Senior Property Insurance Broker

IMA Financial Group

$100K — $250K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of commercial property brokerage or market-facing experience with large, complex accounts.
  • Active P&C license required.
  • Deep experience structuring large shared and layered property programs.
  • Advanced knowledge of carrier and broker policy forms, including bespoke terms negotiation.
  • Established relationships in US, London, Bermuda, E&S, and reinsurance markets.
  • Proficient in interpreting catastrophe modeling (RMS, AIR) for program design and pricing.
  • Experience mentoring junior associates and reviewing work product.

Responsibilities

  • Lead strategy and placement for the practice's largest property accounts.
  • Serve as senior negotiator across multiple global markets.
  • Design excess towers and ensure coverage forms are concurrent.
  • Oversee catastrophe modeling interpretation and pricing recommendations.
  • Accountable for revenue and support new business opportunities.
  • Cultivate relationships for a hybrid wholesale-to-direct placement strategy.
  • Mentor and technically review junior brokers' work for quality assurance.
  • Partner with risk control and analytics to enhance client outcomes.

Benefits

  • Annual Performance Bonus
  • Stock Purchase
  • Medical Plans
  • Prescription Drugs
  • Dental and Vision
  • Paid Time Off and Paid Holidays
  • Flexible Work Options
  • Sabbatical and Personal Development
  • Well-Being Stipend
  • 401(k) with contribution options
  • Life/Disability insurance and Accident coverage
Full Job Description
Position Summary

The Senior Property Insurance Broker leads the placement of the largest and most complex property programs in the practice, serving as the primary market-facing technical authority. Beyond executing shared and layered placements across global markets, this role sets program strategy, drives direct-market relationships, mentors junior brokers and analysts, and safeguards the firm's technical quality and E&O standards. The Senior Broker is instrumental in expanding market access, elevating submission quality, and coaching property brokers and other account team members.

Key Responsibilities
• Lead strategy, structure, and placement for the practice's largest and most complex property accounts, including multi-layer, quota-share, and global shared programs.
• Serve as senior market-facing negotiator across US domestic, London (Lloyd's), Bermuda, E&S / wholesale, and reinsurance markets, securing capacity and preferred terms.
• Design layered / excess towers and difference-in-conditions structures; reconcile carrier and broker (manuscript) forms to ensure concurrency and eliminate coverage gaps.
• Direct catastrophe modeling oversight and interpretation (RMS / Moody's and AIR / Verisk), translating output into limit and pricing recommendations for clients and account teams.
• Own revenue accountability for a book of large accounts and support new-business pursuits, RFP responses, and proof-of-concept placements.
• Champion the hybrid wholesale-to-direct placement strategy by cultivating direct relationships with carriers, syndicates, and Bermuda markets.
• Mentor, coach, and technically review the work of Property Brokers and Analysts - including submissions, program options, and binders - to build bench strength and consistency.
• Establish and enforce technical standards, workflow, and E&O controls (policy checking, non-concurrency review, valuation discipline).
• Partner with risk control, analytics, and claims to deliver differentiated client outcomes and support renewals with credible risk-improvement narratives.
• Represent IMA with underwriters, industry groups, and clients as a senior technical spokesperson for the Property Practice.

Required Qualifications
• 10+ years of commercial property brokerage or market-facing experience, with a track record on large, complex accounts.
• Active P&C license required.
• Deep experience structuring and placing large shared and layered property programs.
• Advanced command of carrier and broker policy forms and manuscript wording, including drafting and negotiating bespoke terms.
• Established, direct relationships across US, London, Bermuda, and E&S markets, plus reinsurance placement experience.
• Advanced proficiency interpreting RMS and AIR catastrophe modeling to drive program design and pricing.
• Demonstrated experience mentoring junior associates and reviewing technical work product.
• Experience contributing to practice growth strategy, hiring, and talent development.

Core Competencies
• Strategic program design and market leadership.
• Advanced negotiation and capacity management across global markets.
• Coaching, mentorship, and technical quality assurance.
• Executive-level communication and client trust-building.
• Ownership mindset consistent with IMA's employee-owned, "One IMA" culture.

The anticipated posting timeline for this opportunity is 09/04/2026-10/04/2026.

Salary Range

$100,000-$250,000 USD

Compensation & Benefits

Being a part of IMA has its benefits. When you become part of the IMA family, you become eligible to take part in our valuable benefits and rewards package designed to benefit you, your family, and your life. Our plans are cost-effective, convenient and provide progressive ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life. This role is eligible for the following:

Annual Performance Bonus, Stock Purchase, Medical Plans, Prescription Drugs, Dental, Vision, Family Assistance Program, FSA, HSA, Pre-Tax Parking Plan, 401(k), Life/AD&D, Accident, Critical Illness, Hospital Indemnity, Long Term Care, Short-term Disability, Long-term Disability, Business Travel Accident, Identity Theft, Paid Time Off, Flexible Work Options, Paid Holidays, Sabbatical, Gift Matching, Well-Being Stipend, Personal and Professional Development. In addition to our robust benefits package, the final offer amounts will depend on a variety of factors, including the candidate's geographic location, prior relevant experience, and their knowledge, skills, and abilities.

*These benefits do not apply to internship roles.

Similar Jobs

More Jobs at IMA Financial Group

More Finance & Insurance Jobs

Find similar Senior Property Insurance Broker jobs: