Qualifications

• Minimum 10 years of progressive experience in commercial credit, including senior leadership roles.
• Demonstrated success in portfolio management and analytical proficiency.
• Strong communication and decision-making skills essential.
• In-depth knowledge of regulatory expectations and credit policy.
• Proven ability to drive process improvement and strategic initiatives.
• Bachelor's degree in Business, Finance, or related field required.

Responsibilities

• Establish and guide credit strategy that aligns with growth and risk objectives.
• Oversee credit quality across the loan portfolio and enforce consistent underwriting standards.
• Lead and enhance the Bank's credit policy while ensuring compliance with regulations.
• Collaborate with executive leadership for balancing loan growth and risk management.
• Manage the quarterly Criticized Loan Committee and participate in ACL/CECL assessments.
• Provide development and leadership for Credit Administration and Collections teams.
• Review credit proposals for compliance with policy and risk assessment.

Benefits

• Generous medical, dental, and vision insurance.
• Company-paid life insurance plus voluntary insurance options.
• 401(k) plan with a company match and a pension plan.
• Tuition reimbursement support for ongoing education.
• Generous paid time off package, including 11 paid holidays.
• Commitment to work-life balance and professional development opportunities.