National Western Life Insurance Company (NWLIC) is a stock life insurance company that was incorporated in Colorado in 1956 and is headquartered in Austin, Texas. The company provides life insurance and annuity products, including individual life insurance, universal life insurance, and traditional fixed annuities. NWLIC operates in 49 states and the District of Columbia, and its products are distributed through independent agents and brokers. The company is a subsidiary of National Western Life Group, Inc.