Work Location:Montréal, Quebec, Canada
Hours:35
Line of Business:Data & Analytics
Pay Details:100 000 $/$100,000 - 130 000 $/$130,000 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:The Pricing Analytics team is dedicated to leveraging advanced data analytics to develop sophisticated predictive models that drive strategic decision-making across all phases of the Property and Casualty Insurance lifecycle. Our mission is to optimize risk selection and maintain market leadership through data-driven insights and innovative solutions.
As an Actuarial Analyst working within the Pricing Analytics team, you will collaborate with actuaries, data scientists and applied machine learning scientists in delivering cutting-edge analytical solutions alongside the TDI Pricing team.
You will contribute to designing and implementing end-to-end machine learning solutions, from data preprocessing and feature engineering to model architecture design and inference pipeline development. In this role, you will help challenge conventional approaches and participate in reframing business problems through an innovative lens. You will support the team in leveraging cutting-edge methodologies and technologies to transform traditional insurance use cases into breakthrough solutions.
- Develop and maintain sophisticated actuarial predictive models using advanced statistical techniques and machine learning algorithms
- Collaborate with Pricing teams to understand business requirements and present findings to stakeholders
- Support model governance efforts and ensure compliance with internal and external requirements
- Write clean, efficient, and maintainable code following industry best practices and coding standards.
- Monitor model performance and implement improvements based on emerging techniques and business needs
- Manage multiple modeling projects while meeting deadlines and maintaining detailed technical documentation
Job Requirements- At least 4 years of actuarial experience in Property & Casualty insurance
- Bachelor degree in Actuarial Sciences or related field
- Proficiency and interest for programming, preferably python
- Base understanding of modern machine learning techniques and their practical applications in insurance contexts
- Advanced analytical, decision-making and problem solving skills
- Client-focused and aptitude for teamwork
- Outstanding communication skills with ability to articulate complex technical concepts to varied audiences, from technical teams to senior leadership
- Excellent time management skills with a proven ability to meet deadlines.
- Autonomous and perseverant; shows initiative and creativity in their work
- Recognized for their thoroughness and the quality of their work
Preferred Qualifications- Marked progress on professional actuarial exams (CAS or CIA)
- P&C pricing experience
- Experience with cloud computing platforms (AWS, Azure, or GCP)
- Knowledge of modern data architecture and big data technologies (Databricks, Snowflake, Spark, etc.)
Training & OnboardingWe will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):Ce poste n'exige pas la maîtrise d'une langue autre que le français.
