Intact Financial Corporation

Senior Underwriter, Commercial Lines

Intact Financial Corporation$87K — $106K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 6 to 8 years of Commercial Lines Property and Casualty Underwriting experience
  • Chartered Insurance Professional (CIP) designation preferred
  • Proven experience in handling complex risks policy files
  • Superior organization and demonstrated ability to handle multiple priorities and deadlines
  • Excellent relationship building and communication skills
  • Strong negotiating skills and business savvy
  • No Canadian work experience required; must be eligible to work in Canada

Responsibilities

  • Develop long-term relationships with brokers through outstanding service and participation in industry functions
  • Assess and evaluate complex risks, offering innovative solutions for quotes, renewals, and policy changes
  • Coach and mentor team members to enhance underwriting knowledge and broker relationships
  • Provide leadership to achieve regional underwriting service and profitability goals
  • Apply effective pricing and underwriting strategies within company guidelines
  • Quote, negotiate, and authorize acceptance of new business, renewals, and endorsements
  • Arrange reinsurance as needed

Benefits

  • Annual bonus target with potential payout of up to double the target
  • Participation in Employee Share Purchase Plan (ESPP) with company matching
  • Flexible pension offerings providing long-term security and potential for guaranteed income for life
  • Hybrid work model with minimal in-office requirements
  • Caring and supportive work environment focusing on team collaboration
Full Job Description
Salary range (but not limited to): 87,200 - 106,600 Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 10% As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) - with Intact matching 50% of your net shares. Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan. Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well. About the role We're looking for a Senior Underwriter in Commercial Lines Property and Casualty to join our team. This is a permanent full-time hybrid position and requires a minimum of 2 days per week working in the office. What you'll do here:
  • Develop long-term and meaningful relationships with brokers by providing legendary service and participating in broker visits, field underwriting, insurance industry functions, and marketing events.
  • Assess and evaluate complex risks, analyzing requests for quotes, renewals and policy changes and recommend innovative solutions.
  • Coach and mentor team members to develop their technical underwriting knowledge and to enhance broker relationships.
  • Help shape the future of Commercial Lines Underwriting by providing creative solutions on process or workflow improvements to increase efficiency and elevate best practices
  • Provide leadership to ensure that the regional underwriting service, production and profitability levels are achieved.
  • Apply effective pricing and underwriting strategies in accordance with Company guidelines and personal underwriting authority limits.
  • Within your level of authority, quote, negotiate, sell, and authorize the acceptance of moderate to complex new business, renewals, and endorsements to develop and retain profitable business according to the business plan established for the department.
  • Arrange reinsurance if and when required.
  • Work closely to develop and maintain positive business partnerships with brokers, reinsurers and co-workers.
  • Use the computer system for policy inquiry, electronic filing, underwriting and rating transactions.
  • Attend broker meetings at broker offices.
What you bring to the table:
  • Minimum 6 to 8 years of Commercial Lines Property and Casualty Underwriting experience
  • Chartered Insurance Professional (CIP) designation preferred
  • Care for people by being supportive, providing candid feedback and recognizing performance
  • Maintain an expert and current understanding of all relevant Commercial Underwriting Guides and instructions related thereto
  • Proven experience in handling complex risks policy files
  • Awareness of local community conditions and insurance issues
  • Superior organization and demonstrated ability to handle multiple priorities and deadlines
  • Exemplary and proactive customer service skills to identify needs, effectively negotiate, and provide tailored solutions to brokers
  • Excellent relationship building skills
  • Great communication skills (both written and verbal)
  • Strong negotiating skills and business savvy
  • Initiative and ability to work under pressure
  • Sound knowledge of Microsoft Office products and computer tools
  • No Canadian work experience required however must be eligible to work in Canada.
This job posting will close on Wednesday July 29th, 2026 at 11:59 pm EST. #LI-Hybrid Ce poste jouera un rôle essentiel au sein de notre équipe. | This position will fill an essential role in our team. If you are an employee of Intact or belairdirect, please apply for this role on Internal Career Site.

About Intact Financial Corporation

Intact Financial Corporation is a Canadian insurance company that provides property and casualty insurance to individuals and businesses. The company operates in Canada and the United States and offers a range of insurance products, including auto, home, and commercial insurance. Intact Financial Corporation was founded in 1809 and is headquartered in Toronto, Canada.
Learn more about Intact Financial Corporation
Size
16,000 employees
Industry

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