Liberty Mutual

Senior Underwriter, CI

Liberty Mutual$75K — $95K *
Fargo, ND 58103In-Person
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3-5+ years in commercial lines or farm and ranch insurance
  • Expertise in multi-line insurance products
  • Proficiency in analytics or technology tools related to underwriting
  • Strong problem-solving and analytical skills
  • Excellent communication and relationship-building abilities
  • Familiar with insurance finance, actuarial concepts, and regulatory issues
  • Bachelor's degree in a related field, with insurance designation preferred

Responsibilities

  • Manage and grow a profitable book of Farm and Ranch business
  • Develop strong relationships with agents and brokers
  • Evaluate risk selection, pricing, and coverage conditions
  • Utilize AI and data insights to enhance underwriting decisions
  • Collaborate with distribution teams to improve submission and renewal strategies
  • Mentor junior underwriters and share best practices
  • Document underwriting decisions and ensure compliance with company standards

Benefits

  • Comprehensive benefits package
  • Professional development and mentoring programs
  • Collaborative work environment
  • Opportunities to leverage AI and technology in decision-making
  • Support for continuous learning and improvement adjustments
Full Job Description
Description

Great underwriters know how to balance data, technology, and human judgment. If you enjoy both quantitative and qualitative reasoning, and you’re energized by the opportunity to manage your own accounts while partnering closely with agents, brokers, and distribution teammates, consider joining Liberty Mutual’s underwriting team. In this role, you’ll use underwriting expertise, analytical tools, and AI-enabled insights to develop, grow, and maintain a profitable diversified book of Farm and Ranch business while helping shape the future of underwriting at Liberty Mutual.

 

Strategic Account Manager

As part of your portfolio strategy, you’ll manage a profitable book of Farm and Ranch business by writing new accounts, growing strong agent and broker relationships, and pursuing renewals. You’ll use AI-enabled insights and portfolio data to prioritize opportunities, improve submission quality, and strengthen account strategy.

 

Problem Solver

You’ll evaluate data, model insights, and account information to determine risk selection, pricing, terms, and coverage conditions. You’ll also identify opportunities to

improve growth, profitability, and diversification using both analytics and underwriting judgment.

 

Clear Communicator

You’ll maintain and strengthen relationships with agents and brokers while collaborating closely with Territory Managers and other distribution partners. You’ll present proposals, negotiate deals, and explain underwriting decisions clearly and confidently.

 

Collaborative Teammate

Contributing to overall team success, you’ll partner across underwriting and distribution to improve agency experience, submission quality, renewal execution, and account strategy. You’ll also mentor underwriters and share best practices that strengthen both technical underwriting and professional development.

 

Conscientious Professional

You’ll ensure the deal is complete by documenting account reviews, sign-offs, referrals, and underwriting decisions in accordance with company standards and state

requirements.

 

 

How we work At Liberty Mutual, underwriting and distribution are increasingly working as strategic partners to improve agency experience, strengthen account execution, and drive profitable growth. In this role, you’ll collaborate with distribution teammates and agency partners to improve submission quality, align on renewal strategy, and focus on the highest-opportunity accounts. You’ll use AI, data, and financial insight to support faster, more consistent decision-making — while continuing to apply the

human judgment and relationship skills that great underwriting requires.

 

What AI looks like in this role We’re using AI and advanced analytics to help underwriters work smarter — identifying patterns, improving prioritization, supporting submission triage, and surfacing opportunities faster. The right candidate will be comfortable using these tools to enhance underwriting decisions, not replace them. You’ll bring the curiosity to learn new tools and the judgment to apply them responsibly.

 

Qualifications

Qualifications

Experience

  • 3-5+ years of commercial lines or farm and ranch experience
  • Experience with multi-line insurance products
  • Experience using analytics or technology tools to improve underwriting workflow, account strategy, or decision-making.

 

Skills

  • Analytical, problem-solving capabilities
  • Strong territory management skills
  • Excellent communication skills
  • An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters
  • Comfort leveraging data, digital tools, and AI-enabled insights to support underwriting decisions and portfolio management.

 

Knowledge

  • Command of insurance finance and actuarial concepts
  • Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories
  • Understanding of contract language, including regulatory and policy differences among applicable states
  • Familiarity with continuous improvement processes and tools

 

Education

  • A bachelor’s degree in a related field
  • Chartered Property Casual Underwriter or other professional insurance designation preferred (currently or in process) and/or AFIS Agribusiness and Farm Insurance Specialist 

About Liberty Mutual

Since 1912, Liberty Mutual Insurance have committed theirselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners.

Liberty Mutual Careers

Join the vibrant team at Liberty Mutual, a leading global insurance company, where your career is in your hands. At Liberty Mutual, we are committed to fostering an inclusive culture that values diversity and innovation. With a variety of job opportunities across multiple fields, this is where your professional journey can truly flourish.

Work You’ll Do

At Liberty Mutual, you’ll be part of a team that’s dedicated to empowering people to live safer, more secure lives. Whether you’re interested in a position in claims handling, underwriting, or customer service, you’ll find a platform here to enhance your skills and push the boundaries of what you can achieve.

Explore Our Job Opportunities

Liberty Mutual offers a range of career paths for both seasoned professionals and those just starting out. Our internship programs provide invaluable hands-on experience, helping to bridge the gap between education and full-time employment. For those seeking to grow their career, we offer positions that challenge and inspire, backed by benefits that support both professional and personal growth.

Innovate with Us

Innovation is at the heart of Liberty Mutual. We encourage our team to bring fresh ideas that drive industry leadership and improve customer experiences. By joining our team, you’ll collaborate with talented professionals who are keen on developing solutions that lead the market.

Develop Your Career

Liberty Mutual is deeply invested in the professional development of its employees. With comprehensive diversity training and leadership programs, we prepare you to take on leadership roles within the company. Networking opportunities within the company can lead to mentorship and further career advancement.

Benefits of Joining Liberty Mutual

Working at Liberty Mutual comes with numerous benefits. From competitive salaries to health and wellness programs, we ensure our team members are well taken care of. More than just a job, a position at Liberty Mutual is a stepping stone to a fulfilling career.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Liberty Mutual. We are actively hiring and looking for individuals who are passionate, curious, and ready to drive change. Enhance your resume, prepare for your interview, and become part of a company that values your unique skills and vision.

Stay Connected

Keep up to date with the latest from Liberty Mutual Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get insights into new postings and career tips directly from our team.

Liberty Mutual: A Place to Grow, Innovate, and Lead

Discover how you can make a difference. Visit our careers page to find the position that’s right for you and join a team that’s committed to growth, leadership, and innovation. At Liberty Mutual, your career is what you make it.
Learn more about Liberty Mutual
Size
45,000 employees
Industry
Founded
1912

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