TD Bank

Applied Machine Learning Scientist II

TD Bank$125K — $154K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in machine learning, advanced analytics, or data science.
  • Strong proficiency in Python and modern ML frameworks.
  • Experience with Generative AI solutions and LLMs.
  • Firm understanding of model evaluation, experimentation, and statistical testing.
  • Educational background in a quantitative discipline: STEM, Economics, or Finance.

Responsibilities

  • Develop and maintain Predictive and Generative AI solutions.
  • Lead the testing and lifecycle management of AI/ML models.
  • Assess vendor models and their performance metrics.
  • Translate business challenges into analytical frameworks.
  • Conduct model evaluations and ensure compliance with Responsible AI principles.

Benefits

  • Comprehensive health and well-being benefits.
  • Savings and retirement programs.
  • Paid time off and banking discounts.
  • Career development resources and mentoring programs.
  • Competitive total rewards package including base salary and variable compensation.
Full Job Description
Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Analytics, Insights, & Artificial Intelligence

Pay Details:
$125,500 - $154,000 CAD

The pay details posted reflect a temporary market premium specific to this role that is reassessed annually.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

We're looking for a highly motivated Applied Machine Learning Scientist II to join our AI2 team. In this role, you'll apply expertise across the end-to-end AI and machine learning lifecycle, including model development, evaluation, testing, validation, deployment, and monitoring for both traditional machine learning and Generative AI solutions. You'll work closely with business, technology, risk, governance, and implementation partners to bring AI capabilities to life and deliver measurable business impact.

This role offers an excellent opportunity to combine hands-on machine learning expertise with broader responsibilities related to AI solution assessment, vendor model evaluation, implementation, and governance. You will be expected to work with multiple business partners to advance the use of Machine Learning and AI at TD while supporting the responsible adoption of both internally developed and third-party AI solutions.

KEY ACCOUNTABILITIES
• Develop, deploy, and maintain Predictive and Generative AI solutions for use cases such as Agentic AI, LLM-based models, Pricing, and Anomaly Detection.
• Lead the evaluation, implementation, testing, monitoring, and ongoing lifecycle management of both internally developed and third-party AI/ML solutions.
• Assess vendor-provided and out-of-the-box AI models, including their capabilities, limitations, performance characteristics, implementation considerations, and governance implications.
• Translate business problems into analytical frameworks and collaborate with cross-functional teams to define success metrics, testing methodologies, and solution approaches.
• Conduct rigorous model evaluation, documentation, A/B testing, validation support, and monitoring to ensure model performance, fairness, stability, and compliance with Responsible AI principles.
• Communicate complex technical results to technical and non-technical stakeholders and provide actionable recommendations regarding model performance, implementation, and risk.

JOB REQUIREMENTS

Communication & Relationship Skills
• Excellent written and verbal communication.
• Comfortable and effective when interacting with a wide range of business partners and stakeholders.
• Ability to develop and maintain strong internal relationships across business, technology, risk, and governance functions.
• Ability to translate complex technical concepts and analytical findings into clear business language.

Strategic Thinking & Judgment
• Creative, out-of-the-box thinker with strong conceptual and problem-solving skills.
• Motivated to constantly identify innovative ways to enhance analytical solutions and AI implementation practices.
• Capable of quickly identifying drivers of model performance variation, implementation risks, and monitoring concerns.
• Ability to evaluate internally developed and vendor-provided AI solutions while balancing business value, performance, and governance requirements.

Technical Competencies
• Proficiency in Python and modern machine learning frameworks and tools.
• Experience developing, evaluating, and deploying machine learning and Generative AI solutions.
• Strong understanding of model evaluation methodologies, experimentation, statistical testing, and performance monitoring.
• Experience with structured and unstructured data, feature engineering, and model interpretability techniques.
• Exposure to LLMs, agentic AI systems, and practical Generative AI applications.
• Familiarity with model governance, Responsible AI principles, model validation, and model risk management practices.
• Experience with SQL, Azure Cloud, Azure ML Services, or Databricks is an asset.

Education & Experience
• Undergraduate degree in Science, Technology, Engineering, Mathematics, Economics, Finance, or a related quantitative discipline.
• Graduate degree is considered an asset.
• 5+ years of relevant experience in machine learning, advanced analytics, data science, model evaluation, or related fields.

Nice to Have
• Experience working in financial services or regulated environments.
• Familiarity with model validation, model risk management, governance, or audit processes.
• Experience evaluating vendor-provided analytical solutions, AI platforms, or commercial Generative AI products.
• Familiarity with causal inference, anomaly detection, or agentic AI systems.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Maîtrise d'une langue autre que le français pour offrir du soutien ou traiter avec des employés ou des collègues qui ont besoin de services et de soutien dans une langue autre que le français.

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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