First American

Underwriter (hybrid) Texas

First American • $100K — $125K *
Real Estate & Construction
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5–7+ years of title underwriting experience with increasing complexity
  • Strong working knowledge of real estate law, title insurance, and settlement practices
  • Proven ability to handle complex or high-liability transactions confidently
  • Comfort operating with autonomy and making risk-based decisions
  • Strong communication skills for clear guidance on technical issues

Responsibilities

  • Serve as a senior underwriting resource for agents, customers, and internal stakeholders
  • Analyze and underwrite complex residential and commercial title transactions
  • Provide clear, practical guidance on title issues and risk mitigation
  • Exercise sound judgment to approve, modify, or decline risks
  • Partner with escrow, sales, and operations to enhance transaction efficiency
  • Interpret and apply underwriting guidelines while contributing to their evolution
  • Support high-value and time-sensitive deals with responsiveness

Benefits

  • Hybrid role offering flexibility across major Texas markets
  • High-impact position with visibility across teams and leadership
  • Opportunity to work on a diverse mix of transactions, avoiding repetitive work
  • Empowerment to make decisions and influence outcomes
  • Join a team that values responsiveness and practical problem-solving
Full Job Description

What We Do
Senior Title Underwriter (Hybrid – Texas Markets)

Houston, San Antonio, Dallas-Fort Worth, or Austin

Why This Role Stands Out
This is not a production-only underwriting role. You’ll operate as a trusted authority - advising on complex transactions, influencing deal structure, and partnering directly with agents and internal teams to solve nuanced title challenges. You’ll have the autonomy to make decisions within delegated authority while working on a diverse portfolio of real estate transactions across major Texas markets.

What You’ll Do

  • Serve as a senior underwriting resource for agents, customers, and internal stakeholders

  • Analyze and underwrite complex residential and commercial title transactions

  • Provide clear, practical guidance on title issues, curative matters, and risk mitigation

  • Exercise sound judgment to approve, modify, or decline risks within authority limits

  • Partner with escrow, sales, and operations teams to keep transactions moving efficiently

  • Interpret and apply underwriting guidelines while contributing to their evolution

  • Support high-value and time-sensitive deals with responsiveness and precision

  • Act as a problem-solver on challenging files—bringing creative, business-minded solutions

What You Bring

  • 5–7+ years of title underwriting experience with increasing complexity

  • Strong working knowledge of real estate law, title insurance, and settlement practices

  • Proven ability to handle complex or high-liability transactions confidently

  • Comfort operating with autonomy and making risk-based decisions

  • Strong communication skills—you can translate technical title issues into clear guidance

  • A collaborative mindset with the ability to influence without slowing down deals

What Sets You Apart

  • Experience supporting multiple markets or high-volume agents

  • Strong negotiation and problem-resolution skills on difficult title matters

  • Ability to balance risk management with business impact

  • A reputation as a “go-to” resource others rely on for tough files

Work Environment & Flexibility

  • Hybrid role with flexibility across Houston, San Antonio, DFW, or Austin

  • High-impact position with visibility across teams and leadership

  • Opportunity to work on a broad mix of transactions—not siloed or repetitive work

Why Join Us

  • Work with experienced professionals on meaningful, complex deals

  • Be empowered to make decisions—not just follow checklists

  • Join a team that values expertise, responsiveness, and practical problem-solving

    Pay Range: $100,000.00 - $125,000.00 annuallyThis hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.

     

    What We OfferBy choice, we don’t simply accept individuality – we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it’s the right thing to do, but also because it’s the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work.

    About First American

    First American provides financial services through its Title Insurance and Services segment and its Specialty Insurance segment. The First American Family of Companies' core business lines include title insurance and closing/settlement services; title plant management services; title and other real property records and images; valuation products and services; home warranty products; property and casualty insurance; and banking, trust, and investment advisory services.

    First American Careers

    Join the vibrant team at First American, a leading company renowned for its commitment to innovation, leadership, and professional excellence. As one of the most respected names in the industry, First American offers unparalleled job opportunities that propel your career to new heights.

    Work You’ll Do

    At First American, your work transcends ordinary job responsibilities. You will be part of a dynamic team that drives industry standards through innovation and leadership. Engage in projects that transform our services and, by extension, the industry itself, making an impact that matters.

    Explore a World of Opportunities

    Whether you're looking for an entry-level position or a more senior role, First American presents a spectrum of career paths across various departments. Our job opportunities are designed to foster professional growth and personal achievement.

    Internship Programs

    Kickstart your career with First American’s internship programs. These opportunities are perfect for gaining real-world experience, enhancing your skills, and networking with industry leaders. Our internships provide a robust foundation for future employment and are a stepping stone to full-time positions within the company.

    Culture and Benefits

    First American is committed to creating a workplace where every team member feels valued. We celebrate diversity and are dedicated to creating an inclusive environment. Our benefits package is comprehensive, supporting both your professional and personal life, including health, wellness, and continuous learning opportunities.

    Professional Development and Training

    We believe in nurturing our team’s skills through targeted training programs, including leadership development and diversity training. These initiatives ensure that you are equipped to meet the challenges of today and tomorrow, fostering an environment of continuous improvement and personal growth.

    Join Our Team

    Embark on your First American journey today by exploring the various positions available. We are actively hiring and looking for talented individuals who are passionate, curious, and driven to excel. Check out our open positions, tailor your resume, and prepare for an interview where you can showcase your unique abilities.

    Stay Connected

    Keep up to date with the latest in career tips, industry news, and job openings at First American. Subscribe to our job alert emails and never miss an opportunity to advance your career with us.

    Networking and Growth

    At First American, career growth is complemented by opportunities to connect and collaborate with professionals across the company. Engage in networking events that can open doors to numerous career paths and professional relationships.

    Why First American?

    Choosing First American means opting for a career where your skills are appreciated and your contributions are valued. Here, every employee is empowered to reach their full potential, supported by our culture of growth, leadership, and innovation. Join First American today and be part of a team that is reshaping the future through exceptional service, dedication, and a commitment to excellence. Explore the positions we have available and take the first step towards a rewarding career at First American.
    Learn more about First American
    Size
    22,233 employees
    Market Cap
    $5.4 billion
    Industry
    Net Income
    $696.4 million
    Founded
    1889
    5 Year Trend
    +10.6%
    Revenue
    $7 billion
    NASDAQ

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