VP - Commercial Banker

Bank of New Hampshire

$90K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-10 years of experience in commercial banking with loan originations and portfolio management.
  • Demonstrated ability to generate new loan leads and develop customer relationships.
  • Strong communication, organization, and problem-solving skills.
  • Comfortable using personal computers and various banking software.
  • Associate's Degree or equivalent experience required.

Responsibilities

  • Originates commercial loans and manages an existing portfolio of customers.
  • Travels to customer locations to build relationships and provide support.
  • Counsels clients on business management and financial matters when appropriate.
  • Identifies and develops new business opportunities with potential clients.
  • Prepares presentations for the Loan Committee regarding loan requests and proposals.
  • Handles small business loans, including SBA and NHBFA guaranteed loans.
  • Participates in departmental projects and training sessions to enhance expertise.

Benefits

  • Medical, Dental & Vision coverage effective from day one.
  • Health Savings Account.
  • Paid vacation and time off for volunteer work.
  • Eligibility for an Incentive Compensation Plan based on performance.
  • Company paid Short- and Long-Term Disability, and Group Term Life/AD&D insurance.
Full Job Description
Bank of New Hampshire is looking for experienced candidates for our current opening of VP - Commercial Banker. This position will be based in Laconia, NH at our Main Office location.

In this role, the successful candidate's primary responsibility will be originating commercial loans with the support of the commercial department. Upon starting, you will be given an existing portfolio of commercial customers and will provide existing/prospective customers with detailed information regarding the benefits of BNH commercial loan products and services. In addition, an emphasis will be placed on building strong, professional relationships with existing and prospective customers by providing quality service and becoming a trusted resource for our customers. As a commercial banker for BNH, you will be assigned a portfolio manager and lending assistant to help support your originations, administrative functions, and goals.

Below are a few of the primary responsibilities for this dynamic role:

  • Establishes and manages commercial loan customers. Interviews applicants, collects pertinent financial data used in establishing credit-worthiness; establishes and negotiates credit terms and repayment terms.
  • Travels to customer sites to build strong relationships and provide quality service and establishing yourself as a trusted resource for their needs.
  • Counsels commercial loan customers, where possible, regarding business management and financial matters.
  • Develops new business by contacting existing and prospective customers. In addition, cross-sells bank products and services.
  • Develops material for and makes presentations to the Loan Committee.
  • Handles small business loans including the handling of SBA and NHBFA guaranteed loans.
  • Provides back-up coverage to service all commercial loan customers.
  • Undertakes special projects relating to department services as assigned by the Commercial Lending Team Leader.
  • Training and Education: Actively participate in bank training sessions to enhance individual product and service knowledge, understanding of policies and procedures, computer equipment skills and understanding of federal and state regulations and compliance issues.
  • Complies with the Bank Secrecy Act (31 CFR 103) which also includes components of 12 CFR 326 Subpart B and the 12 CFR 353 and OFAC regulations.


PROFESSIONAL RELATIONS:

  • Works cooperatively with all employees to achieve the goals and objectives of the bank's Mission Statement.
  • Enhances the bank's image by providing representation, involvement and leadership in community activities and charitable, civic and social organizations.


MINIMUM POSITION QUALIFICATIONS:

  • 5-10 years' experience working in a detail-oriented environment in a commercial banking position of similar duties and responsibilities with commercial loan originations, portfolio management and servicing account relationships. Demonstrated ability to generate new loan leads and develop prospects into bank customers.
  • Skills in common courtesy, communications, mathematics, organization, personal computers, planning, problem resolution and word processing.
  • Associates Degree or equivalent working experience.
  • Must possess and maintain a valid driver's license and satisfactory driving record, as well as a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.


Bank of New Hampshire is proud to provide our employees with competitive pay, generous benefits and paid time off, as well as paid time to volunteer and give back to the communities in which we operate and live. We also provide our employees with tuition assistance, internal training opportunities and more!

Other Benefits Include:

  • Medical, Dental & Vision coverage effective day one of employment
  • Health Savings Account
  • Paid vacation and paid time off for volunteer work
  • Incentive Compensation Plan (Bonus) based upon performance and plan guidelines
  • Company paid Short- and Long-Term Disability
  • Company paid Group Term Life/AD&D Insurance
  • Voluntary employee paid benefits such as AFLAC
  • 401(k) with company match
  • Employee activities and recognition
  • Employee Assistance Program
  • Tuition Assistance


For immediate consideration, please click "Apply" above to submit your fully completed employment application, and resume online.

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