Senior Underwriting Analyst

EmpiRx Health

$95K — $115K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree or relevant education/experience
  • 4+ years in finance, FP&A, underwriting, or financial analytics
  • Advanced proficiency in Microsoft Excel
  • Strong analytical and mathematical skills
  • Excellent written and verbal communication skills
  • Ability to manage multiple projects under tight deadlines

Responsibilities

  • Develop underwriting strategies for new business opportunities
  • Present financial strategies to cross-functional teams
  • Accurately analyze RFP data for underwriting models
  • Manage multiple RFPs with established turnaround timelines
  • Ensure pricing accuracy across all tracked deals
  • Analyze financial metrics and assess underwriting risks
  • Support process enhancements and controls

Benefits

  • Paid Time Off
  • 401(k) program
  • Health Insurance including Dental & Vision
  • Health Savings Account
  • Employee Assistance Program
Full Job Description
Senior Underwriting Analyst

The Senior Underwriting Analyst plays a critical role in supporting EmpiRx Health's growth by driving financial analysis for RFPs, renewals, and market checks. This role is responsible for developing underwriting strategies, generating financial offers, and ensuring accuracy and timeliness in proposal deliverables. The analyst partners cross-functionally with Sales, Clinical, and Proposals to support client acquisition and retention while managing financial risk and ensuring alignment with business objectives.

Key Responsibilities:

Underwriting Strategy & Financial Modeling
  • Develop underwriting strategies for new business opportunities, including complex RFPs
  • Present financial strategies and assumptions to Sales, Clinical, and Proposals teams
  • Retrieve, analyze, and input RFP data into underwriting models with accuracy
  • Interpret financial results and adjust models based on strategy and deal requirements

RFP & Proposal Management
  • Manage multiple RFPs concurrently, meeting established turnaround timelines (e.g., 6-day and 10-day RFP cycles)
  • Ensure 6495 accuracy across all deals tracked in the Accuracy Tracker
  • Handle BAFO pricing and follow-up questions with minimal guidance
  • Deliver completed work for internal review within underwriting timelines with a high degree of reliability

Data, Risk Management & Controls
  • Analyze key financial metrics and identify risks associated with underwriting decisions
  • Recommend solutions to manage downside risk and financial exposure
  • Support development of improved controls and process enhancements

Tools & Analytics
  • Demonstrate advanced proficiency in underwriting models and financial calculations
  • Utilize data visualization tools (e.g., Tableau, Domo) to support insights and reporting
  • Leverage Salesforce for tracking and coordination of deals
  • Apply advanced Excel skills for financial modeling and analysis


Required Qualifications & Experience:
  • Bachelor's Degreeor other relevant education and experience as determined by the company
  • 4+ years of experience in finance, FP&A, underwriting, or financial analytics
  • Advanced proficiency in Microsoft Excel
  • Strong analytical and mathematical skills
  • Strong written and verbal communication skills with the ability to present to leadership
  • Ability to prioritize multiple projects and meet deadlines in a fast-paced environment


Preferred Qualifications but Not Required
  • Master's Degree in Finance, Mathematics, Statistics, or related field
  • Experience in PBM, health plan, or healthcare industry
  • Experience with financial underwriting or pricing models
  • Experience supporting RFP processes and financial modeling
  • Experience using data visualization or analytics tools such as Tableau or Domo
  • Experience with Salesforce Sales Cloud


Work Environment: Remote OR Hybrid on-site in Montvale, NJ

Benefits And Perks

Subject to program eligibility, this position qualifies for a robust suite of benefits including Paid Time Off, a 401(k) program, Health Insurance including Dental & Vision coverage, Health Savings Account, and an Employee Assistance Program.

Note: This job description is a general outline of responsibilities and qualifications for the role. Additional duties may be assigned, and the position may evolve to meet the organization's needs.Top of Form

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