TD Bank

Actuarial Specialist - Pricing Initiatives & Governance

TD Bank$135K — $160K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of actuarial experience in Property & Casualty
  • Bachelor's degree in actuarial sciences or related field
  • FCIA near completion or at least seven Casualty Actuarial Society professional exams preferred
  • Excellent knowledge of Excel
  • Proficiency in programming languages like SAS, VBA, R, Python
  • Strong analytical, decision-making, and problem-solving skills
  • Client-focused with strong organizational and communication abilities

Responsibilities

  • Support execution of pricing and actuarial initiatives across products and markets
  • Lead strategic initiatives like marketing refresh programs and analyze business impacts
  • Design, monitor, and improve customer programs and pricing strategies
  • Coordinate documentation for pricing changes and governance requirements
  • Collaborate with Product, Marketing, and Distribution teams on business initiatives
  • Develop streamlined processes and tools for pricing and actuarial activities
  • Monitor trends, regulatory developments, and competitive actions to inform pricing strategy

Benefits

  • Opportunity to work in a collaborative and supportive team environment
  • Access to ongoing professional development and mentorship opportunities
  • Ability to influence pricing strategy and product development initiatives
  • Involvement in strategic decision-making and execution at a senior level
  • Flexible work arrangements available for candidates located in Quebec City
Full Job Description
Work Location:
Montréal, Quebec, Canada

Hours:
35

Line of Business:
Data & Analytics

Pay Details:
135 000 $/$135,000 - 160 000 $/$160,000 CAD

Job Description:

GI Pricing oversees the overall pricing strategy of general insurance products that aligns with TD Insurance's business objectives in compliance with jurisdictional premium regulations.

Pricing is a determining component of our home and auto insurance products that cater to direct and affinity markets.

Reporting to the Actuarial Senior Manager, Pricing Initiatives, UBI & Governance, the Actuarial Specialist, Pricing Initiatives & Governance plays a leadership role in:
  • Supporting the execution of pricing and actuarial initiatives across products and markets, ensuring alignment with business objectives and regulatory expectations
  • Lead and contribute to strategic initiatives such as marketing refresh programs, including analysis, implementation support, and tracking of business impacts (retention, growth, profitability)
  • Support the design, monitoring, and continuous improvement of customer programs and pricing strategies aimed at improving retention, customer experience, and competitive positioning
  • Coordinate the preparation and review of documentation for pricing changes, initiatives, and governance requirements, ensuring clarity, consistency, and adherence to internal standards
  • Partner with Product, Marketing, Pricing, and Distribution teams to support the implementation of business initiatives, ensuring actuarial considerations are effectively integrated into decision-making
  • Contribute to the development and maintenance of streamlined processes, tools, and templates to improve efficiency, consistency, and scalability of actuarial and pricing activities
  • Identify opportunities for process improvements and automation to reduce manual effort, enhance data quality, and improve turnaround time for analyses and deliverables
  • Assist in ensuring appropriate controls, documentation, and review processes are in place for pricing changes and model updates, with a focus on practicality and efficiency
  • Collaborate with Risk, Compliance, and Governance teams to support key deliverables (e.g., audit requests, model documentation) in a pragmatic and business-focused manner
  • Monitor emerging trends, regulatory developments, and competitive actions to inform initiative design and support proactive adjustments to pricing and product strategies
  • Develop strong working relationships with stakeholders across business and functional teams to facilitate effective delivery of initiatives and alignment on priorities
  • Build for the future
    • Contribute to the evolution of best practices in pricing initiatives, process optimization, and delivery frameworks
    • Share knowledge and support team members in adopting new tools, processes, and ways of working
    • Act as a resource and mentor for junior team members on initiative execution and actuarial best practices


Job Requirements
  • At least 7 years of actuarial experience in Property & Casualty
  • Bachelor's degree in actuarial sciences or related field
  • FCIA near completion or at least seven Casualty Actuarial Society professional exams (preferred)
  • Excellent knowledge of Excel
  • Proficiency and interest for programming, notably SAS, VBA, R, Python
  • Advanced analytical, decision-making and problem solving skills
  • Client-focused and aptitude for teamwork with solid organizational and communications skills
  • Excellent time management skills with a proven ability to meet deadlines.
  • Autonomous and perseverance; shows initiative and creativity in their work
  • Recognized for their thoroughness and the quality of their work
  • Note that candidates located in Quebec City are eligible to work from the Quebec office


Language Requirement (Quebec only):
Maîtrise d'une langue autre que le français pour offrir du soutien ou traiter avec les clients qui ont besoin de services et de soutien dans une langue autre que le français.

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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