M&T Bank Corporation

Senior Software Engineer - Generative AI

M&T Bank Corporation$97K — $161K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Associate's degree with 5+ years of systems analysis/application development or Bachelor's degree with 3+ years of experience, or 7+ years equivalent experience in combination.
  • Strong foundation in software engineering principles, data structures, and algorithms.
  • Hands-on experience with Java, Python, or C# in production environments.
  • Experience with RESTful APIs and Git-based version control.
  • Working knowledge of machine learning and LLM fundamentals.
  • Experience within enterprise SDLC, security, and compliance standards.

Responsibilities

  • Design, develop, and support features that leverage Generative AI, such as AI-assisted coding and documentation.
  • Implement retrieval-augmented generation (RAG) solutions, focusing on data ingestion and search pipelines.
  • Build agent-based and tool-invoking GenAI workflows with multi-step LLM interactions.
  • Develop APIs and backend services to connect LLMs to internal systems and external tools.
  • Lead prompt design and testing to enhance output quality and safety.
  • Engage in model testing and performance analysis using enterprise frameworks.
  • Provide hands-on development with modern programming languages.

Benefits

  • Comprehensive health, dental, and vision coverage.
  • 401(k) plan with employer matching.
  • Generous paid time off policy.
  • Employee development programs and internal training opportunities.
  • Access to a collaborative and innovative work environment.
Full Job Description
Role Summary

The Senior Software Engineer - Generative AI is a hands-on technical contributor responsible for designing, developing, and integrating Generative AI-enabled capabilities within M&T Bank's secure, governed enterprise environment. This role combines strong software engineering fundamentals with applied GenAI experience and partners closely with product, architecture, and engineering teams to deliver scalable, reliable, and responsible AI solutions.

Key Responsibilities
  • Design, develop, and support GenAI-enabled features including AI-assisted coding, documentation, testing, analysis, and workflow automation
  • Implement and maintain retrieval-augmented generation (RAG) solutions, including data ingestion, embeddings, vector stores, and search pipelines
  • Design and build agent-based and tool-invoking GenAI workflows, including multi-step LLM interactions using approved enterprise platforms
  • Develop and integrate APIs and backend services connecting LLMs to internal systems and approved third-party tools
  • Lead prompt design, testing, and iteration to improve output quality, relevance, and safety
  • Participate in model testing, evaluation, and performance analysis using established enterprise frameworks
  • Contribute hands-on development using modern languages and frameworks (e.g., Java, Python, C#)
  • Collaborate with Product Managers, Architects, and Engineers to translate requirements into technical solutions
  • Provide technical guidance and mentoring to less experienced engineers
  • Follow and promote M&T Bank SDLC, security, and responsible AI standards


Required Qualifications
  • Associate's degree and a minimum of 5 years' systems analysis and/ or application development work experience or Bachelor's degree and a minimum of 3 years' systems analysis and/ or application development work experience. In lieu of degree, a combined minimum of 7 years' education and/or relevant work experience, including a minimum of 3 years' systems analysis and/or application development work experience
  • Strong foundation in software engineering principles, data structures, and algorithms
  • Hands-on experience with Java, Python, or C# in production environments
  • Experience with RESTful APIs, API-driven development, and Git-based version control
  • Working knowledge of machine learning and large language model (LLM) fundamentals
  • Experience working within enterprise SDLC, security, and compliance standards


Preferred Qualifications
  • Experience implementing Generative AI solutions in enterprise or regulated environments
  • Hands-on experience with RAG architectures, embeddings, and vector databases
  • Familiarity with Transformer-based models, attention mechanisms, and tokenization
  • Experience with Microsoft Azure, including Azure-based AI services and GenAI platforms
  • Exposure to CI/CD pipelines, DevOps tooling, and automated testing
  • Understanding of responsible AI, data privacy, and model governance principles


M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $97,100.00 - $161,800.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

Location
Buffalo, New York, United States of America

About M&T Bank Corporation

M&T Bank is a financial holding company headquartered in Buffalo, New York. M&T's principal banking subsidiary, M&T Bank, operates banking offices in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Trust-related services are provided by M&T's Wilmington Trust-affiliated companies and by M&T Bank. M&T Bank traces its origins to the founding of Manufacturers and Traders Bank in Buffalo, New York. As a result of mergers, acquisitions, and name changes, M&T Bank Corporation's principal bank is now known as Manufacturers and Traders Trust Company or M&T Bank. M&T Bank reorganized under a bank holding company in 1969 called First Empire State Corporation. The name was changed in 1998 to M&T Bank Corporation, whose common stock is listed on the New York Stock Exchange and trades under the symbol "MTB."

M&T Bank Corporation Careers

Join the vibrant team at M&T Bank Corporation, a leading financial institution where innovation meets tradition, offering a plethora of job opportunities across various sectors. As one of the most respected banks in the nation, M&T Bank Corporation is the perfect place to jumpstart or advance your career in the financial services industry.

Work You’ll Do

At M&T Bank Corporation, you will be part of a culture that cherishes diversity, leadership, and professional growth. Engage in work that makes a real difference in the community while fostering your career development through comprehensive training programs and diverse learning opportunities.

Innovate and Lead

Embrace the chance to work on projects that integrate cutting-edge financial technologies with robust, traditional banking practices. M&T Bank Corporation is at the forefront of the financial industry, offering innovative solutions that redefine banking standards. Our leadership in the market is driven by a commitment to excellence and continuous improvement.

Career Growth and Opportunities

Whether you are looking for an entry-level position or a more senior role, M&T Bank Corporation provides a dynamic pathway for career advancement. With a variety of job opportunities ranging from internships to full-time positions, you can find the perfect match for your skills and ambitions. Our team is dedicated to helping you navigate your career path with tailored development plans and leadership training.

Join Our Team

Explore job opportunities and join a team that values hard work, creativity, and strategic thinking. M&T Bank Corporation is hiring professionals who are passionate about finance and eager to contribute to a team-oriented environment. Enhance your skills through hands-on experience and ongoing professional development.

Networking and Professional Development

At M&T Bank Corporation, networking and professional development are part of our DNA. Connect with industry leaders, participate in high-impact networking events, and take advantage of our mentorship programs. Our employees benefit from a supportive network that boosts their career trajectories and fosters meaningful professional relationships.

Benefits and Culture

Enjoy a comprehensive benefits package that supports both your professional and personal life. M&T Bank Corporation offers competitive salaries, health benefits, and retirement plans designed to ensure the well-being of our team members and their families. Experience a supportive and inclusive culture where every employee is valued and given the opportunity to thrive.

How to Apply

Ready to take the next step in your career? Visit the M&T Bank Corporation Careers page to browse current openings, submit your resume, and prepare for your interview. We are excited to see how your skills and ideas can contribute to our continued growth and success.

Stay Connected

Keep up to date with the latest from M&T Bank Corporation by following our careers blog. Gain insights from our experts and stay informed about new job openings and upcoming networking events. Join M&T Bank Corporation today and be part of a team that is dedicated to growth, innovation, and leadership in the banking industry. Your future starts here!
Learn more about M&T Bank Corporation
Size
17,115 employees
Market Cap
$25.2 billion
Industry
Net Income
$1.3 billion
Founded
1868
5 Year Trend
+0.2%
NASDAQ

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