Community Bank System, Inc. is a bank holding company that provides a range of banking and financial services to individuals and businesses through its subsidiary, Community Bank, N.A. The bank operates more than 200 branches across New York, Pennsylvania, Vermont, and Massachusetts. Community Bank, N.A. offers a variety of deposit products, including checking and savings accounts, money market accounts, and certificates of deposit. It also provides loans, credit cards, and other financial services. Community Bank System, Inc. was founded in 1983 and is traded on the New York Stock Exchange under the ticker symbol CBU.