Join a dynamic inhouse legal team supporting one of the largest payments platforms in financial services, advising on core banking payment services alongside modernization efforts and development of new payment initiatives. Partner with product and business leaders to provide trusted advice and legal support for product enhancements, disclosures, data-use guidance, and customer-facing communications for Transfers, Pay Chase, Bill Pay, Wires and Zelle services, and develop expertise for, and support advocacy efforts for, the leading payment networks (ACH, RTP, FedNow, EWS, and Check Image Exchange). Stay informed of rapidly evolving laws and regulations, engaging in advocacy and translating regulatory change into practical product decisions.

As aVice PresidentinPayments LegalforConsumer & Community Banking (CCB), you will be a part of the CCB Payments Legal team, with primary support for CCB27s Banking Payments. Additionally, you will be part of the broader team supporting Wallets, Open Banking, Digital Assets and Consortia Investments. As a lawyer on this team, you will provide legal support across these coverage areas: providing product counsel, legal counseling regarding strategy and business decisions, conducting content reviews for customer-facing material, guidance on data use, monitoring and engaging in advocacy regarding emerging laws and regulations, and updating agreements and terms and conditions. You will join a team of lawyers and legal professionals who combine deep payments expertise with knowledge of emerging payment offerings and new technologies. If you are intellectually curious, passionate about payments, and eager to work at the intersection of law and technology in a fast-paced, highly regulated environment, let us hear from you.

Job Responsibilities

• Providepractical, risk-based legal guidance across core banking payments services, namely Transfers, Pay Chase, Bill Pay, Wires and Zelle, including compliance with payment network participant rules, applicable state laws and regulations.

• Adviseproduct and business leaders on strategy, product design, and risk decisions for new and evolving payment capabilities.

• Supportinitiatives involving emerging payment technologies and partner-enabled capabilities, including governance approvals and issue escalation.

• Reviewcustomer-facing content to ensure clear, accurate, and compliant disclosures and communications.

• Draftandupdateagreements, disclosures, and terms and conditions to support product development and ongoing operations.

• Negotiatecommercial and product documentation with partners, vendors, and other third parties.

• Monitorlaws, regulations, enforcement trends, and industry standards impacting covered products and services.

• Summarizeregulatory developments for stakeholders andtranslaterequirements into actionable product and process changes.

• Identifylegal and regulatory issues early andescalatematerial risks with clear options and recommendations.

• Contributeto the development and maintenance of related policies, procedures, and controls.

Required qualifications, capabilities, and skills

• Lawyer qualified to practice in the United States(active bar membership in at least one U.S. jurisdiction) with a minimum of5 yearsexperience.

• Background in financial services regulation or supporting another highly regulated business.

• Proactive problem-solver who is not afraid to explore new technologies and can demonstrate a thoughtful approach to testing and incorporating new tools into a professional environment.

• Excellent legal research and writing skills, with the ability to summarize legal and regulatory developments clearly and concisely for distribution to a non-legal audience.

• Ability to develop strong relationships with the business, corporate functions, and fellow legal and support professionals.

• Detail oriented with strong organizational and project management skills.

• A true 2self-starter2 with the ability to work independently to manage competing priorities and coordinate among a wide range of internal stakeholders.

All candidates for roles in the Legal department must successfully complete a conflicts of interest clearance review prior to commencement of employment.