VP / Business Banker

Citizens State Bank

$90K — $120K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years in business banking or commercial lending
  • Strong business development and relationship-building skills
  • Experience in commercial credit analysis and financial statements
  • Knowledge of commercial loan structures and risk management
  • Excellent communication and customer service abilities
  • Ability to work both independently and collaboratively

Responsibilities

  • Develop and expand business relationships through referrals and networking
  • Manage a portfolio of commercial clients and provide ongoing support
  • Act as a trusted advisor to understand and meet customer financial needs
  • Analyze and present commercial loan requests per bank policy
  • Collaborate with internal teams to offer diverse banking products
  • Monitor loan performance and assess credit quality
  • Represent the bank in the community through events and development efforts

Benefits

  • Competitive salary and monthly commission opportunities
  • 401(k) plan with company match
  • Comprehensive health, dental, and vision insurance
  • Generous Paid-Time Off including all federal holidays
  • Life and long-term disability insurance paid for by the bank
Full Job Description
Do you enjoy building relationships and helping businesses grow? Are you passionate about delivering an exceptional customer experience and being a trusted resource in your community? Are you looking to join an organization that values a positive work environment, supports work-life balance, and offers opportunities for career growth and leadership development?

If so, you would be a great fit to join our team as a VP / Business Banker at Citizens State Bank. This role offers competitive compensation, including a strong base salary and generous monthly commission opportunities tied to business development and portfolio growth. Experience with SBA lending and/or multifamily housing is preferred to support continued growth in these key areas.

Job duties for this position include:
  • Develop and grow business relationships through expanding existing customer relationships, referrals, and active prospecting and networking
  • Manage a portfolio of commercial clients, providing ongoing support and financial solutions
  • Serve as a trusted advisor to business customers by understanding their financial needs and recommending appropriate lending and deposit solutions
  • Structure, analyze, and present commercial loan requests in accordance with bank policy
  • Partner with internal teams to deliver a full range of banking products and services
  • Monitor loan performance, credit quality, and relationship profitability
  • Represent the bank in the community through networking, events, and business development efforts


Our core values of integrity, customer focus, team focus, and agility are the foundation of our business and a guide that is used every day to serve our customers and employees alike. Our team enjoys collaborating with leadership who is respectful, supportive, and flexible as we work together toward a common goal of providing friendly, personalized service throughout our communities in Western Wisconsin. The bank is headquartered in Hudson and has four additional offices to serve its customers - Elmwood, Menomonie, Roberts, and Woodville.

There may be other daily and on-demand duties as necessary. A complete job description is available by request.

Requirements
  • 10+ years of business banking, commercial lending, or related experience
  • Strong ability to develop new business and build lasting customer relationships
  • Experience with commercial credit analysis and financial statement interpretation
  • Knowledge of commercial loan structures and risk management practices
  • Excellent communication and customer service skills
  • Ability to work independently while collaborating across teams


Benefits

Citizens State Bank strives to be the employer of choice in our communities and offers all full-time employees a competitive salary, 401(k) including a company match, competitive health insurance, dental insurance, and vision insurance. Additionally, employees are offered a generous Paid-Time Off plan (including all federal holidays)! Life and long-term disability insurance are also paid for by Citizens State Bank for all full-time employees.

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  • VP / Business Banker
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