Target Range:$80,000/Yr. - $100,000/Yr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 10%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This JobAnalyze files for various loan programs, assess risk factors, and determine eligibility for loans or credit products. Use good judgement and up-to-date knowledge and experience to analyze increasingly complex loans. Adhere to investor and compliance guidelines and provide support and guidance to analyst underwriters.
Responsibilities:- Review all loan documentation submitted for initial underwriting decision, conditional approvals, and clear to close.
- Evaluate business and personal financial statements, credit history, income, assets and current liabilities for ability to repay.
- Conduct careful risk analysis and exercise good judgment to determine if loans conform to applicable portfolio and investor underwriting guidelines.
- Requires proficiency and in-depth knowledge of commercial spreading and cash flow analysis.
- Review and respond to quality control items related to credit.
- Other duties as assigned.
Qualifications: - High School Diploma, Bachelor Degree preferred.
- 3-5 years of underwriting experience, including in-depth knowledge of self- employed borrower review.
Axos Employee Benefits May Include:- Medical, Dental, Vision, and Life Insurance
- Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
- HSA or FSA account and other voluntary benefits
- 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
- Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
Job Functions and Work Environment:While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
