United Federal Credit Union is a federally chartered credit union based in St. Joseph, Michigan. The credit union was founded in 1949 and has since grown to serve over 174,000 members across the United States. United Federal Credit Union offers a variety of financial products and services, including checking and savings accounts, loans, mortgages, and credit cards. The credit union is known for its competitive interest rates and low fees, as well as its commitment to community involvement and charitable giving.