Work Location:Mount Laurel, New Jersey, United States of America
Hours:40
Pay Details:$72,280 - $117,520 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:TD Wealth
Job Description:The Senior Product Analyst, US Wealth is expected to support product management in completing both strategic and tactical initiatives related to the ongoing development and support of the TD Wealth Products & Platforms. This includes but is not limited to Advisory, Brokerage, Financial Planning, and Insurance & Annuity businesses.
Primary areas of focus include data gathering and translation to support new product evaluation; carrying out process improvement and initiatives from requirement definition to implementation; working with various business groups to identify opportunities for process improvement; assisting with sponsor and strategy launches; maintaining and improving relationships.
The department supports several Cash Sweep programs, with a 3rd Party Broker Dealer and TD Wealth. The department is responsible for end to end product ownership, oversight and monitoring of sweep programs involving insured deposit sweep options and money market fund sweep options. Third party oversight is a key focus of the department.
Depth & Scope:- Supports and resolve advisors day to day questions and issues around assigned product and platforms
- Works with large amounts of data, facts, figures, number crunching and analyze it and make recommendations in improving the business
- Evaluates product metrics, trends, and data and come to new conclusions based on the findings
- Presents their findings or translate the data into an understandable documents and business cases
- Monthly reporting by business line
- Breaks down cost and profitability analysis
- Manages small projects from analysis to implementation working with operations, vendors and technology
- Supports internal procedures and processes required to maintaining daily account activity
- Performs workflow & business analysis resulting in operational procedures to meet business needs
- Assists in analyzing new business opportunities to assess effects on workflow
- Liaises with vendors to coordinate product enhancements and platform change management
- May assist in business plans leveraging Acquisition and Segments teams to increase new account growth and track P&L impact
- Assists product teams efforts to deliver financial results for the product/product suite via operation of all available levers: pricing, margin, volume etc., creates and delivers business cases to achieve strategic business results
- Supports and resolves sales team day to day questions and issues
- Supports training efforts on new system/solution rollout
Education & Experience:- Undergraduate degree with a quantitative discipline
- 3+ years relevant experience
- Strong database background/skills
- Project management skills are a plus
- Ability to communicate effectively in both oral and written form
- Ability to work collaboratively and build relationships
- Ability to work successfully as a member of a team and independently
- Ability to exercise sound judgement in making decisions
- Knowledge of and/or skill in using analytical software tools, data analysis. methods and reporting techniques
- Skill in using computer applications including MS Office (strong Access and Excel skills a must) with an understanding of database design and trouble shooting
- Ability to handle confidential information with discretion
- Licensing (Role Dependent): Series 7, 63 and 65 (or 66), Life & Health or willingness to get licensed is a plus
Preferred Qualifications:- Strong financial and communication skills
- Understanding of risk identification, control creation and maintenance and effective procedure creation
OCC Language:- This position is with a FINRA member, broker and/or dealer and is subject to the requirements of FINRA and Securities Laws. May (or may not) be a registered position under FINRA.
- Must be eligible for employment under standards established by FINRA. Subject to the investigation and verification requirements of FINRA Rule 3110(e), including: the Firm's obligation to investigate the good character, business reputation, qualifications and experience of an applicant for registration before applying to register the applicant with FINRA and filing the applicant's Form U4 with the CRD, and before representing on the applicant's Form U4 that it has conducted this investigation and verified the accuracy and completeness of the information contained in the applicant's Form U4; and the Firm's obligation to verify the accuracy and completeness of the information contained on the applicant's Form U4, no later than 30 calendar days after the Form U4 is filed with FINRA.
- Satisfactory results on a criminal background check, credit report check, civil litigation search, and regulatory agency or self-regulatory organization enforcement action search, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority or self-regulatory organization, are required by federal law for this position.
Physical Requirements:Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
- Domestic Travel - Occasional
- International Travel - Never
- Performing sedentary work - Continuous
- Performing multiple tasks - Continuous
- Operating standard office equipment - Continuous
- Responding quickly to sounds - Occasional
- Sitting - Continuous
- Standing - Occasional
- Walking - Occasional
- Moving safely in confined spaces - Occasional
- Lifting/Carrying (under 25 lbs.) - Occasional
- Lifting/Carrying (over 25 lbs.) - Never
- Squatting - Occasional
- Bending - Occasional
- Kneeling - Never
- Crawling - Never
- Climbing - Never
- Reaching overhead - Never
- Reaching forward - Occasional
- Pushing - Never
- Pulling - Never
- Twisting - Never
- Concentrating for long periods of time - Continuous
- Applying common sense to deal with problems involving standardized situations - Continuous
- Reading, writing and comprehending instructions - Continuous
- Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
