PLAZA, 200 BAY ST:TORONTO
City:Toronto
Country:Canada
Work hours/week:37.5
Employment Type:Full time
Platform:CAPITAL MARKETS
Job Type:Regular
Pay Type:Salaried
Posted Date:2026-06-05
Application Deadline:2026-08-03
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.
Pay RangeThe expected pay range for this position is:
$90,000.00 - $135,000.00
The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.
You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.
RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.
