Guardian Life Insurance

Annuity Product Manager (Hybrid)

Guardian Life Insurance$103K — $169K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Expert-level knowledge of annuity product design and administration systems.
  • BA/BS or equivalent work experience needed.
  • 10+ years in financial services, including 5+ years with policy administration systems.
  • Strong writing and proofreading skills required.
  • Advanced proficiency in MS Office (Word, Excel, PowerPoint)

Responsibilities

  • Lead development of detailed specifications for new annuity products and enhancements.
  • Evaluate feasibility of new product concepts operationally and technically.
  • Review and approve language for contracts and prospectuses to align with product specs.
  • Develop and maintain relevant illustration systems.
  • Approve testing processes and validate product requirements successfully.
  • Design and implement client-facing regulatory communications.
  • Manage weekly deployment of various annuity product rates across systems.

Benefits

  • Supportive and flexible work environment to achieve personal and professional goals.
  • Opportunities for skill-building and leadership development.
  • Philanthropic engagement opportunities.
  • Inclusive benefits and resources to promote well-being.
Full Job Description
You will serve as a technical subject matter expert on the Annuity Product Management and Development Team and provide system expertise in all aspects of the design, development, maintenance, launch, and sale of Guardian's individual annuities while working with large and diverse cross-functional teams and outside business partners and vendors.

Requirements:

  • Minimum requirements:
    • Expert-level knowledge of annuity product design, administration systems, and product configurations.
    • Education:
      • BA/BS+ or equivalent work experience
      • Strong writing and proofreading skills
    • Experience: 10+ years in financial services, 5+ years working with policy administration systems
    • Advanced skill level in MS Office (Word, Excel, and PowerPoint)

  • Preferred requirements:
    • Proven experience leading the implementation of new product launches and enhancements.


Responsibilities:

New Product Development and Enhancements

  • Lead the development of detailed specifications for new annuity products and enhancements, driving consensus among cross-functional stakeholders on product features, business rules, and system functionality while managing the development lifecycle and communicating requirements, updates, and changes.
  • Evaluate new product concepts for operational and technical feasibility.
  • Review and approve contract, rider, and prospectus language for consistency with product specifications.
  • Develop and maintain illustration systems.
  • Problem resolution and exception request reviews.


Testing Oversight and Product System Specialist (Transcend, ALIP)

  • Review and approve test cases developed by the ESQA and IT teams, ensuring validation of new product features, calculations, business rules, contract values, workflows, and system functionality.
  • Identify testing gaps, request additional test scenarios as needed, communicate defects and approve testing results upon successful validation of product requirements.
  • Act as a liaison between the Product and Technology teams, leveraging deep expertise in annuity products and Transcend administration to translate business requirements into ALIP configuration and design.


Client Communications

  • Lead the design, development, implementation, and ongoing maintenance of client-facing (regulatory required) communications, including transaction confirmations, quarterly statements, annual statements, and other required disclosures.
  • Partner with IT (ECM), Operations, Compliance, and Legal teams to define business requirements, and ensure accurate representation of product features, values, calculations, and regulatory content across all client and financial rep platforms (Client portal, Client Manager).


Annuity Rate Management and Implementation

  • Participate in the weekly deployment of annuity (FIA, RILA, SPIA, DIA, and SPDA) product new business and renewal rates across multiple administration and illustration systems.
  • Update spreadsheets for In-Force rates using rate data provided by Investments/Actuarial.


Salary Range:

$103,450.00 - $169,960.00

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

Our Promise

At Guardian, you'll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

Inspire Well-Being

As part of Guardian's Purpose - to inspire well-being - we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.

Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.

About Guardian Life Insurance

Guardian Life Insurance Careers

Join the Guardian Life Insurance team today and be part of a company that values growth, leadership, and innovation. As a leading provider in the insurance industry, Guardian Life Insurance offers a wealth of job opportunities that empower you to shape your future and strengthen your professional skills. Work You’ll Do At Guardian Life Insurance, you’ll collaborate with a diverse team of experts dedicated to providing exceptional service and innovative solutions to our clients. Our culture thrives on inclusivity and the shared ambition of our team members to drive positive change in the insurance sector. Explore a variety of career paths in areas ranging from customer service to financial advisement, each offering the potential to engage with transformative projects that impact lives. Our commitment to professional growth is evident in our robust training programs, including leadership development and diversity training, designed to enhance your skills and advance your career. Innovative Work Guardian Life Insurance is at the forefront of integrating cutting-edge technology and personalized service. Join us and contribute to initiatives that redefine industry standards and lead to more predictive and personalized customer experiences. Be Part of a Great Team Our team at Guardian Life Insurance is our strongest asset. We foster an environment where creativity and effectiveness are encouraged, making it a perfect place for those who seek to innovate and excel in their careers. With a focus on nurturing talent, we offer comprehensive benefits, competitive salaries, and a supportive atmosphere that advocates work-life balance. Future-Proof Your Career With Guardian Life Insurance, your career is future-proof. Dive into a range of employment opportunities that not only align with your current skills but also challenge you to grow and expand your capabilities. Whether you’re looking for a full-time position, an internship, or even leadership roles, Guardian Life Insurance is committed to helping you find the right path. Stay Connected Join Our Team Discover the job opportunities waiting for you at Guardian Life Insurance. We are continuously hiring and looking for individuals who are passionate, driven, and ready to contribute to our mission. Search open positions that match your skills and interests, and take the first step towards a rewarding career with us. Keep Up to Date Stay informed with the latest career tips, industry insights, and company news—all from the professionals who make Guardian Life Insurance a leader in the insurance industry. Our careers blog provides valuable information to help you prepare for your next interview, polish your resume, and enhance your networking abilities. Job Alert Emails Customize your experience by subscribing to job alerts and insider tips tailored to your preferences. Discover exciting and rewarding opportunities that await at Guardian Life Insurance, and see how you can contribute to our legacy of excellence and innovation. Join Guardian Life Insurance today and be part of a company that’s dedicated to your career growth and professional development.
Learn more about Guardian Life Insurance
Size
9,000 employees
Industry
Founded
1860

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