Wells Fargo

2027 Quantitative Analytics Program – Risk Analytics and Decision Science (PhD) – Early Careers

Wells Fargo$80K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2+ years of experience in Quantitative Analytics or related fields through work experience, training, military experience, or education
  • Master's degree or higher in statistics, mathematics, physics, engineering, computer science, economics, or related quantitative discipline
  • Currently pursuing a PhD with an expected graduation date between December 2026 or graduated after May 2024 and completing a postdoc in a quantitative field
  • Strong programming skills with tools like Python, R, SQL, Spark, and Java
  • Demonstrated quantitative and analytical capabilities, particularly in data analysis and modeling

Responsibilities

  • Contribute to complex quantitative projects addressing business challenges
  • Collaborate with teams to develop and validate advanced models
  • Design and implement statistical analyses for risk and operational forecasting
  • Explore innovative methodologies to enhance decision-making processes
  • Support stakeholders with actionable insights derived from data

Benefits

  • Hands-on project experience in a highly collaborative environment
  • Mentorship from experienced quantitative professionals
  • Exposure to senior leaders within the organization
  • Full-time transition post-program tailored to individual skills and interests
  • Opportunity to work on high-impact, real-world data-driven projects
Full Job Description

About this role:Wells Fargo is seeking talent to join the2027 Quantitative AnalyticsProgramRADS(PhD). Learn more aboutthecareerareas and lines of business at

Program Overview | The Wells Fargo Quantitative Analytics Program offers PhD candidates an opportunity to apply advanced analytics, artificial intelligence, and machine learning to complex business challenges at one of the world's leading financial institutions.

This 12-month development program combines hands-on project experience, mentorship, technical training, and exposure to senior leaders. Through two six-month rotations,you'llwork alongside experienced quantitative professionals, helping develop and evaluate innovative solutions that support business strategy, risk management, and customer experience across Wells Fargo.

You'llbeexpectedto bring fresh perspectives, explore innovative approaches, and contribute to solutions that support Wells Fargo's strategic priorities. Along the way,you'lldevelop not only your technical capabilities but also the business acumen and leadership skills needed to succeed in a highly collaborative environment.

Upon completion of the program,you'lltransition into a full-time role aligned with your skills, interests, programexperience,and businessneeds.#earlycareers

You could work on high-impact projects like:

  • Forecasting loss and revenue for credit card loan portfolios

  • Developing credit scorecards for consumer decisioning strategies

  • Building models toidentifymoney laundering patterns across massive transaction databases

  • Predicting operational losses using statistical and machine learning modeling

  • Applying statistical and quantitative techniques tovalidatemodel design, calibration, and implementation.

WhatYoullExperience:

Step into a data-driven environment where advanced analytics, machine learning, and emerging technologies power smarter decisions across the enterprise. In the Quantitative Analytics Program,youllwork at the intersection of data, risk, andinnovationsolving complex problems that directlyimpactcustomers and the broader financial system.

Youll design and deploy models that inform critical decisions across credit risk, financial crime, customer experience, and operations. From forecasting portfolio performance to applying generative AI in underwriting and customer interactions, your work will drive meaningful outcomes at scale.

Working with large, real-world datasets,youllpartner with cross-functional teams and senior leaders to turn sophisticated quantitative techniques into actionable insights. Whether detecting fraud,optimizingstrategies, or building AI-driven solutions,youllplay a key role in shaping how data powers the future of banking.

Program dates:July 2027 - July 2028

Program Duration:12 months

Program Location:Charlotte, NC


Required Qualifications:

  • 2+ years of Quantitative Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • Master's degree or higher in statistics, mathematics, physics, engineering, computer science, economics, or quantitative discipline


Required Qualifications for Europe, Middle East & Africa only:

  • Experience in Quantitative Analytics, or equivalent demonstrated through one or a combination of the following: work experience, training, education
  • Master's degree or higher in statistics, mathematics, physics, engineering, computer science, economics, or quantitative discipline

Desired Qualifications:

  • Currently pursuing a PhD degree with an expected graduation date between December 2026 ORgraduatedfrom a PhD program after May 2024 andarecurrently completing a postdoc withemphasis inStatistics, Data Science, Mathematics, Econometrics, Computer Science,Engineeringor related quantitative field.

  • Excellent programing skills and use of statistical software packages such as Python, R, SQL,Sparkand Java

  • Strong quantitative and analytical skills, with the ability to apply data analysis, modeling, visualization, statistics, research, and generative AI to generate insights, adapt quickly, and support innovative solutions.

  • Ability to execute with urgency, apply data and software engineering skills to design, develop, and deliver scalable solutions, and drive operational excellence with strong data management and an enterprise mindset.

  • Strong communicationskills, with the ability to foster an inclusive environment and activelyseek, apply, and respond to feedback in collaborative analytical settings.

  • Strong business acumen and understanding of capital markets, with a commitment to providing excellent service and supporting data-informed business outcomes.

  • Ability to act with integrity, support risk assessments, and apply risk controls to help manage risk in a disciplined, data-driven environment.

  • Experience anddemonstratedfirst-hand knowledge in a number of these areas: machine learning/AI models data analysis, statistical modeling, data management, and computing

Join us at Wells Fargo and become a part of a dynamic team that is shaping the future of the financial industry. Apply now and embark on a journey towards personal and professional growth in quantitative analytics.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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