VP of Lending at AgTrust Farm Credit - New Mexico DivisionAgTrust Farm Credit is seeking an experienced Vice President of Lending to join our New Mexico Division. In this role, you will develop and manage a high quality agricultural and commercial loan portfolio, cultivate customer relationships, and provide leadership in credit analysis, loan servicing, and business development. You will work with appreciable autonomy while ensuring lending decisions remain compliant with Association policies and sound credit administration practices.
This position also provides leadership and mentorship to loan administration staff while supporting the continued growth and success of the New Mexico Division.
What You'll Do- Develop new agricultural, commercial, and real estate lending relationships while maintaining and expanding existing customer portfolios throughout the New Mexico territory
- Build relationships with agricultural producers, rural landowners, business leaders, and community partners to promote lending opportunities
- Analyze complex financial statements, tax returns, balance sheets, and cash flows to determine borrower creditworthiness
- Structure, approve, and service loans within delegated lending authority and Association policies
- Manage and monitor a high-quality loan portfolio, ensuring proper risk ratings and compliance with credit administration standards
- Perform complex credit analysis involving multi-entity transactions and participation loans
- Assist customers with loan servicing needs including extensions, renewals, conversions, and additional advances
- Support collections efforts and work with borrowers to maintain satisfactory loan performance
- Prepare and facilitate loan closing documentation and processes as required
- Represent the Association through community involvement and industry events across New Mexico communities
- Mentor and assist in training less experienced loan officers and credit staff
- Provide direct supervision of New Mexico Division Loan Administrators
- Ensure compliance with Association technology, security, and regulatory standards
- Perform additional duties and special projects assigned
What We're Looking For- Bachelor's degree in Business Administration, Finance, Agricultural Economics, or related field or equivalent experience
- Minimum of 5 years of progressively responsible banking, commercial lending, or agricultural lending experience
- Strong understanding of accounting principles, financial analysis, and credit risk management
- Experience analyzing complex commercial and agricultural loan structures
- Knowledge of lending regulations, risk management practices, and collateral evaluation
- Strong leadership, relationship management, and customer service skills
- Excellent communication, analytical, and organizational abilities
- Intermediate to advanced proficiency in Microsoft Office applications
- Ability to manage multiple priorities and work effectively under pressure
- Strong critical thinking and problem-solving skills
- Commitment to professionalism, confidentiality, and sound credit administration practices
- Valid driver's license, reliable transportation, and acceptable driving record required
- Ability to travel up to 25% within the New Mexico territory
Why You'll Love Working with UsWe don't just offer a job, we offer a long-term career in a place where you can grow, thrive, and make a difference.
AgTrust Farm Credit has over $3 billion in assets and is part of the nationwide Farm Credit System, the nation's oldest and largest source of rural financing, supporting farmers, ranchers, and agribusinesses for more than 100 years.
Here's what you can expect:
- A supportive, close-knit team that values Character, Excellence, Respect, Innovation, and Ownership
- Competitive pay with a Performance Sharing Plan (PSP) bonus
- Premium benefits package including medical, dental, vision, and prescription coverage
- Company paid life insurance, AD&D, and long-term disability
- 401(k) with generous matching contributions
- Paid vacation, sick leave, and parental leave
- A wellness program to support your overall wellbeing
- Professional development and educational opportunities
- Opportunities to build strong customer and community relationships throughout New Mexico
- And so much more!
Ready to build a career with a mission-driven organization? Apply today!Some legal language:At the discretion of AgTrust Farm Credit, this position may be offered at an alternate title. In addition, other business experience may be considered relevant.
