Position Type: RemoteLocation: Ohio (Will consider candidates in other states)Position SummaryUnder general supervision, reviews and evaluates insurance applications to assess risk, determine acceptability, establish appropriate coverage, and develop pricing recommendations. Builds, maintains, and strengthens relationships with agencies and brokers to support business growth. Exercises defined underwriting authority and business development responsibilities while providing underwriting expertise across one or more liability lines. Conducts industry research on forms, rates, market trends, and legal developments, and provides recommendations to underwriting staff and management as needed. Develops and manages a profitable book of business within an assigned territory, ensuring results align with company growth and profitability objectives.
Key Responsibilities- Evaluate new and renewal policy applications and related documents to classify and assess each risk, determine acceptability, assign rating, indicate endorsements and limits, and determine appropriate pricing.
- Contact and respond to verbal and written inquiries from brokers within designated timeframe to provide appropriate information and serve as an underwriting resource.
- Create and maintain all documentation (physical and electronic) including new and renewal bound files, underwriting worksheets, documentation of phone conversations, and other key documents according to departmental guidelines.
- Adhere to all company underwriting authority directives, underwriting guidelines, and other applicable company policies and procedures.
- Approve or deny within given authority or recommend approval or denial to higher authority.
- Cultivate relationships with internal and external contacts to facilitate the underwriting process, promote business development, and to remain abreast of industry trends.
- Serve as a resource to other departmental staff with regards to underwriting procedures and other departmental guidelines.
- Develop understanding of various factors that affect and influence policy rating and risk.
CompetenciesPlanning
• Follow work plans, established timelines, and predefined goals for assigned work.
• Meet commitments on deadlines.
Communication
• Communicate activities, results, and observations with employees and management as appropriate.
Cost Management
• Identify areas for improvement in existing business practices.
• Perform work thoroughly in a cost-efficient manner and at a high productivity level.
Business Controls and Policies
• Comply with all corporate policies and procedures.
• Report any breakdowns in controls to management.
• Conduct all activities in a safe manner.
People Management
• No people management responsibility.
Education4 Year Bachelors Degree / or the equivalent education and/or experience
Experience5+ years of relevant and progressive middle market contractors E&S professional experience
Certifications, Licenses, and DesignationsStudies toward attaining a Registered Professional Liability Underwriter (RPLU), Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), Certified Insurance Counselor (CIC) or equivalent insurance designation depending on specialty area
What we offer- Competitive salary and employee benefit package
- Strong learning culture
- Growth perspectives
- 6% 401K match
- 20 days of PTO and 2 Floating Days
- Paid parental leave
- An opportunity to love what you do
DisclaimerAs an insurance company, we comply with certain federal, state and local laws such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC a7 1033(e)), which restricts our ability to employ individuals with certain types of criminal convictions. Where not restricted by law and for criminal history not covered by this law, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law.
Pay TransparencyThe pay range for this position is $94,200-$164,300, which includes geographic adjustments, where applicable. The pay range is the range THMCC, in good faith, believes is the range of compensation for this role at the time of this posting. The hired applicant will be offered pay within the entire range based on the candidate#39;s geographic location, qualifications, work experience, education, and/or skill level. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of color, race, sex, national origin, sexual
orientation, religion, age, veteran status, disability, pregnancy, citizenship status, genetic information, or any other basis protected by federal, state, or local pay equity laws.
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