Gem

Analytics Engineer, Payments

Gem$90K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience as a Data Analyst, Financial Analyst, or Operations Analyst
  • 3+ years of experience in Fintech, Cross-Border Payments, or Remittances
  • 2-3+ years measuring payment rails and transaction routing KPIs
  • Strong SQL skills and experience with BI tools (Omni, Tableau, PowerBI, Looker)
  • Proactive startup mindset, capable of taking initiative
  • Advanced English; Spanish or Portuguese is a plus

Responsibilities

  • Guard disbursement efficiency by monitoring transaction flows
  • Investigate and analyze issues in payment processes
  • Collaborate with Disbursements, Operations, and Product teams
  • Communicate complex data insights to non-technical stakeholders
  • Develop actionable insights to improve transaction success rates

Benefits

  • Initial stock options grant
  • Annual performance bonus
  • Health, dental, and vision plans
  • Remote work environment with potential for hybrid model
  • Continuous learning opportunities
  • Unlimited PTO
  • Paid parental leave
  • Opportunities for growth in an entrepreneurial setting
Full Job Description
About the role

At Félix, we are building the future of remittances through a seamless, AI-powered WhatsApp experience. We're looking for a Disbursement Analyst who is obsessed with making our money transfer experience "insanely great."

You won't just be pulling data; you will be the guardian of our disbursement efficiency. You will work closely with Disbursements, Operations, and Product Managers to ensure our transactions are fast, cost-effective, and flawless. We need a "natural investigator" who can dive into a dataset to understand why a transaction was held up or where a routing defect occurred, turning those findings into a better, more reliable product for millions of Latino immigrants.

Responsibilities

  • Experience: 5+ years of experience as a Data Analyst, Financial Analyst, or Operations Analyst, Required 3+ years of experience in Fintech, Cross-Border Payments, or Remittances.
  • Domain Expertise: Proven 2-3+ years of experience measuring payment rails, transaction routing KPIs. You should be comfortable discussing success rates, cost analysis, and the tradeoffs between transaction speed and operational cost.
  • Technical Core: Strong SQL skills (you'll live in BigQuery / DBT / Firestore) and experience with BI tools like Omni / Tableau / PowerBI / Looker or similar. DBT is a must.
  • The "Felix" Vibe: A startup mindset-you are proactive, you have a bias towards action, and you don't wait for permission to fix something that's broken.
  • Communication: Ability to explain to a non-technical stakeholder why a 1% drop in success rates matters for our users and its impact on other KPIs like NPS and Retention.
  • Language: Advanced English. Spanish or Portuguese is a plus!


Requirements

  • Experience: 5+ years of experience as a Data Analyst, Financial Analyst, or Operations Analyst, Required 3+ years of experience in Fintech, Cross-Border Payments, or Remittances.
  • Domain Expertise: Proven 2-3+ years of experience measuring payment rails, transaction routing KPIs. You should be comfortable discussing success rates, cost analysis, and the tradeoffs between transaction speed and operational cost.
  • Technical Core: Strong SQL skills (you'll live in BigQuery / DBT / Firestore) and experience with BI tools like Omni / Tableau / PowerBI / Looker or similar. DBT is a must.
  • The "Felix" Vibe: A startup mindset-you are proactive, you have a bias towards action, and you don't wait for permission to fix something that's broken.
  • Communication: Ability to explain to a non-technical stakeholder why a 1% drop in success rates matters for our users and its impact on other KPIs like NPS and Retention.
  • Language: Advanced English. Spanish or Portuguese is a plus!


Nice to Have

  • GCP Ecosystem: Familiarity with BigQuery, Vertex AI, or Cloud Storage.
  • Python Mastery: Experience using Python for data manipulation (Pandas/NumPy) to model complex routing scenarios.
  • Start-up DNA: Previous experience in high-growth fintechs, payments, or cross-border money movement companies.
  • Curiosity: A genuine interest in how global payment


What We Offer

  • Competitive salary
  • Initial stock options grant
  • Annual performance bonus
  • Health, dental, and vision plans
  • Remote work environment, although we have offices in Miami and México City and would love to work in hybrid model if you are up to it.
  • Continuous learning opportunities
  • Unlimited PTO
  • Paid parental leave
  • Empowering opportunities for growth in a dynamic entrepreneurial environment


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