First Citizens Bank

Assistant Vice President, Corporate Banking Credit Solutions - Innovation Banking

First Citizens Bank$139K — $185K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree with relevant credit analysis and portfolio management experience or equivalent experience in the field.
  • 4+ years in technology commercial banking, leveraged finance, or investment banking preferred.
  • Strong credit underwriting and financial analysis capabilities.
  • Proficient in financial modeling and credit risk assessment.
  • Excellent organizational skills and attention to detail.

Responsibilities

  • Lead the execution of lending transactions including due diligence, structuring, and closing.
  • Prepare and present credit recommendations to approval committees.
  • Structure financing solutions that meet client needs and profitability goals.
  • Manage borrowing relationships, ensuring compliance and ongoing risk assessment.
  • Collaborate with Relationship Managers to identify financing opportunities.
  • Serve as main credit contact for portfolio companies, building strong management relationships.
  • Monitor industry trends to identify risks and opportunities.

Benefits

  • Comprehensive and competitive benefits program offered.
  • Tailored support to meet employee needs.
  • Opportunities for professional development and progression.
Full Job Description
Overview

This is a hybrid role, with the expectation that time working will regularly take place inside and outside of the Denver or Boston office.

The Corporate Banking Credit Solutions (CBCS) team provides customized credit and capital solutions to late-stage technology companies. This role offers the opportunity to lead complex financings, support innovative businesses, and play a key role in managing and growing a high-performing lending portfolio. The Vice President I partners closely with Relationship Management, Syndications, Legal, and other internal stakeholders to deliver tailored lending solutions while maintaining strong credit discipline and portfolio performance.

Responsibilities

Key Responsibilities:
  • Lead the end-to-end execution of lending transactions for new and existing clients, including due diligence, structuring, underwriting, credit approval, documentation, negotiation, and closing.
  • Prepare and present credit recommendations to approval committees and senior management.
  • Structure creative financing solutions that balance client needs, risk management objectives, and profitability goals.
  • Manage a portfolio of borrowing relationships, including ongoing risk assessment, covenant compliance, renewals and amendments.
  • Partner with Relationship Managers to identify, evaluate, and execute financing opportunities for existing and prospective clients.
  • Serve as the primary credit contact for assigned portfolio companies, developing strong relationships with management teams and key stakeholders.
  • Monitor industry, market, and competitive trends to identify emerging risks and opportunities.
  • Mentor and develop junior team members, providing guidance, coaching, and oversight on underwriting, portfolio management, and transaction execution activities.

Primary Duties:
  • Strong credit underwriting, financial analysis, and transaction execution capabilities.
  • Deep understanding of financial statements, cash flow analysis, financial modeling, and credit risk assessment.
  • Proven ability to manage complex transactions and drive successful outcomes.
  • Strong negotiation, communication, and relationship management skills.
  • Excellent organizational skills, attention to detail, and sound credit judgment.Demonstrated ability to influence decisions, manage competing priorities, and collaborate effectively across teams and stakeholders.

Qualifications

  • Bachelor's degree with 2 years of credit analysis and portfolio management experience OR High School diploma or GED with 8 years of credit analysis and portfolio management experience.

Preferred Qualifications:
  • 4+ years of experience in technology commercial banking/finance, leveraged finance, or investment banking roles.
  • Preferred Area of Study: Finance, Accounting, Economics, Business Administration, or related field.


This job posting is expected to remain active for 30 days from the initial posting date listed above. If it is necessary to extend this deadline, the posting will remain active as appropriate. Job postings may come down early due to business need or a high volume of applicants.

For Denver, the base pay for this position is generally between $132,975 - $177,300 per year. For Boston, the base pay for this position is generally between $139,050 - $185,400 per year. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits

About First Citizens Bank

First Citizens Bank is a regional bank that provides a range of financial services to individuals and businesses. The bank offers checking and savings accounts, loans, mortgages, credit cards, and investment services, as well as online and mobile banking. First Citizens Bank operates more than 500 branches in 19 states and the District of Columbia. The bank was founded in 1898 and is headquartered in Raleigh, North Carolina.
Learn more about First Citizens Bank
Size
6,000 employees
Industry
Founded
1898

Similar Jobs

More Jobs at First Citizens Bank

More Finance & Insurance Jobs

Find similar Assistant Vice President, Corporate Banking Credit Solutions - Innovation Banking jobs: