Intact Financial Corporation

Senior Underwriter, Commercial Lines

Intact Financial Corporation$87K — $106K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of underwriting experience in commercial lines or related field
  • Strong analytical skills with the ability to manage complex risks
  • Excellent communication and negotiation skills
  • Proven ability to build and maintain broker relationships
  • Demonstrated leadership capacity, including coaching and mentoring
  • Customer-focused mindset with proactive service delivery
  • Ability to work collaboratively across teams and departments

Responsibilities

  • Build and maintain long-term broker relationships through exceptional service
  • Underwrite moderate-complex risks by analyzing and recommending innovative solutions
  • Coach and mentor team members to enhance underwriting skills
  • Drive improvements in workflow processes to increase efficiency
  • Lead regional performance to achieve service and profitability targets
  • Manage pricing and underwriting disciplines within set guidelines
  • Negotiate and authorize business transactions to grow profitable portfolios

Benefits

  • Flexible work arrangements with a hybrid model
  • Opportunity to purchase up to 5 extra vacation days annually
  • Extensive wellness benefits including telemedicine and wellness accounts
  • Employee Share Purchase Plan with company matching
  • Defined benefit pension plan providing guaranteed income for life
Full Job Description
Salary range (but not limited to): 87,200 - 106,600 Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 10% As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) - with Intact matching 50% of your net shares. Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan. Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well. About the role Join Intact's innovative Commercial Lines Underwriting team and contribute to the success of Canada's largest P&C insurer. Use state-of-the-art technology to streamline broker collaboration and enhance risk assessment. Handle diverse files, build strong broker relationships, and work alongside industry leaders. You'll shape future CL growth through impactful projects, using advanced tools to hone your technical skills. We are committed to sustainable growth, climate change adaptation, and maintaining excellent broker partnerships. Enjoy flexible work arrangements, endless learning opportunities, and a supportive culture that champions inclusivity and career growth. Join us in shaping the future and growing your career. Seeking Senior Commercial Lines Underwriters to elevate impact within a dynamic, growth-focused team-bringing innovative perspectives, advancing expertise, and strengthening Intact's network of Commercial Lines professionals. These permanent, full-time hybrid roles are open in our Ottawa, Ajax, Toronto, Mississauga and London offices. What you'll do here:
  • Build long-term broker relationships through exceptional service and active engagement (visits, field underwriting, industry/marketing events).
  • Underwrite moderate-complex risks; analyze quotes, renewals, and policy changes; recommend innovative, data-driven solutions.
  • Coach and mentor the team to elevate technical underwriting and broker relationships; model a growth mindset.
  • Drive process and workflow improvements to boost efficiency and best practices.
  • Lead regional performance to meet service, production, and profitability goals.
  • Apply disciplined pricing and underwriting within guidelines and authority.
  • Quote, negotiate, sell, and authorize business to grow and retain profitable portfolios.
  • Arrange reinsurance and/or subscription as needed to find solutions for our customers and broker partners.
  • Maintain strong partnerships with brokers, reinsurers, and colleagues.
  • Use systems for inquiries, filing, underwriting, and rating; champion tools that enhance speed and accuracy.
  • Travel as needed to strengthen relationships and market insight.
What you bring to the table:
  • Demonstrates ability to assess and manage complex risks with sound judgment.
  • Superior organization; effectively handles multiple priorities and time-sensitive deadlines.
  • Proactive customer service; identifies needs, negotiates, and tailors broker solutions.
  • Shows initiative; thrives under pressure while maintaining quality outcomes.
  • Proven analytical strength and solutions-oriented underwriting that drives profitable growth.
  • Demonstrates critical thinking and considers diverse perspectives respectfully.
  • Drives innovation via a growth mindset; considers diverse perspectives respectfully.
  • Excellent communication, organizational, and time management skills.
  • Strong cross-functional collaboration across business units; effective team contributor.
  • Skilled communicator; successfully negotiates in challenging situations with brokers.
  • Applies technical analysis and underwriting expertise to profitably grow new business revenue.
  • Builds professional, long-term relationships with brokers, customers, and internal partners.
  • Self-motivated; proactively pursues new business opportunities with brokers and customers.
#LI-Hybrid Il s'agit d'un nouveau rôle au sein de notre équipe en pleine croissance | This role is a new member of our growing team.

About Intact Financial Corporation

Intact Financial Corporation is a Canadian insurance company that provides property and casualty insurance to individuals and businesses. The company operates in Canada and the United States and offers a range of insurance products, including auto, home, and commercial insurance. Intact Financial Corporation was founded in 1809 and is headquartered in Toronto, Canada.
Learn more about Intact Financial Corporation
Size
16,000 employees
Industry

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