Job Description2027 Citizens Capital Markets & Advisory Program AnalystProgram Overview Citizens Bank is seeking Investment Banking Analysts to join the Capital Markets & Advisory ("CM&A") team. Analysts work closely with the team's junior and senior professionals preparing, analyzing, and executing investment banking related transactions, primarily within the U.S. middle market.
Analysts are assigned to active and prospective engagement teams across multiple industries within our core areas of focus and have the opportunity to grow professionally in a fast-paced environment.
Opportunities Within CM&A, bankers are organized into four core groups: Industry Coverage, Leveraged Capital Markets, Mergers & Acquisitions, and Equity Capital Markets.
- Industry Coverage: Industry Coverage (Corporate Finance) bankers originate and execute debt, M&A, and equity transactions across specific industry sectors through capital raising and strategic advisory solutions and work closely with the M&A and Leveraged Capital Markets teams to execute business.
- Leveraged Capital Markets ("LCM"): Internally referred to as Debt Capital Markets, the Leveraged Capital Markets team focuses on the origination, structuring, and execution of finance transactions for corporate and financial sponsor clients, with a concentration on middle-market credits.
- Mergers & Acquisitions ("M&A"): M&A bankers provide sell-side and buy-side advisory services for middle market corporate and sponsor clients.
- Equity Capital Markets ("ECM"): ECM bankers support the execution of equity financing transactions, helping companies raise capital through offerings such as initial public offerings (IPOs), follow-on equity offerings, convertible securities, and share repurchase programs.
Analysts are aligned with specific groups and potentially organized further by sector coverage. Availability of each group and sector varies by office location (see below).
Atlanta, GAIndustry Coverage (Financial Institutions)
Mergers & Acquisitions (Human Capital Management; Commercial & Industrial Svcs; Transportation & Logistics; Software; Healthcare)
Boston, MA Industry Coverage (Transportation & Logistics; Industrial & Infrastructure Svcs; Healthcare Svcs)
Leveraged Capital Markets (Healthcare; Financial Institutions; Aerospace, Defense & Government Svcs; Transportation & Logistics; Consumer & Retail; Real Estate, Gaming, Lodging & Leisure; Technology, Media & Telecom; Energy, Power & Chemicals)
Charlotte, NC Industry Coverage (Aerospace, Defense & Government Svcs; Industrial Equipment & Distribution; Commercial & Residential Svcs; Financial Institutions; Communications)
Mergers & Acquisitions (Consumer, Franchise & Restaurant)
New York, NY Industry Coverage (Healthcare; Gaming & Leisure)
Equity Capital Markets (ECM)San Francisco, CA Industry Coverage (Technology; Real Estate)
Responsibilities Shared responsibilities across all CM&A functions include:
- Financial Analysis: Financial modeling, comparable company and transaction analyses, leveraged buyout, and other valuation analyses.
- Preparing Information Memoranda and Transaction Documents: Draft key marketing and transaction-related documents.
- Supporting Team Members: Develop new business ideas, pitch strategies, or transaction structuring scenarios to help clients achieve their strategic objectives.
- Preparing Pitch/Business Origination Materials and Presentations: Develop and assemble pitches and presentations and be an integral part of delivering these presentations.
Preferred Qualifications- Current students enrolled in an undergraduate or graduate program, graduating between Winter 2026- Spring 2027
- Minimum GPA of 3.2; Preferred cumulative GPA of 3.5
- Please include your cumulative GPA on your resume.
- Relevant work experience, leadership experience and coursework in Finance, Accounting or Economics is preferred but all majors will be considered.
- Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required.
- Candidates must currently be a U.S. Resident to be eligible for this program.
- Please note that U.S. Immigration sponsorship or work visa is not available for intern / full-time Analyst positions and candidates must have permanent authorization to work in the U.S.
Preferred Skills and Attributes- Intelligent, resourceful, professional, clear communicator, excellent attention to detail, self-starter, intellectual curiosity, strong work ethic, team player, high degree of humility, maturity, and integrity, ability to manage multiple projects simultaneously, efficient, adaptable, and strategic in time-sensitive situations, leadership.
Application & Interview Process - Successfully complete a video interview assessment within 4 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration.
Additional ResourcesClick here for more information about our programs and application process: https://jobs.citizensbank.com/en/Capital-Markets-and-Advisory
Pay TransparencyThe position offers $110,000 annually, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.
