This position is not eligible for Visa Sponsorship.
As the Sr. Credit Analyst, you will analyze and interpret financial information to develop clear, meaningful insights across a range of interconnected issues. You will identify opportunities for improvement, make decisions within defined authority levels, and provide data-driven recommendations on credit limits and risk categories.
Primary Responsibilities: - Partner across the organization to minimize risk while maximizing sales.
- Collaborate closely with CoC and BSC (Business Solutions Center) team members to manage and resolve escalations related to receivables and master data.
- Review and release or reject sales orders blocked due to credit issues and advance when needed to Credit Management.
- Review and release credit block orders and support the Credit management team in final decisions.
- Review and analyze various sources of financial and credit data; maintain credit file records in SAP and Salesforce, and perform analyses as required.
- Evaluate customer credit risk using financial data, credit modeling results, and internal/external insights to recommend or establish appropriate credit limits and risk categories within defined authority levels.
- Evaluate parameters and relative weight affecting the calculation of credit limit and risk category as well as credit filters/checks and tolerance to be used by customer.
- Conduct new customer review, approval, and set-up.
- Perform in a customer-centered capacity by answering credit inquiries while acting as a liaison to sales, sales finance and the BSC team.
- Prepare and assist in the preparation of required reports for management.
- Run credit simulations as needed to identify changes in trends in account management.
- Assist in maintaining a minimum of past due accounts by working with other CoC and BSC team members.
- Participating in continuous improvement activities
Requirements and Minimum Education Level: - Bachelor's degree in business administration, Accounting, or Finance required, MBA preferred.
- Minimum 4 years' experience in credit, accounts receivable, accounting, or finance required.
- Availability / flexibility to work holidays.
- Ability to travel 5-10% of time, domestically, upon request.
Experience: - Experience in the CPG industry preferred.
- SAP and High Radius accounts receivable system experience preferred.
- Proficiency with financial modeling, Excel and Power BI
Required Skills: - Well-organized, methodical thinker, who can prioritize workload and responsibilities with excellent decision-making skills.
- Excellent written and verbal communication skills, including the ability to incorporate insightful commentary into customer credit risk reviews.
- Strong analytical aptitude with a proven ability to accurately analyze/interpret data, including credit intake documents, customer financial statements (audited and un-audited), reporting published by credit risk monitoring services, etc.
- Strong and creative problem-solving skills and results-based orientation Ability to work in a fast-paced environment and manage multiple priorities.
- Work well in a team-based environment and interact collaboratively with both internal and external customers.
- Proficiency in Microsoft office applications (e.g., Word, Excel, Outlook), Power BI, and other reporting applications.
- As requested, supports the completion of project-based initiatives of the Company that create process improvements and/or functional changes to departmental processes.
- As requested, provide guidance, coaching and training to other team members and contractors, in areas of sufficient subject matter expertise
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Salary: $69,441.30 to $100,422.00 per year
Bonus Eligibility: Yes
The pay range provided is a good faith estimate for the position at the time of posting. Final compensation may vary based on factors including but not limited to knowledge, skills and abilities as well as geographic location. It is not typical for an individual to be hired at top of range.
Nestlé offers performance-based incentives and a competitive total rewards package, which includes a 401k with company match, healthcare coverage and a broad range of other benefits. Incentives and/or benefit packages may vary depending on the position. Learn more at https://www.nestlejobs.com/nestle-in-the-us-benefits
This position is not eligible for Visa Sponsorship.
Job Requisition: 418562
