Territory Manager

Builders Mutual

$75K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree and 5-7 years in property & casualty insurance, specifically in territory or agency management.
  • Strong grasp of insurance principles and policy language.
  • Proficient time management skills and ability to work independently.
  • Exceptional communication skills with a customer-centric approach.
  • Ability to manage multiple priorities effectively.
  • Strong PC skills and presentation capabilities.
  • Capacity to engage with various organizational levels and business communities.

Responsibilities

  • Monitor agent performance metrics and strategize improvements.
  • Negotiate business plans to boost agency success.
  • Educate agents about Builders Mutual's offerings and sales tactics.
  • Cultivate and sustain partnerships with appointed agents.
  • Act as the primary contact for agents, addressing inquiries effectively.
  • Oversee agency profitability and apply action plans where needed.
  • Manage overall territory profitability and implement growth initiatives.

Benefits

  • Supportive work environment focused on success and growth.
  • Generous paid time off, starting with 3 weeks plus your birthday off.
  • Company car provided at no cost for job-related travel.
  • Access to Builders University for skill development.
  • Recognition through 'Everyday Wins' program with rewards such as swag and extra time off.
Full Job Description
Description

The Opportunity

Bring your expertise to a team that's shaping the future of construction insurance and safety. Builders Mutual is seeking a Territory Manager to support our agency network across Charlotte, NC region. In this field-based role, you'll lead relationship and territory management efforts-developing agency partnerships, supporting business retention, and driving strategic premium growth.

You'll be the key point of connection between the company and appointed agents-guiding them through our products, sharing insights to improve performance, and collaborating with underwriters and internal teams to deliver consistent value. Success in this role means strong partnerships, local impact, and long-term results. The position offers flexibility to work from your home office, with 3-4 days per week of field travel and quarterly visits to our Raleigh, NC headquarters for meetings and team connection. Our success is rooted in teamwork and the strong relationships we build with the people we work with, serve, and getting the job done right.

Your WORK as a Territory Manager will make a difference by:
  • Effectively monitor agents' performance (production, types and quality of submitted accounts, premium growth, loss ratio, submission activity, hit ratio, etc.), and works with them to improve as necessary
  • Negotiate and establish business plans to enhance agency performance.
  • Educate agents on Builders Mutual's products, services, eligibility guidelines and pricing philosophy, as well as sales and cross-selling techniques
  • Develop, manage, and maintain business partnerships with appointed agents and producers.
  • Serve as primary liaison between the agency and the company
  • Respond to agency inquiries and lead resolution of problems
  • Manage agency profitability, including implementation of action plans for underperforming agencies
  • Manage territory profitability, including implementation of action plans to address growth, profit, and retention.
  • Lead partnership relationships with all other company functions, including underwriting, claims, risk management, and marketing.
  • Maintain information on key competitors in the territory


Travel Requirements

The Territory Manager position is a field position that entails travel within the assigned Charlotte, NC territory 65-75% of the time with some overnight travel required.

Skills to get the JOB done RIGHT:
  • Bachelor's degree with at least 5-7 years of experience in property & casualty insurance ideally in a territory, relationship, or agency management capacity.
  • Strong knowledge of general business and insurance principles, including solid understanding of policy language and underwriting guidelines
  • Excellent time management skills and be able to work with minimal direct supervision
  • Excellent communication skills with strong customer focus
  • Ability to handle multiple priorities
  • Excellent PC and presentation skills
  • Ability to effectively interact at all levels of the organization and business community


WHY YOU'LL LOVE TO WORK HERE

At Builders Mutual, we care about you-your success, your well-being, and your growth. We offer a supportive environment, competitive benefits, and meaningful work that makes a difference.
Here's what you can expect:
  • Competitive compensation with a base salary and a bonus plan tied to company and individual performance
  • Generous paid time off-including 3 weeks to start and your birthday off
  • Company Fleet Vehicle provided with no usage fee
  • Builders University, our in-house development program to grow your skills and expertise
  • Everyday Wins, our recognition program where you can earn swag and extra time off

LIFE at Builders Mutual
  • Collaboration You are part of a team working together to reach a common goal.
  • Empowerment You will feel trusted, valued, and given the resources to be successful.
  • Flexibility You will be part of a dynamic work environment designed to allow you to do your best work while also creating the best possible customer experience.
  • Impact You will positively influence our business, customers, and industry.
  • Sense of pride You will tell others how much you enjoy working at Builders Mutual.


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