VP - Commercial Banker

Home State Bank

$100K — $130K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years' experience in Commercial Real Estate and C & I Lending as a Loan Officer
  • Knowledgeable in SBA 7A and 504 Lending
  • Exceptional verbal and written communication skills
  • Strong interpersonal skills for client relationship building and teamwork
  • Excellent organizational skills for proactive workflow management
  • Bachelor's degree in business, finance, economics, or accounting

Responsibilities

  • Manage and cultivate a high-value commercial loan portfolio
  • Develop and maintain strong relationships with commercial clients
  • Increase profitability by sourcing new business opportunities
  • Negotiate loan structures and cross-sell cash management products
  • Ensure timely management of loan documentation, renewals, and collections
  • Establish a network of referral sources for business development
  • Consistently approach prospective customers for relationship stability

Benefits

  • Medical insurance options through BCBS - 3 PPO Plans and HMO
  • Dental and vision insurance through BCBS
  • Company-paid life and ADD insurance with long-term disability coverage
  • 401k plan with a 3% company match after one year
  • Generous time off policy: 4 weeks vacation, 1 week sick pay, and 11 paid FDIC holidays
  • Tuition reimbursement up to $6,000 annually for courses and books
  • Annual holiday party at Boulder Ridge Country Club
Full Job Description
Home State Bank is hiring a VP - Commercial Banker in Crystal Lake, IL. This is a full-time position. The VP -Commercial Banker will provide a high level of portfolio management. Develop and maintain customer relationships (primarily commercial) to provide maximum return with minimal risk and in accordance with guidelines established by Bank Policy and Senior Management.

Looking for local candidates, as this position doesn't have relocation available.
  • 10+ years' Commercial Real Estate and C & I Lending experience as a Loan Officer
  • Versed in SBA 7A and 504 Lending
  • Exceptional verbal and written communications skills
  • Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment
  • Excellent organizational skills with the ability to proactively manage and prioritize workflow
  • Increase the Bank's profitability by cultivating new commercial business relationships and nurturing existing client relationships
  • Negotiate proper loan structure and effectively cross sell cash management products
  • Maintain properly documented files and manage renewals and collection efforts on past dues and defaulted loans
  • Build and maintain a professional network of COI's and referral sources to facilitate new business development opportunities
  • Maintain a stable network of prospective customers with consistent approach to calling
  • Bachelor's degree in business, finance, economics, or accounting

Home State Bank offers competitive pay and a generous benefit package that starts the first of the month following hire:
  • Medical through BCBS - 3 PPO Plans and HMO
  • Dental PPO through BCBS
  • Vision insurance through BCBS
  • $75,000 in Company Paid Life & ADD and long-term disability insurance
  • 401k after 90 days with company match of 3% after a year
  • Generous Time Off - 4 weeks paid vacation, 1-week sick pay and 11 paid FDIC holidays, 1 floating holiday (personal) day
  • Tuition reimbursement - courses and books up to $6,000 annually per policy
  • Holiday Party at Boulder Ridge Country Club

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