Red Ventures

Underwriting Manager | Sage Home Loans

Red Ventures • $120K *
Charlotte, NC 28269In-Person
Finance & Insurance
5 - 7 years of experience
Today
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Job Overview by Ladders

Qualifications

  • Prior leadership experience in residential mortgage underwriting
  • Experience with underwriting loans for secondary market and portfolio retention
  • Strong expertise in evaluating residential mortgage and home equity applications
  • Ability to analyze complex data and investor guidelines
  • Knowledge of Agency, FHA, VA, Jumbo requirements
  • Effective communication and collaboration skills
  • Proficient in PC-based software, including Word and Excel
  • Business Administration coursework or equivalent experience

Responsibilities

  • Lead and coach a team of underwriters reviewing residential loans
  • Monitor underwriting queues and adjust resources to meet business needs
  • Serve as a subject matter expert in residential underwriting
  • Utilize manual and automated systems to make loan decisions
  • Approve loans within authority and manage secondary market denials
  • Trend and remediate quality control findings and purchase delays
  • Drive operational metrics to improve consistency across the team
  • Identify process improvement opportunities with cross-functional leads
  • Support development and enhancement of underwriting processes

Benefits

  • Health Insurance Coverage (medical, dental, and vision)
  • Life Insurance
  • Short and Long-Term Disability Insurance
  • Flexible Spending Accounts
  • Holiday Pay
  • 401(k) with match
  • Employee Assistance Program
  • Paid Parental Bonding Benefit Program
  • Flexible Paid Time Off (PTO): 20 days annually, increasing to 25 days after five years
Full Job Description
Preference for a hybrid schedule and be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.

For the Sage Home Loans website click here. Curious how Sage Home Loans fits into Red Ventures? Click here.

Sage Home Loans is redefining the mortgage experience by combining innovative technology with exceptional human expertise. As an Underwriting Manager, you'll lead and develop a team of underwriters responsible for delivering high-quality, compliant residential mortgage decisions with both speed and precision. This role balances people leadership and hands-on underwriting expertise, partnering closely with cross-functional teams to improve processes, raise quality standards, and ensure we consistently win the right way-for our clients and our teammates.

What You'll Do:
  • Lead, coach, and support a team of underwriters reviewing residential real estate-secured loans, including Conventional, FHA, VA, and Jumbo products.
  • Monitor underwriting queues, productivity, and SLA performance, adjusting resources in real time to meet business needs.
  • Serve as a subject matter expert in residential underwriting, maintaining deep knowledge of Agency, FHA, VA, Jumbo, and investor-specific overlays.
  • Utilize both manual and automated underwriting systems to determine appropriate conditions and loan decisions in accordance with investor guidelines.
  • Approve loans within delegated lending authority, review and sign off on secondary market loan denials, and escalate loans above authority as needed.
  • Review, trend, and remediate quality control findings, post-close purchase delays, and repurchase demands.
  • Drive operational initiatives, benchmarks, and performance metrics to improve quality, efficiency, and consistency across the underwriting team.
  • Identify and lead process improvement efforts in partnership with cross-functional leaders to optimize the origination experience.
  • Support the development, documentation, and refinement of underwriting processes and technology enhancements.
  • Assist with training and knowledge-sharing initiatives within underwriting and across partner departments.
  • Operate effectively within an automated underwriting environment and an Encompass-based lender platform.

What We're Looking For:
  • Prior leadership experience within a residential mortgage underwriting function.
  • Experience underwriting loans for sale in the secondary market and for portfolio retention.
  • Strong expertise evaluating residential mortgage and home equity loan applications.
  • Proven ability to analyze complex data, investor guidelines, and technical issues to reach sound underwriting decisions.
  • Working knowledge of Agency, FHA, VA, Jumbo, and investor overlay requirements.
  • Strong communication skills and the ability to collaborate effectively with loan officers, vendors, and internal partners.
  • Comfort working with PC-based software applications, including Word and Excel.
  • College coursework in Business Administration or a related field, or equivalent experience.
  • A leadership approach grounded in accountability, coaching, and continuous improvement.

Compensation:

This range reflects total cash compensation, which may include base salary only or base salary plus target bonus, depending on the role. Where eligible, equity may also be offered separately and not included below. Actual compensation varies based on location, experience, and qualifications.
  • Total Cash Compensation Range: $120,000 per year, plus applicable incentive

Additionally, the following benefits are provided by Red Ventures, subject to eligibility requirements.
  • Health Insurance Coverage (medical, dental, and vision)
  • Life Insurance
  • Short and Long-Term Disability Insurance
  • Flexible Spending Accounts
  • Holiday Pay
  • 401(k) with match
  • Employee Assistance Program
  • Paid Parental Bonding Benefit Program
  • Flexible Paid Time Off (PTO): We believe time to rest and recharge is essential. That's why we offer a generous and flexible PTO policy. Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service.

About Red Ventures

Over the last twenty years, Red Ventures has built a portfolio of influential brands, digital platforms, and strategic partnerships that work together to connect millions of people with expert advice. Through premium content and personalized digital experiences, Red Ventures builds online journeys that make it easier for people to make important decisions about their homes, health, travel, finances, education and entertainment. Founded in 2000, Red Ventures has 3,000 employees in 10 cities across the US, as well as in the UK and Brazil. Red Ventures owns and operates several large digital brands including Healthline, The Points Guy, Bankrate, MYMOVE, and Allconnect.com.

Red Ventures Careers

There has never been a more opportune time to join the dynamic team at Red Ventures—the leader in driving online consumer acquisition for global brands.

Opportunities Await

Red Ventures offers a plethora of job opportunities designed to empower some of the most ambitious talents in the industry. Join a team where innovation, leadership, and diversity training are at the core of its mission to transform digital marketing and technology services.

Transform Your Career

At Red Ventures, professionals can lead their career paths with strategic insights at the intersection of technology, data analytics, and digital marketing. The company provides a platform for growth and professional development that is unparalleled in the industry.

Engage in Meaningful Work

Engage with a team of experts dedicated to redefining the future of digital markets. Red Ventures boasts a culture that nurtures leadership and promotes career advancement through continuous learning and innovation.

Explore Diverse Job Roles

From digital marketing to data science, Red Ventures offers a range of positions that cater to diverse skills and career aspirations. The company is committed to hiring top talent and provides comprehensive benefits and a supportive environment that fosters networking and professional growth.

Internship Programs

Dive into a hands-on internship experience at Red Ventures, where students and recent graduates can develop essential skills, work on real projects, and learn from industry leaders. Internships at Red Ventures are stepping stones to full-time positions and offer valuable insights into the company’s operations and culture.

Cultivate Your Skills

Employees at Red Ventures have access to extensive training programs and are encouraged to take bold steps in their career journeys. With resources to enhance skills and the opportunity to work alongside seasoned professionals, team members can achieve their full potential and contribute to impactful projects.

Join the Team

Explore the job opportunities at Red Ventures by searching open positions that match your skills and interests. The company seeks passionate, curious, and innovative team players ready to drive success in a fast-paced environment.

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Red Ventures: A Leader in Innovation and Growth

With a commitment to diversity, innovation, and leadership, Red Ventures empowers its employees to lead and succeed in the digital age. Join the team and be part of a company that values growth, culture, and the continuous development of its workforce.
Learn more about Red Ventures
Industry
Media
Founded
2000
* Ladders Estimates

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