Area Manager - Retail Mortgage (Texas)

The Mortgage Talent Network

$90K — $120K *
US-AnywhereRemote in Texas, US
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Active NMLS license required
  • 3+ years of prior mortgage leadership experience
  • Demonstrated success in retail mortgage production
  • In-depth knowledge of various loan products (conventional, FHA, VA, USDA)
  • Proven track record in recruiting and developing loan officers
  • Established referral network within the Texas market

Responsibilities

  • Recruit and onboard mortgage loan officers in Texas
  • Coach team to achieve branch-level volume goals
  • Build referral relationships with key market partners
  • Oversee branch operations for compliance and borrower experience
  • Collaborate with operations teams to enhance loan processing efficiency
  • Monitor market trends and competitor activities
  • Report performance metrics and assist in strategic planning

Benefits

  • High-visibility leadership role
  • Opportunity to own a market and drive strategic growth
  • Impact on team development and talent cultivation
Full Job Description
The Opportunity

A well-established federally chartered, independent Texas-based mortgage bank is searching for a driven and experienced Area Manager to lead and grow a producing retail branch network. This is a high-visibility leadership role that puts you at the intersection of hands-on production and strategic team-building - an ideal seat for a mortgage leader who wants to own a market, not just work in one. If you thrive on developing loan officer talent, this role was built for you.
What You'll Do
  • Recruit, onboard, and develop a team of mortgage loan officers across your designated Texas market area
  • -Coach your team to hit individual and branch-level volume goals
  • Build and nurture referral relationships with real estate professionals, builders, financial advisors, and other purchase-market partners
  • Oversee day-to-day branch operations, ensuring pipeline quality, compliance adherence, and an exceptional borrower experience from application through closing
  • Partner with operations, processing, and underwriting teams to drive loan velocity and resolve escalated file issues
  • Monitor local market trends, competitor activity, and rate environments to keep your team positioned and informed
  • Report branch performance metrics to senior leadership and contribute to strategic planning for market expansion

  • Active NMLS
  • Demonstrated experience in retail mortgage production
  • Prior mortgage leadership experience (3 years minimum) - branch management, sales management, or area/regional manager roles
  • Deep knowledge of conventional, FHA, VA, and USDA loan products; jumbo and non-QM
  • Proven ability to recruit, retain, and develop producing loan officers in a competitive market
  • Strong purchase-market orientation with an established referral network in Texas
  • Must be authorized to work in the United States

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