Nationwide Insurance

Actuary - Life Experience Studies & Assumption Setting - Remote

Nationwide Insurance$138K — $206K *
US-Anywhere
+ 2 other locationsRemote
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • FSA credential or progress toward FSA with relevant experience.
  • Approximately 7+ years of actuarial experience or equivalent education and experience.
  • Strong skills in actuarial analysis, statistical methods, and modeling.
  • Ability to make decisions with incomplete or evolving data.
  • Excellent written and verbal communication skills, capable of presenting to diverse audiences.
  • Experience with SQL, Excel, VBA, Tableau, Power BI, or similar tools.
  • Life insurance expertise is valuable; familiarity with universal life products is a plus.

Responsibilities

  • Lead and conduct life insurance experience studies and assumption-setting activities.
  • Own significant life assumptions during the annual unlock cycle, guided by team support.
  • Present analysis and recommendations to the assumption council, ensuring clarity for all audiences.
  • Investigate trends to identify opportunities for pricing and product improvements.
  • Build and enhance actuarial models and reporting solutions.
  • Collaborate with various teams to innovate and improve existing processes.
  • Advance responsible AI practices within actuarial workflows.

Benefits

  • Medical, dental, and vision coverage.
  • Life insurance and short/long-term disability protection.
  • Minimum 18 days of paid time off per year, with additional paid holidays.
  • 401(k) plan with company matching contributions.
  • Company-funded pension plan.
  • Business casual attire fostering a comfortable work environment.
Full Job Description

Make your actuarial expertise visible where it matters most.

Nationwide Financial is seeking an Actuary to help shape life insurance assumptions that inform pricing, product strategy, risk management, and business decisions. In this high-impact role, you’ll own meaningful experience-study work from data through recommendation, partner with actuarial leaders and the assumption council, and translate complex analysis into clear actions.

This is an opportunity to combine rigorous actuarial analysis with business influence, modern data practices, and practical innovation. You’ll join a collaborative team that values sound judgment, continuous improvement, and a healthy balance between established processes and new ideas.

What you’ll own

  • Lead life insurance experience studies and assumption-setting activities, including data analysis, controls, documentation, interpretation, and recommendations.

  • Take ownership of a major life assumption through the annual assumption unlock cycle, with support and oversight from experienced team members.

  • Present recommendations to the assumption council and communicate insights clearly to both technical and non-technical audiences.

  • Investigate experience trends and help identify opportunities to support pricing, product decisions, risk analysis, and business growth.

  • Build, maintain, and improve actuarial models, testing tools, data processes, and reporting solutions.

  • Partner with actuarial, finance, product, technology, and other business teams to develop new processes and strengthen existing ones.

  • Help advance responsible AI use in actuarial work, including data transformation, documentation, control testing, quality checks, and analysis support.

What makes this opportunity different

  • Business impact: Your recommendations will help shape assumptions and decisions across Nationwide Financial’s life insurance business.

  • End-to-end ownership: You’ll move beyond producing analysis to investigating the story in the data, applying judgment, and influencing the recommendation.

  • Modern actuarial practice: The team is actively improving data structures, automation, controls, visualization, and responsible AI-enabled workflows.

  • Work-life balance: Choose a fully remote work arrangement or work from Nationwide’s Columbus, Ohio headquarters.

What you’ll bring

  • FSA credential, or progress toward FSA with the experience and judgment to perform at the appropriate level.

  • Approximately seven or more years of actuarial experience, or an equivalent combination of actuarial education and relevant experience.

  • Strong experience with actuarial analysis, statistical methods, data interpretation, modeling, and assumption development.

  • The ability to make thoughtful decisions when data is incomplete, ambiguous, or evolving.

  • Excellent written and verbal communication skills, including confidence presenting recommendations in one-on-one and group settings.

  • Experience with SQL, Excel, VBA, Access, Tableau, Power BI, or comparable actuarial, analytical, and data-visualization tools.

  • Life insurance experience is valuable but not required. Experience with universal life, secondary guarantees, or related life products is a plus.

  • A collaborative, curious, and adaptable approach, with the ability to work independently and build strong partnerships across the organization.

If you enjoy turning experience data into decisions, communicating actuarial insight with influence, and helping modernize how actuarial work gets done, we’d like to hear from you.

#LI-remote

#LI-SM1

Job Description Summary

Our Nationwide Financial Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you!

As an Actuary, you’ll show a mastery of business operations, systems and actuarial methodologies. You will provide leadership, direction and oversight for the performance of sophisticated actuarial techniques and procedures and risk analysis. In addition, you’ll develop a strategic vision for the team to ensure efficient, consistent and integrated data and analysis. We’ll count on you to provide business recommendations that are crucial to the success of Nationwide and the protection we provide our customers. You’ll need to work independently and may directly or indirectly lead others.

Job Description

Key Responsibilities:
  • Acts as a specialist for compilation, categorization and analysis of data.

  • Constructs sophisticated testing tools and product calculations.

  • Builds, maintains and computes Actuarial, Projection & Valuation Models.

  • Conducts financial reporting and analysis.

  • Prices and supports implementation of products.

  • Conducts risk analysis for lines of business/products.

  • Establishes reserves and other valuation items under multiple accounting regimes (statutory, GAAP, and tax) for products.

  • Leads and provides experienced knowledge for the analysis of reinsurance opportunities.

  • Builds cohesive presentations, communication strategies and recommendations of actuarial findings that are suitable for technical and non-technical audiences at the OCFO leadership level.

May perform other responsibilities as assigned.

Reporting Relationships: Reports to Actuarial leader.

Typical Skills and Experiences:

Education: Undergraduate degree in actuarial science, mathematics, statistics, or similar background requiring modeling, programming or quantitative analysis.

License/Certification/Designation: FSA required. PLEASE REFER TO THE NATIONWIDE LIFE INSURANCE COMPANY ACTUARIAL DEVELOPMENT PROGRAM FOR ADDITIONAL INFORMATION.

Experience: Typically, five to seven years of actuarial experience.

Knowledge, Abilities and Skills: Experienced knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases. Mastery of Microsoft Office products (including VBA within Access and Excel), analytical software (such as tableau) and programming languages. Basic level of organizational agility and conflict management. Proficient level of command skills, strategic agility, delegation, motivating others, business perspective, and accounting. Mastery level of perspective, problem solving, customer focus, dealing with ambiguity, drive for results, analysis, learning.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resources Business Partner.

Values: Regularly and consistently demonstrates the Nationwide Values.


Job Conditions:

Overtime Eligibility: Exempt (Not eligible)

Working Conditions: Normal office environment.

ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

We currently anticipate accepting applications until 10/09/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.

Benefits

We have an array of benefits to fit your needs, including: medical/dental/vision,life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer,click here.

This position could be filled within any of the lower 48 U.S. states.

#actuarial

About Nationwide Insurance

Nationwide Mutual Insurance Company & Affiliated Companies is a group of large U.S. insurance and financial services companies based in Columbus, Ohio. Nationwide has grown from a small mutual auto insurer owned by policyholders to one of the largest insurance and financial services companies in the world, with more than $158 billion in statutory assets.

Nationwide Insurance Careers

Join the Nationwide Insurance team today and be part of a company that values innovation, leadership, and diversity. As one of the leading insurance and financial services providers, Nationwide offers unparalleled job opportunities that foster professional growth and development. Work You’ll Do At Nationwide Insurance, you’ll contribute to projects that impact lives and help communities thrive. You’ll work alongside a team of experts dedicated to upholding the highest standards in insurance and financial services. Our culture is built on a foundation of respect and integrity, driving us to achieve excellence in everything we do. Nationwide Insurance is not just about insurance; it’s about fostering an environment of continuous growth and innovation. With a variety of career paths available, from customer service to claims management, each position offers the chance to make a significant impact. Join Our Market-Leading Team Nationwide Insurance is home to some of the most dedicated professionals in the industry. Our team benefits from leadership that is committed to personal and professional development, ensuring that every employee has the opportunity for career advancement and skill enhancement. Innovate with Us Embrace the opportunity to work on groundbreaking projects that set industry standards. Nationwide’s commitment to innovation means constantly seeking out new ways to improve our services and processes, benefiting both our customers and our team members. Internship and Employment Opportunities Start your career with Nationwide Insurance through our internship programs or dive straight into a fulfilling career with vast employment opportunities. We are looking for passionate, curious, and driven individuals ready to make a difference in the insurance industry. Diversity and Inclusion At Nationwide, diversity and inclusion are more than just words—they are principles guiding how we build our teams, cultivate leaders, and create a company that’s the right fit for every person inside of it. We offer diversity training and resources that promote an inclusive workplace. Benefits and Culture Nationwide Insurance is committed to supporting our team members’ well-being both inside and outside of work. Our benefits package includes comprehensive health care, retirement plans, and generous paid time off. More than just benefits, our company culture encourages networking, mentorship, and community involvement. Career Development Invest in your future with Nationwide Insurance’s career development programs. From resume and interview workshops to advanced leadership training, we provide the tools to help you succeed and advance within the company. Stay Connected Join Our Team Explore the various positions available at Nationwide Insurance that match your skills and interests. We are continuously hiring and looking for new talent to join our professional network. Keep Up to Date Stay informed with career tips, insider perspectives, and industry-leading insights—all from the people who work at Nationwide Insurance. Job Alert Emails Customize your subscription to receive job alerts and the latest news tailored to your preferences. Discover the exciting and rewarding career opportunities that await at Nationwide Insurance. Join Nationwide Insurance today and be part of a team that is dedicated to making a difference in the lives of our customers and communities.
Learn more about Nationwide Insurance
Size
28,000 employees
Industry
Founded
1925

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