Software Engineer, Payments

Aiwyn

$100K — $130K *
US-AnywhereRemote in United States
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of professional software engineering experience with project ownership.
  • Hands-on experience in domains demanding high correctness.
  • Proven background in fintech and payments systems.
  • Ability to communicate effectively with non-engineering domain experts.
  • Fluency in AI tools and their practical applications in engineering.
  • Versatile across backend, frontend, and infrastructure development.
  • Bonus: deeper experience within payment or accounting systems.

Responsibilities

  • Build reliable money transfer systems with speed and accuracy.
  • Collaborate closely with accounting and payment domain experts.
  • Develop and enhance APIs for seamless integrations with various payment processes.
  • Manage projects from specification through to scaling and deployment.

Benefits

  • Opportunity to work on a pivotal part of the Aiwyn platform.
  • Engaged leadership team encouraging open challenges.
  • Autonomy and ownership in system development.
  • Competitive compensation and equity opportunities.
Full Job Description


We work with the majority of the Top 500 firms in the country. We're replacing brittle, decades-old payments and collections workflows with software accounting firms can actually trust, and we have rare product-market fit in an industry that's about to change permanently. We're hiring a senior software engineer to join the team that owns our payments platform: the system that moves money between firms and their clients, already processing payments at scale and now the backbone for how modern firms get paid end to end.

The role

Payments is one of the most strategic pieces of the Aiwyn platform - the place where the work firms do turns into revenue collected. It's the foundation we're building out so firms can manage the full payment lifecycle: invoicing, collections, payment methods, schedules and installments, reconciliation, and the visibility that keeps both firms and their clients confident that every dollar is accounted for.

You'll be a senior engineer on the team behind this work, partnering closely with a deeply tenured group of accounting and payment experts who set the bar for what "correct" means.
Day-to-day
  • Build the systems that move money reliably. Own the services, infrastructure, and confidence metrics that let payments grow at speed without sacrificing accuracy or trust. Make the iteration loop faster every cycle.
  • Work in the trenches with the domain experts. They've been doing this for decades. They're your closest collaborators and your toughest users. Spend real time with them, understand what it actually takes to invoice, collect, and reconcile across firms and jurisdictions, and translate that depth into the systems you build.
  • Build and extend the APIs that Aiwyn, firms, and partners build on top of. Integrations are the wedge. Make connecting payment processors, banks, and firm systems seamless, and the surface area something engineers actually want to use.
  • Take projects from spec to ship to scale. Own the work end to end, including the parts outside your comfort zone.
What we're looking for
  • 5+ years of professional software engineering experience, with a track record of taking full ownership of the projects you take on.
  • Hands-on technical depth in domains where correctness matters. You've shipped real systems where edge cases, accuracy, and domain depth were non-negotiable.
  • Experience with fintech and payments. Direct work on payment systems, money movement, or collections. You understand why getting money movement right is non-negotiable, and you've shipped systems where that showed.
  • Demonstrated ability to bridge engineering and a non-engineering domain. Engineers and finance/accounting experts (or doctors, or lawyers, or any deep domain expert) think wildly differently. You've worked closely with non-engineering experts before, taken their judgment seriously, and built shared language and shared artifacts that let both sides do their best work. We've watched smart people struggle here, and this is the part of the job we look at hardest.
  • AI-native fluency. AI tooling is woven into how you work and ship, and you have a clear point of view on where it helps and where it creates noise.
  • Comfortable across the stack. Backend, frontend, or infrastructure - you can reason about whatever the problem actually requires.
  • Bonus: deeper fintech and/or payments experience. Building or contributing to a payments, billing, ledger, pricing, underwriting, claims adjudication, compliance, or benefits system - anywhere correctness is non-negotiable and the system has to compose hundreds or thousands of rules into an answer you can defend. Payments specifically in the accounting industry is the strongest plus of all, but none of this is required.
What we offer
  • The chance to build on one of the most consequential parts of the Aiwyn platform, in an industry that's about to change permanently.
  • A direct, reflective leadership team that actively welcomes challenge and debate.
  • Real autonomy and ownership over the systems you build.
  • Competitive compensation and meaningful equity.
Interview process

We'll share a detailed interview plan with you on the intro call. The loop is designed to mirror the actual job: real artifacts to react to, conversations that look like the conversations you'd have on the team, and reference checks taken seriously. We'll move quickly when there's mutual fit.

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