Underwriter (Political Risk & Credit)

MSIG Holdings USA, Inc.

$100K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree required
  • 3-4 years of insurance industry experience preferred
  • Prior experience as an Underwriting Assistant or Associate is a plus
  • Basic understanding of insurance principles and policy forms
  • Strong analytical and problem-solving skills
  • Excellent written and verbal communication skills
  • Effective interpersonal and negotiation abilities
  • Proficiency in Microsoft Office Suite

Responsibilities

  • Evaluate and underwrite risks according to company guidelines
  • Analyze submissions and financials to assess pricing adequacy
  • Apply rating methodologies and ensure compliance with regulations
  • Draft and review policy forms tailored to client needs
  • Maintain accurate underwriting documentation
  • Monitor portfolio performance metrics
  • Collaborate with brokers to strengthen relationships
  • Partner with cross-functional teams to support business initiatives

Benefits

  • Comprehensive medical, dental, and vision coverage
  • 401(k) with employer match and profit-sharing
  • Wellness incentive program
  • Life and AD&D insurance
  • Flexible spending programs
  • Short-term and long-term disability plans
  • Paid time off and charitable leave
  • Paid parental leave
  • Tuition reimbursement program
  • Personal insurance discounts
Full Job Description
As an Underwriter at MSIG USA, you will play a key role in supporting the growth and profitability of our Political Risk & Credit portfolio. This underwriting position focuses on evaluating and servicing a range of risks and exposures while developing strong broker relationships and contributing to customized insurance solutions. You'll work closely with cross-functional teams to ensure underwriting excellence and client satisfaction.

Essential Functions:
  • Evaluate and underwrite risks within assigned authority, ensuring alignment with company guidelines and risk appetite
  • Analyze submissions, financials, and loss histories to assess risk quality and pricing adequacy
  • Apply appropriate rating methodologies and ensure compliance with regulatory filings and state requirements
  • Draft and review policy forms, endorsements, and coverage terms tailored to client needs
  • Maintain accurate and complete underwriting documentation in accordance with internal and external standards
  • Monitor portfolio performance, including premium trends, loss ratios, and underwriting results
  • Collaborate with brokers through meetings and account reviews to strengthen relationships and identify growth opportunities
  • Partner with Risk Engineering, Claims, and Marketing teams to support retention and new business initiatives
  • Contribute to special projects and team initiatives as assigned


Qualifications:
  • Bachelor's degree required
  • 3-4 years of insurance industry experience preferred
  • Prior experience as an Underwriting Assistant or Associate is a plus
  • Basic understanding of insurance principles, policy forms, and regulatory frameworks a plus
  • Strong analytical and problem-solving skills with attention to detail
  • Excellent written and verbal communication skills
  • Effective interpersonal and negotiation abilities
  • Proficiency in Microsoft Office Suite and ability to learn internal systems
  • Commitment to ongoing professional development and insurance education.


SALARY: The estimated salary range for this position is $100,000.00 - $150,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate's relevant experience, location, and other job-related factors.

Additional Benefits:
  • Healthcare and Retirement Benefits
  • Comprehensive medical, dental, and vision coverage
  • 401(k) with a generous employer match and profit-sharing contribution
  • Wellness incentive program
  • Life and accidental death and dismemberment (AD&D) insurance
  • Flexible spending programs
  • Short-term and long-term disability plans


Additional Benefit Programs
  • Paid time off program
  • Paid charitable leave
  • Paid parental leave
  • Tuition reimbursement program
  • Personal insurance (auto/homeowners) discounts


SALARY: The estimated salary range for this position is $100,000.00 - $150,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate's relevant experience, location, and other job-related factors.

Additional Benefits:
  • Healthcare and Retirement Benefits
  • Comprehensive medical, dental, and vision coverage
  • 401(k) with a generous employer match and profit-sharing contribution
  • Wellness incentive program
  • Life and accidental death and dismemberment (AD&D) insurance
  • Flexible spending programs
  • Short-term and long-term disability plans


Additional Benefit Programs
  • Paid time off program
  • Paid charitable leave
  • Paid parental leave
  • Tuition reimbursement program
  • Personal insurance (auto/homeowners) discounts


It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!

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