Cross River Bank

Associate/AVP, Cross Border and Agentic Commerce, RiverX

Cross River Bank • $80K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2-3 years of experience in strategy consulting or a similar role, focusing on execution rather than planning.
  • High emotional intelligence with strong relationship-building skills across levels.
  • Fluently uses AI tools to enhance productivity and output quality.
  • A 'builder's instinct' that prioritizes practical solutions over polished plans.
  • Strong ability to operate autonomously in ambiguous situations.

Responsibilities

  • Drive AI adoption by identifying high-value use cases within the bank.
  • Validate opportunities by assessing impact and feasibility to differentiate transformative initiatives from less impactful ones.
  • Collaborate with product and technical teams to implement validated AI use cases.
  • Engage stakeholders for change management, ensuring effective communication and adoption during rollouts.
  • Support high-priority strategic initiatives, like global expansion, by helping select target markets and facilitating partner negotiations.
  • Proactively manage workstreams, identifying risks and removing obstacles for leadership-led projects.
  • Contribute to shaping the bank’s long-term strategy and translating it into actionable plans.

Benefits

  • Flexible work environment with hybrid options.
  • Opportunity to work closely with senior leadership.
  • Hands-on role in critical projects and initiatives.
  • Focus on personal and professional growth in a fast-paced environment.
Full Job Description
What We're Looking For

We're looking for an exceptional early-career operator to join the Corporate Strategy & Transformation team and help turn Cross River's strategic ambitions into reality. Reporting to the Head of Corporate Strategy & Transformation, you'll sit at the center of the bank's most important cross-functional initiatives - from AI adoption to international expansion - and play a hands-on role in driving them from idea to delivery.

This is a builder role. You'll spend little time producing decks and most time scoping problems, finding solutions, moving initiatives forward, and bringing people along. It's a rare chance to work directly with senior leadership on the questions that shape where the company goes next.

Responsibilities:

Drive AI adoption across the bank (~40% of time)
  • Partner with the AI team and business-line leaders to identify high-value AI use cases - sitting with teams to understand where the real friction and opportunities are.
  • Pressure-test and validate each opportunity: size the impact, gauge feasibility, and separate the genuinely transformative bets from the noise.
  • Work hand-in-hand with product and technical teams to turn a validated use case into a working solution.
  • Drive the change-management side hands-on - helping build the playbook, engaging stakeholders directly to explain what's changing and why it matters, turning skeptics into champions, and sustaining adoption through the messy middle of a rollout until it sticks.

Support hands-on, high-priority strategic initiatives (~40%)
  • Support hands-on the execution of strategic bets like global expansion - helping select target geographies, shape entry and partnership models, and support partner negotiations and deal structuring.
  • Do the real work alongside leadership rather than advising from the sidelines: scope and own discrete workstreams, proactively surface risks, and clear roadblocks before they become problems.

Support the corporate strategy agenda (~20%)
  • Help shape Cross River's long-term strategy - pressure-testing where the bank should play and how it wins, and turning that into clear, defensible direction for leadership.
  • Help translate executive vision into a clear, practical narrative the organization can rally around - breaking big strategic intent into concrete initiatives with defined owners and accountable timelines.
  • Establish lightweight, repeatable ways to scan and synthesize external developments - partner moves, regulatory shifts, competitive activity - into clear implications for leadership.
  • Look for opportunities to automate, templatize, and systematize the team's work so the function punches well above its headcount.

Qualifications:

Must-Haves
  • ~2-3 years of relevant experience in strategy consulting, corporate strategy, or a strategy & operations role at a high-growth startup or scaling company - weighted toward operating and execution experience over planning.
  • High emotional intelligence and real people skills. You build trust quickly, read a room, and bring busy or skeptical stakeholders along through change - comfortable engaging directly with everyone from analysts to executives.
  • A genuinely AI-native way of working. You use AI tools fluently to multiply your output and move at exceptional speed - and you hold a high enough quality bar that what you ship is sharp, accurate, and trustworthy, never generic or half-checked.
  • A builder's instinct. You'd rather put a rough working version in front of people than polish a plan; you default to "how could I automate or build this?"; and you likely tinker and build things outside of work too.
  • Strong autonomy. You operate well with ambiguity and limited direction, take initiative without waiting to be told, and figure out what needs doing.

Nice-to-Haves
  • Prior financial services, payments, or fintech experience.
  • Experience working on change management for technology rollouts.
  • Exposure to partnership/deal structuring.


#LI-KR1 #LI-Hybrid

Salary Range: $80,000.00 - $130,000.00

About Cross River Bank

Cross River Bank is a New Jersey state-chartered bank that was established in 2008. The bank provides a range of financial services to consumers and businesses, including personal and business banking, lending, and payment processing. Cross River Bank is known for its partnerships with fintech companies, providing them with access to the bank's infrastructure and regulatory expertise. The bank has received numerous awards for its innovative approach to banking and its commitment to financial inclusion.
Learn more about Cross River Bank
Size
500 employees
Industry
Founded
2008

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