The Senior Credit Lead is accountable for active portfoliomanagementleadership, team development, and credit risk oversight across a Regional orIndustry alignedportfolio within Credit Solutions, combining deep credit expertise with strong leadership capabilities to set strategic portfolio direction,effectively manage escalations, partner strategically with Banking and Credit Risk stakeholders, and execute portfolio strategy with discipline. The role requires maintaining aforward-lookingview of risk, proactively identifying emerging credit issues and industry trends, and acting decisively to protect asset quality, while serving as a trusted advisor to Banking partners, Credit Risk, and Senior Management and fostering a strong risk culture anchored in consistently high standards of credit judgment and execution.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for doing the right thing for customers andcolleagues andensuring that actions and behaviors drive a positive customer experience. While operatingwithin the Bank’s risk appetite, achievesresults by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Partner with Banking leadership (Regional Presidents, Group Heads, or Coverage Leaders) to understand business strategy, growthobjectives, and pipeline dynamics.
Drivecredit excellence metrics, including asset quality, policy adherence, underwriting quality, risk rating accuracy, problem loan identification, andtimelyremediation of issues.
Lead portfolio reviews, risk discussions, and escalationswith Credit Risk, Credit Risk Review, and Senior Management.
SUPERVISORY RESPONSIBILITY:
Includes the direct and indirect supervision and direction of the day-to-day activities of Credit Solutions professionals. Responsible for providing employees with timely, candid, and constructive performance feedback. Develop employees to their fullest potential and provide challenging opportunities that enhance employee career growth. Develop the appropriate talent pool to ensure adequate bench strength and succession planning. Recognize and reward employees for accomplishments.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
Bachelor’s degree in Business, Finance, Accounting, or related field required; advanced degree preferred.
Minimum of 10 years of experience in commercial credit, portfolio management, underwriting, or credit risk leadership.
Advanced expertise in commercial credit underwriting, structuring, portfolio management, and legal documentation.
Excellent analytical, organizational, and decision making capabilities, including comfort operating in complex or ambiguous environments.
Senior Middle Market Credit Lead
Total Base Pay Range 121,900.00 - 262,100.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: or by consulting with your talent acquisition partner.
LOCATION -- San Diego, California 92130
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
