Sr. Claims Analyst, Health and Risk Solutions

Sun Life Financial, Inc.

$68K — $102K *
Healthcare
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of experience in handling complex claims, particularly in Medical Stop Loss or complex medical claims.
  • Deep understanding of complex claim practices and relevant legal precedents.
  • Strong judgment and decision-making skills with effective influence on recommendations.
  • Recognized subject matter expertise with industry involvement through presentations and forums.
  • Excellent communication, negotiation, and conflict navigation skills.
  • Ability to draft clear, compliant correspondence that is comprehensible to varied audiences.
  • Creative problem-solving skills with the ability to develop actionable plans.

Responsibilities

  • Manage overall claim risk through effective contract interpretation and action plan development.
  • Coordinate complex claims activity, ensuring timely and correct execution of necessary actions.
  • Identify and monitor emerging medical and prescription drug trends for informed case management strategies.
  • Apply extensive knowledge of claim practices to resolve unique or precedent-setting issues.
  • Collaborate with peers and leadership to enhance claims policies and best practices.
  • Oversee communications with policyholders, brokers, and internal stakeholders to ensure clarity and alignment.
  • Coach and mentor junior team members and train new hires in best practices of claims and client service.

Benefits

  • Hybrid work model allowing flexible remote and on-site collaboration.
  • Professional development opportunities for training and mentorship.
  • Networking opportunities through established industry relationships and forums.
  • Engagement in improving claims management techniques and best practices.
  • Participation in field visits and settlement discussions to enhance expertise.
Full Job Description
Job Description:

Sun Life embraces a hybrid work model that balances in-office collaboration with the flexibility of virtual work in the contiguous states plus AK.

The opportunity: The Health and Risk Solutions Senior Claim Analyst serves as the highest level of technical expertise within the claims unit, leading the evaluation, investigation, negotiation, and settlement of complex claims and risk matters.

In this role, you will help ensure legitimate claims and benefits are paid accurately and efficiently while balancing the interests of policy owners and the company. You will also play a key role in managing internal and external relationships, supporting new hire training, and coaching and mentoring Health and Risk Solutions Claim Analysts and Overpayment Specialists.

How you will contribute:
  • Manage overall claim risk, including pay/deny decisions, by applying contract language and developing action plans for complex Stop Loss claims.
  • Coordinate complex claims activity across multiple parties, ensuring actions are appropriately sequenced and completed on time.
  • Identify and monitor evolving medical and prescription drug trends, applying responsive case management strategies.
  • Apply deep knowledge of complex claim practices and legal precedents to resolve unique or precedent-setting matters.
  • Partner with peers and leadership to establish, refine, and institutionalize claims policies and best practices.
  • Manage communications with policyholders, administrators, top-tier brokers, sales representatives, vendors, and internal partners.
  • Coach and mentor less experienced team members, including developing learning modules and supporting technical development.
  • Train new hires on accurate claim reimbursement practices and client service expectations.
  • Manage monthly accommodation advance payment claims and assigned claim blocks while maintaining turnaround times and service quality.
  • Stay current on industry practices and contribute to evolving claims management techniques.
  • Serve as a departmental leader and subject matter expert, including participating in field visits and settlement discussions.


What you will bring with you:
  • Ability to work with a diverse range of people.
  • 7+ years of experience handling complex claims, Medical Stop Loss or complex Medical Claims
  • Deep knowledge of complex claim practices, legal precedents, claims accounting, and applicable state and federal healthcare legislation.
  • Strong judgment, initiative, and consultative decision-making, with the ability to influence recommendations that may impact company operations.
  • Recognized subject matter expertise, including industry involvement through peer presentations, panels, or professional forums.
  • Established industry network to exchange ideas, trends, and emerging claim management techniques.
  • Excellent communication, negotiation, and influencing skills, including the ability to navigate conflict and align stakeholders.
  • Ability to draft clear, compliant written correspondence that meets guidelines and is easily understood by the recipient.
  • Creative, resourceful problem-solving skills, including the ability to develop action plans and resolve complex matters using specialized resources or claims management techniques.


Salary:

$68,200-$102,300

At our company, we are committed to pay transparency and equity. The salary range for this role is competitive nationwide, and we strive to ensure that compensation is fair and equitable. Your actual base salary will be determined based on your unique skills, qualifications, experience, education, and geographic location. In addition to your base salary, this position is eligible for a discretionary annual incentive award based on your individual performance as well as the overall performance of the business. We are dedicated to creating a work environment where everyone is rewarded for their contributions.

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Job Category:

Claims - Health & Dental

Posting End Date:

06/09/2026

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