Mission Lane

Senior Platform Manager, Authorizations

Mission Lane$123K — $150K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Strong expertise in TSYS TS2 authorization and transaction processing
  • Proven ability to solve complex platform issues independently
  • Experience collaborating with cross-functional teams including Fraud, Product, and Engineering
  • Excellent communication skills for presenting ideas to vendors and leadership
  • Skilled in building and maintaining authorization monitoring infrastructure
  • Ability to execute testing plans effectively in fast-paced settings
  • Willingness to travel 4-6 times annually for collaboration.

Responsibilities

  • Monitor and optimize the health of the auth and transaction platform
  • Manage fraud-related features and authorization settings
  • Collaborate with Product on transaction data mapping and token provisioning
  • Develop operational dashboards and perform SQL queries for data analysis
  • Standardize testing approaches for authentication and transaction changes
  • Serve as core backup for TS2 terms, statements, and cards support.
  • Translate platform complexities to actionable insights for various teams.

Benefits

  • Comprehensive benefits plan including health/dental/vision insurance
  • 401(k) match
  • Monthly wellness stipend
  • Paid parental leave
  • Flexible spending account for childcare and healthcare
  • Life insurance
  • Remote-first work environment.
Full Job Description
We're looking for an authorizations and transactions expert to own the systems that decide, in real time, how well a Mission Lane card works, reporting to the TSYS Principal Platform Manager.

The impact you'll make:

Somewhere right now, a Mission Lane cardholder is tapping their card at checkout or pulling up their digital wallet, trusting that it will work. The TSYS, Visa and related systems behind that moment are exactly what this role owns. The Senior Platform Manager in this role will make sure the credit customers have built with us is instantly accessible when they need it, so they can keep moving forward.

Success looks like:
  • Cards and tokens work reliably, every time.
  • Authorization rules are tuned to balance fraud risk, utilization, and customer experience.
  • Features like virtual cards ship quickly, backed by the testing rigor to get them right the first time.
  • You're known as the internal go-to for auth and transaction questions; Fraud and Product bring you into the room early, while decisions are still being shaped.

What you'll own:
  • Auth and transaction platform health: monitoring, configuring, and optimizing authorization settings, decline rates, and transaction matching across TSYS (TS2) and Visa
  • Fraud partnership: token lifecycle, authorization settings, stand-in processing logic, virtual card management, and over-limit authorization policies
  • Product partnership: transaction and auth data mapping across app, web, and agent experiences, and token provisioning enhancements
  • Operational infrastructure: auth monitoring dashboards, Snowflake queries, TSYS auth log translation, and TS2 configuration and deployment
  • Testing and discovery: a standardized testing approach for auth/tx changes, including testing workbooks and release rigor, plus discovery work to understand platform capabilities and help shape the execution roadmap
  • TS2 core backup: Terms, Statements, and Cards support when the primary team needs it

You'll thrive in this role if:
  • You can sit across the table from Fraud, Product, and Engineering, and translate what's happening in the platform into something each of them can act on
  • You're a self-starter who proactively looks for ways to optimize authorization
  • You can stand in front of leadership or a vendor like TSYS and present a recommendation clearly, without needing someone else in the room to translate for you
  • You know when documentation is worth writing, and you make sure it happens

Minimum Qualifications:
  • Strong, hands-on expertise in TSYS TS2 authorization and transaction processing
  • A track record of proactively solving complex platform problems with limited management oversight
  • Experience working across Fraud, Product, Engineering, and similar teams, translating platform complexity so others can act on it
  • Strong communication skills in group settings and with vendors and leadership, including developing and presenting recommendations independently
  • Experience building or maintaining auth monitoring, alerting, and reporting infrastructure
  • Experience developing and executing testing plans for platform changes in a fast-moving environment
  • Ability to travel ~4-6 times per year for high-quality in-person collaboration.

Preferred Qualifications:
  • Experience optimizing digital wallet and token provisioning configurations
  • SQL proficiency for auth data analysis, monitoring, and troubleshooting
  • Experience with Agile methodologies and tools (e.g., Jira, Confluence)

Compensation:

Annual full-time starting base salary range: $123,000 - $150,000

This role is eligible for additional compensation in the forms of participation in our annual incentive and equity programs.

Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role. Mission Lane also offers a comprehensive benefits plan, which includes paid time off, 401(k) match, a monthly wellness stipend, health/dental/vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-first work environment.

About Mission Lane

LendUp was an American online direct lender. It offered payday loans, installment loans, and credit cards to consumers with low credit scores using publicly available data to assess creditworthiness. The company referred to its customers as “the emerging middle class.” LendUp also issued credit cards in partnership with Tom Steyer's Beneficial State Bank. LendUp was co-founded by in 2011 by stepbrothers Sasha Orloff and Jake Rosenberg and incubated at Y Combinator.The company positioned itself as a "socially responsible lender," and claimed to provide access to financial services for "underbanked" Americans in addition to lower cost credit and credit-building opportunities. LendUp received $325 million in equity and debt financing from PayPal, Kleiner Perkins Caufield & Byers, Google Ventures, Andreessen Horowitz, Alexis Ohanian, Y Combinator and QED Investors, among others. In an article published shortly after the company's launch, Time Magazine wrote that LendUp "says it’s not like other payday lenders. Yet the fees it charges — a little over $30 to borrow $200 for two weeks — are similar to what its competitors charge." In 2016, LendUp paid $6.3 million in fines for deceptive practices and widespread violations of payday and installment loan laws. In 2016 it was again sued by the Consumer Financial Protection Bureau for violating the Military Lending Act.
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