UnitedHealth Group

Senior Vice President, Underwriting

UnitedHealth Group$225K — $375K *
Healthcare
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent experience required
  • 8+ years of progressive experience in pricing, underwriting, and contract strategy
  • Experience leading analytical, pricing, or financial strategy projects in a matrixed environment
  • Strong financial and economic acumen with executive-ready presentation skills
  • Cross-functional collaboration experience with various departments
  • Experience with tool and analytics initiatives, including AI implementation
  • Strong executive communication abilities, particularly in complex scenarios

Responsibilities

  • Lead pricing and underwriting for new business and renewals to support enterprise growth
  • Develop competitive pricing and retention strategies in collaboration with Growth and Client Management
  • Establish and evolve innovative pricing models and market intelligence frameworks
  • Cultivate relationships with employers and consultants to drive market opportunities
  • Act as executive sponsor for major clients, managing engagement and dispute resolutions
  • Drive strategy for contract adjustments based on regulatory and market changes
  • Automate and enhance pricing tools, focusing on scalability and digitization

Benefits

  • Comprehensive benefits package
  • Incentive and recognition programs
  • Equity stock purchase options
  • 401k contribution opportunities
  • Flexible remote work option within the U.S. or hybrid work schedule in specific locations
  • Emphasis on professional development and performance recognition
Full Job Description


You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.

Hybrid in MN/DC: This position follows a hybrid schedule with four in-office days per week.

Primary Responsibilities:

Pricing, Underwriting & Sales Strategy

  • Lead pricing and underwriting activities for new business, renewals, and market checks across client segments in support of enterprise growth objectives
  • Partner with Growth and Client Management to develop pricing, bid, and retention strategies balancing competitiveness, margin protection, and sustainability
  • Establish and evolve pricing models, economic assumptions, trend analytics, and market intelligence frameworks
  • Collaborate with executive leaders to design and implement pricing, underwriting, and supply chain economic initiatives
External Sales Leadership & Prospect Development

  • Lead relationships with employers & consultants driving market opportunities into OptumRx
  • Position OptumRx as the most innovative PBM in the market - demonstrating executive presence and financial sales acumen in all finalist meetings for Fortune 500+ companies
  • Act as an executive sponsor for Top 25 OptumRx clients - managing executive engagement and dispute resolution


Contract Adjustments & Market Responsiveness

  • Own strategy and execution of contract adjustments driven by regulatory, legislative, and market-based changes
  • Develop contract-specific and market-wide adjustment methodologies and analytics
  • Partner with Client Management and Legal to support client communications and negotiations related to contract adjustments
  • Proactively identify market developments requiring future contract adjustments
Contract Intelligence, Tools & Automation

  • Advance pricing, underwriting, and contract adjustment tools with a focus on automation, scalability, and repeatability
  • Lead development of AI-enabled contract intelligence to extract, standardize, and assess contract language
  • Eliminate manual contract review processes through digitization and advanced analytics
  • Ensure governance and consistency across pricing, underwriting, and contract data ecosystems
    Advance pricing, underwriting, and contract adjustment tools with a focus on automation, scalability, and repeatability
Leadership & Enterprise Partnership

  • Lead and develop teams across pricing, underwriting, analytics, and contract strategy functions
  • Build solid partnerships with Growth, Client Management, Legal, Finance, Network, and Technology leaders
  • Provide executive-level communication and insights on pricing, contract, and market dynamics
  • Set clear priorities and governance across initiatives tied to pricing and contract strategy


You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

  • Bachelor's degree or equivalent experience required
  • 8+ years of progressive experience in pricing, underwriting, contract strategy, or related financial analytics roles
  • Demonstrated experience leading complex analytical, pricing, or financial strategy work in a matrixed environment
  • Solid financial, economic, and contract acumen with the ability to translate complex analysis into executive-ready recommendations
  • Experience partnering cross-functionally with Growth, Client Management, Legal, Finance, and Technology teams
  • Demonstrated ability to lead tool, analytics, or automation initiatives, including adoption of AI-enabled capabilities
  • Proven executive communication skills, including the ability to explain complex pricing, contract, and market concepts to senior leaders and clients
  • Comfort operating in ambiguous, rapidly evolving regulatory and market environments with sound judgment and accountability


Preferred Qualifications:

  • MBA or advanced degree
  • PBM or health care experience


*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $225,000-$375,000 annually based on full-time employment. We comply with all minimum wage laws as applicable.

About UnitedHealth Group

UnitedHealth Group is a medical facility. They offer health technology, health finance, and pharmacy services. They are utilizing clinical data and intelligence to assist in the redesign, automation, and deployment of technology to streamline administrative operations and clinical decision-making. Payment systems for both consumers and providers are critical components of a health-care system.

UnitedHealth Group Careers

Joining UnitedHealth Group means becoming part of a diverse team dedicated to making a difference. As a leader in health services and innovation, our company offers a variety of job opportunities that allow professionals to leverage their skills, drive innovation, and improve lives. Work You’ll Do At UnitedHealth Group, you’ll contribute to a mission-focused environment where your expertise will influence the health and well-being of people worldwide. Our employment opportunities span across a wide range of disciplines, from healthcare specialists to data analysts, ensuring that your career journey is both dynamic and rewarding. Transform Healthcare with Your Expertise UnitedHealth Group stands at the forefront of health innovation. Our team collaborates to deliver solutions that lead to better patient outcomes. Working with us, you’ll find yourself at the intersection of technology, healthcare, and leadership, providing key insights that drive industry transformation. Join Our Global Team As part of our team, you’ll engage with over 300,000 professionals globally, dedicated to building a diverse and inclusive workplace. UnitedHealth Group is not just a company; it’s a community where you can grow your career through continuous learning and leadership opportunities. Our commitment to diversity training ensures that every team member can thrive. UnitedHealth Group Career Development We are committed to your professional growth. Explore career paths filled with promising job opportunities and internships that will harness your potential and expand your capabilities. Whether you’re a seasoned professional or a recent graduate, you’ll find that our career development programs support your ambition at every level. Innovative Work Environment At UnitedHealth Group, innovation is at the core of our operations. We encourage our team to bring forward-thinking ideas that challenge the status quo and lead to breakthrough improvements in patient care. Be Part of a Great Team Our culture fosters a collaborative and supportive environment where every member’s contribution is valued. Enjoy the benefits of being part of a global team that’s committed to making a difference in people’s lives. Future-Proof Your Career With UnitedHealth Group, your career is future-proof. Dive into a range of positions that offer both challenges and rewards. Our robust support system includes unmatched training, development programs, and certification support to propel your career forward. Stay Connected Join Our Team Discover the right position that matches your skills and interests. We are always hiring and look for passionate, curious, and solution-driven team players. Search UnitedHealth Group jobs today and take the first step towards a fulfilling career. Keep Up to Date Stay informed with career tips, insider perspectives, and industry-leading insights you can use today—all from the people who work here. Read Careers Blog Job Alert Emails Customize your subscription to receive job alerts, the latest news, and insider tips tailored to your preferences. Explore the exciting and rewarding opportunities that await at UnitedHealth Group.
Learn more about UnitedHealth Group
Size
350,000 employees
Market Cap
$493.1 billion
Industry
Net Income
$15.4 billion
Founded
1974
5 Year Trend
+9.2%
Revenue
$257.1 billion
NASDAQ

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