Vice President, Commercial Real Estate Lending Officer (CRE)

ThinkingAhead

$110K — $130K *
Real Estate & Construction
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, Accounting, or related field.
  • 5+ years of experience in commercial lending with a preference for CRE & C&I lending.
  • Proven relationship-building skills and portfolio management experience.
  • Strong credit analysis and financial modeling proficiency.
  • Excellent interpersonal and negotiation abilities.
  • High integrity and professional presence with a team-focused mindset.
  • Proficiency in Microsoft Office Suite and bank lending software.

Responsibilities

  • Manage and grow a commercial portfolio of approximately $25-30MM, focusing on quality and compliance.
  • Identify and pursue new business opportunities in the community through networking and referrals.
  • Analyze financial statements and prepare credit packages for approval within lending authority limits.
  • Collaborate with credit, retail, and treasury management teams to create tailored financial solutions.
  • Present loan requests to loan committee and senior management as required.
  • Maintain regular communication with clients to anticipate their needs and deliver exceptional service.
  • Represent the bank in community and business organizations in a professional manner.
  • Mentor or support junior lending staff as the team grows.

Benefits

  • Opportunity to work in a relationship-driven community bank.
  • Potential to mentor or train junior lenders.
  • Access to a collaborative work environment and team-oriented culture.
Full Job Description
Join a well-established regional community bank known for its relationship-driven approach and local decision-making. We are seeking an experienced Commercial Banking Relationship Manager (VP/FVP level) to manage and expand a high-quality portfolio primarily in Commercial Real Estate (CRE).

This individual will build new relationships, ensure the continued health of existing accounts, and serve as a trusted financial advisor to business clients across the community. The ideal candidate brings deep lending expertise, sound credit judgment, and a collaborative mindset. There is also potential to mentor or train a junior lender as the team grows.

Key Responsibilities
  • Manage and grow an assigned commercial portfolio (~$25-30MM, primarily CRE) while maintaining asset quality and compliance with bank credit policies.
  • Proactively identify and pursue new business opportunities within the community through networking, referrals, and relationship building.
  • Analyze financial statements and prepare credit packages for approval within lending authority.
  • Partner with credit, retail, and treasury management teams to deliver customized financial solutions.
  • Present loan requests to loan committee and senior management as needed.
  • Maintain frequent communication with clients to anticipate needs and provide exceptional service.
  • Represent the bank professionally in community and business organizations.
  • Mentor or support junior lending staff as appropriate.

Qualifications
  • Bachelor's degree in Business, Finance, Accounting, or related field.
  • Minimum of 5+ years of commercial lending experience;CRE & C&I lending experience strongly preferred.
  • Proven ability to build new relationships while managing a performing loan portfolio.
  • Strong credit analysis and financial modeling skills.
  • Excellent interpersonal, negotiation, and communication abilities.
  • High integrity, professional presence, and a team-oriented approach.
  • Proficiency in Microsoft Office Suite and bank lending software.


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